How old are you? And how much is your savings na?

[rl]

I have savings in a bank and in 2 cooperatives...i have my own piece of land after paying it for 5 years, already done paying my life insurance...and im planning to buy a piece of memorial at manila memorial...i have my sideline business which we only invested 4k with my business partner last january and its already 30k as of august...and im already in my early 30s...its not much but its a start

Technically, you just don't spend more than what you earn, avoid buying things that you don't need, i don't eat on expensive restaurants, i bring lunch at work, as much as possible try to walk to save fare (for exercise too)...overall account on my assets is already almost 800k but i think only 20% is liquid...most is intangible, i had to set it like this to make sure i won't spend the money

Tip: try saving 20 or 50 pesos a day place it in a piggy bank, after a month deposit it in bank...you'll be suprised by the end of 5 years...for the girls, stay away from market sale coz of instead of saving you'll end up buying more

very good. thanks for inspiring other to save.

[raztadog]

kugi lang mga kabanay! hulat2 ta dirig mga business diskarte bih arun atung sundon.. keep it comin mga boss!

P.S. bahala nag 3-in-1 pero maka ipon ka kada buwan kesa starbucks kada adlaw pro utang nag banaw.. nah mean?! hehe

[CebuPrimeREP]

Age: 26
Savings/Investments: 40k+
Assets: 2 properties
Liabilities: car, 1 property
Net Worth: Negative (For now. hahaha)

[rl]

Age: 26
Savings/Investments: 40k+
Assets: 2 properties
Liabilities: car, 1 property
Net Worth: Negative (For now. hahaha)

ok rana boss, naa man ka properties, mu tubo pana

[CebuPrimeREP]

@rl

mao boss. negative kay gabayad pa man hehe.

[greywolves]

Nice. The earlier magsave, mas dakong chances magretire before 40.

[boykolotz]

Share pud ko.

I am currently working as a call center agent for 3years, nya ng sugod ug part time as Financial Advisor (kay ako insurance agent cgeg pamugos)

Age: 24/Single
Savings: 100k (SA) / 50k (PA)
Investments: VUL Insurance (5-years to pay)
Tangible assets: Gaming RIG, Smartphone ahmm i think mao ra.

Expenses: Kuryente, Tubig, Cable and Internet.

[rl]

Share pud ko.

I am currently working as a call center agent for 3years, nya ng sugod ug part time as Financial Advisor (kay ako insurance agent cgeg pamugos)

Age: 24/Single
Savings: 100k (SA) / 50k (PA)
Investments: VUL Insurance (5-years to pay)
Tangible assets: Gaming RIG, Smartphone ahmm i think mao ra.

Expenses: Kuryente, Tubig, Cable and Internet.

wow good job bro. dako na kaau kag savings. keep it up. when i was your age, i only have 3k in my name lol

[cloudduster]

Cooperative akoa. Auto deduct sa sweldo, not much but it's a start.
Invest pud ko sa jewelry, maayo kay ma prenda LOL.. Naa may mga 0% interest for 6- 12-months.

Mao ni akong style, kay kung maka gunit kug kwarta, e gasto gyud nako. Maayo ng naa koy utang para ma encourage mo bangon every day para mo trabaho.

[CebuPrimeREP]

@cloudduster

pareho ta boss. and i think daghan pud mga tao ing-ana. mas willing mubayad ug utang kaysa mag-tigum.
kung huna hunaon pa lang nga utang ang tigum, dali ra siguro maka-tigum. haha.