How old are you? And how much is your savings na?

[spectrespook]

Dili ka compyansaan ni nga thread dah..Beware sa mga nag share.

[DanielLee5]

Wow... how to be you guys? 🙊👏👏👏

Have just the same question I noticed most of guys earn from trading, I like this area, too, just learning some basic reports at https://www.newsquantified.com/ and attending some special classes. This thread turned to be more inspiring than I expected.

[cebu.opportunities]

Update:

Naa nako chance to pay-off everything which is within my initial target age lang unta but then I chose not to that I may be able to generate initial funds to start over. Medyo nibalik sa high risk status but if mo fail di na parehas before na pwerting bug-ata.

Savings: Igo2x lang for emergency fund.
The rest, semi-diversified investment.
Tangible Assets: as is

[MAxihealth]

First time mag post diri i hope this will be inspiration sa uban.

Freelancer for 4 years now
AGE: 27/single
SAVINGS: 400k cash on hand. 400k sa ako investment sa ako kaila im earning 28k dividends every month 1.1M stock market investment. 3M insurance in axa,pioneer and insular life.
TANGIBLE ASSET:cellphone ip7 na waste of money imho. 1 Condo with 2 parking worth 3.9m infront of SM. 2 BR condo in one oasis worth 4.5m now and soon 1 studio in avida. I have montero sport worth 1.7M(dili ni need tana nako ang monty but i have no choice kay magamit man usahay sa ako work and naa na excise tax next year so ni buy na lang ko).

Wayback 2013 i read this thread and mao ni nag inspire sa ako. I started from 20k cash on hand. 3 months walay work nag bayad ko sako bhauz plus ako daily expenses. Makabuang ang 20k ra igoon sa 3 months.But after 4 years 1 month and 1 day naa nakoy na pundar though para nako dili gihapon ko satisfied and happy. Guys age is just a number. i will quote this from john gokongwei " Success dont find you. You find Success. Its not the 3C's that will make u successful Chamba,Cutting corners and Connection. Its hardwork,integrity, passion and most important the BOLDNESS OF DREAM. I experienced before na naay time dili ko makakaon in 1 day mag inom rako water. Naa sad times na once or twice a day rako makakaon kay i need to budget my 100 pesos for food, transpo, load and etc.

Food for thought. Hardwork never kill you just need to work SMart. Its not luck that will make you successful its that we must always remember that the school of life is always open to opportunities and that if you werent learning you will be left behind further- Charlie Munger the Confidant of Warren Buffett and vice chairman of Berkshire Hathaway.

Ako mga dress 3-4 years na but ginagamit pa gihapon nako. Ako pinakamahal na maong kay 999 sale pa jud na 50% off more than a year nako last nakapalit ani. Ako mga dress 200-300 ra sa surplus sa sm. Ako mga shoes 1.5-1.9k ra mopalit rako if guba na jud. Be frugal -tipid jud all the time. Spend money after you save and invest.Remember dili ta mag work forever moabot ang time mohinay nata like cellphone and pc.

[cebugdev]

400k sa ako investment sa ako kaila im earning 28k dividends every month

Dakua ani na dividends gud, unsa ni na klasc sa investment? brick and mortar ni like business sa imo friend?
i have an extra 1M and am looking for investment to put to.
other part of my money was already invested to other stuff like liquid investments, including dollars.
unsa na na investment imo na mo dividends more than 20k a month?

[browniies]

update...

age: 26

35k in stocks (investor)
10k in farm-on
2k+ & increasing (SPF thru company)

currently paying my educ loan (almost done, 2-3 more monthly payments & hopefully gaan nako breakdown sa exact balance sa taga SSS)

reloan sa sss for...
- perfume reselling (pamalit mo pls)
- opening a life insurance (vul to be exact)

then,
others...
future plans pa lang...

- increase SPF contribution
- get ESPP from company as well

on my 1st year managing my own money,
mao najud tawn na akong na earn..

thank God after almost 7yrs working,
naka recover najud ko sa akong financial crisis for the past yrs of making wrong decisions...

[rl]

First time mag post diri i hope this will be inspiration sa uban.

