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  1. #1

    Default CFI Cooperative Time Deposit Interest


    Regarding sa cfi bah kanang mag time deposit kag 400k pila ang interest ana? Nya pila pud imong possible dividend within sa year.

  2. #2
    maypa dri ka mag time dposit boss Mac..dako sila intersest sa time deposit range sa 4.5-7%/ year..depende sa amount og duration. word of caution lang wa ni sila PDIC sama sa banks..mao ni imo risk dri..kung mo close ang coop kuyaw matbla imo wawarts..although naay CODIS nga ila pang gi establish

  3. #3
    Quote Originally Posted by Kooperative View Post
    maypa dri ka mag time dposit boss Mac..dako sila intersest sa time deposit range sa 4.5-7%/ year..depende sa amount og duration. word of caution lang wa ni sila PDIC sama sa banks..mao ni imo risk dri..kung mo close ang coop kuyaw matbla imo wawarts..although naay CODIS nga ila pang gi establish
    True.
    Around 4.5% to 7% jud ang time deposit in coops.
    Ang ato lang jud ani is ang pagpangita og coop nga makasalig ta.

    You can always play it safe... like dili paabton og 1 year bah.
    Like 9 months, withdraw na.
    Be sure lang nga ang terms imo gibutang is 9 months pod aron makuha jud nimo ang interest.


  4. #4
    Quote Originally Posted by jackdi View Post
    True.
    Around 4.5% to 7% jud ang time deposit in coops.
    Ang ato lang jud ani is ang pagpangita og coop nga makasalig ta.

    You can always play it safe... like dili paabton og 1 year bah.
    Like 9 months, withdraw na.
    Be sure lang nga ang terms imo gibutang is 9 months pod aron makuha jud nimo ang interest.

    Pwede diay ang months? naka try naka?

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    Quote Originally Posted by Kooperative View Post
    maypa dri ka mag time dposit boss Mac..dako sila intersest sa time deposit range sa 4.5-7%/ year..depende sa amount og duration. word of caution lang wa ni sila PDIC sama sa banks..mao ni imo risk dri..kung mo close ang coop kuyaw matbla imo wawarts..although naay CODIS nga ila pang gi establish
    naka try naka? unsay coop nimo? regarding sa dividends pila makuha nimo yearly? nya naka suway naka time deposit? unsay nindut?

  5. #5
    Quote Originally Posted by macmac26 View Post
    Pwede diay ang months? naka try naka?
    Yes.. you can go for 3 months at least.. and then any number of months beyond that.
    Take note lang jud Boss.. if imo i-withdraw before the agreed terms, zero ang interest.
    If dili nimo ma-withdraw, mo-roll ra siya and interests will be added/recomputed.


  6. #6
    Quote Originally Posted by jackdi View Post
    True.
    Around 4.5% to 7% jud ang time deposit in coops.
    Ang ato lang jud ani is ang pagpangita og coop nga makasalig ta.

    You can always play it safe... like dili paabton og 1 year bah.
    Like 9 months, withdraw na.
    Be sure lang nga ang terms imo gibutang is 9 months pod aron makuha jud nimo ang interest.

    Pamati jud aning master Jackdi kay grandmaster jud ni sa kwarta2x..hehe

  7. #7
    Quote Originally Posted by macmac26 View Post
    Pwede diay ang months? naka try naka?

    - - - Updated - - -



    naka try naka? unsay coop nimo? regarding sa dividends pila makuha nimo yearly? nya naka suway naka time deposit? unsay nindut?
    dghan nako na try.. pro igo lang ko gipa-asa #Hugot ....ubay2x nako na try na coop. Yes nka try nako time dposit sauna sa capitol nga coop..ok ra man sila..d lang sad maayo ihurot imo wawarts og Time diha kay ang Chairman Garcia baya...murag controlled ra kaayo sa family ang Board..walay check & balance kaayo..naa pa dghan coops boss..basa2x lang dri sa istorya..timan-i lang nga not all coops kay maayo or dako hatag %.

  8. #8
    Quote Originally Posted by Kooperative View Post
    Pamati jud aning master Jackdi kay grandmaster jud ni sa kwarta2x..hehe
    hehehe... Di pod Boss oi.

    Based on experience lang na ako.
    Like everyone, mangita man jud ta'g mas maayo.


  9. #9
    effective this year kay 10k nalang max sa share capital for new members. unya 4% p.a. ang interest sa TD, 3mos. ang term before ma withdraw. kung lampas 500k but below 1M, diha ra ma 5% p.a. ang interest.

  10. #10
    Quote Originally Posted by kkk11 View Post
    effective this year kay 10k nalang max sa share capital for new members. unya 4% p.a. ang interest sa TD, 3mos. ang term before ma withdraw. kung lampas 500k but below 1M, diha ra ma 5% p.a. ang interest.
    Salamat sa info. Unsay requirements ani? napay bayran para maka join like fees sa sumthing sumthing?

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