Freelancer for 4 years now
AGE: 27/single
SAVINGS: 400k cash on hand. 400k sa ako investment sa ako kaila im earning 28k dividends every month 1.1M stock market investment. 3M insurance in axa,pioneer and insular life.
TANGIBLE ASSET:cellphone ip7 na waste of money imho. 1 Condo with 2 parking worth 3.9m infront of SM. 2 BR condo in one oasis worth 4.5m now and soon 1 studio in avida. I have montero sport worth 1.7M(dili ni need tana nako ang monty but i have no choice kay magamit man usahay sa ako work and naa na excise tax next year so ni buy na lang ko).

Wayback 2013 i read this thread and mao ni nag inspire sa ako. I started from 20k cash on hand. 3 months walay work nag bayad ko sako bhauz plus ako daily expenses. Makabuang ang 20k ra igoon sa 3 months.But after 4 years 1 month and 1 day naa nakoy na pundar though para nako dili gihapon ko satisfied and happy. Guys age is just a number. i will quote this from john gokongwei " Success dont find you. You find Success. Its not the 3C's that will make u successful Chamba,Cutting corners and Connection. Its hardwork,integrity, passion and most important the BOLDNESS OF DREAM. I experienced before na naay time dili ko makakaon in 1 day mag inom rako water. Naa sad times na once or twice a day rako makakaon kay i need to budget my 100 pesos for food, transpo, load and etc.

Food for thought. Hardwork never kill you just need to work SMart. Its not luck that will make you successful its that we must always remember that the school of life is always open to opportunities and that if you werent learning you will be left behind further- Charlie Munger the Confidant of Warren Buffett and vice chairman of Berkshire Hathaway.

Ako mga dress 3-4 years na but ginagamit pa gihapon nako. Ako pinakamahal na maong kay 999 sale pa jud na 50% off more than a year nako last nakapalit ani. Ako mga dress 200-300 ra sa surplus sa sm. Ako mga shoes 1.5-1.9k ra mopalit rako if guba na jud. Be frugal -tipid jud all the time. Spend money after you save and invest.Remember dili ta mag work forever moabot ang time mohinay nata like cellphone and pc.

done in 4 yrs? murag maglisod man ko tuo ani , forgive me for doubting but i believe i share the same sentiments sa mga readers

[luff101]

^ sorry to disagree with you boss but its possible.

boss @MAxihealth IT work imo freelance?

[MAxihealth]

@rl This is very possible. Super tipid and boldness of dream lang jud. @luff101 no im not . im a registered nurse by profession but im a real estate agent/health care insurance agent by passion( current job nako). Advice nako sa mga plano mo larga abroad like USA,Canada,Australia and etc. Guys makuha ra ang money diri kugi kugi og kugi ra jud. 90% of my clients working abroad are not happy. Why? Even dollars pa ila earnings but ila taxes dako, ila kaon dollars man sad, sige ra ka work didto mura nakag zombie. Nakasakay kog grab 2 weeks ago ang driver kay an old guy from Santo Nino Village with Very Big house dugay siya sa Canada pero ingon siya ang value sa imo money if didto ka ga work igo igo ra man may pa daw diri sa pilipinas happy siya. Ingon siya kanang mga tag iya og dagko na house sa MAria Luisa, Santo Nino og etc mga empleyado rana sila dako lagi daw ila house pero dili nila ma enjoy kay panag sa ra manguli pinas. Lesson nga na learn nako sa iya okay diri sa pilipinas as long makakaon lang kag 2x-3x a day and makatulog kag tarung. Anyway ang primary purpose man jud sa pagwork kay para makakaon man jud.

[spectrespook]

@rl This is very possible. Super tipid and boldness of dream lang jud. @luff101 no im not . im a registered nurse by profession but im a real estate agent/health care insurance agent by passion( current job nako). Advice nako sa mga plano mo larga abroad like USA,Canada,Australia and etc. Guys makuha ra ang money diri kugi kugi og kugi ra jud. 90% of my clients working abroad are not happy. Why? Even dollars pa ila earnings but ila taxes dako, ila kaon dollars man sad, sige ra ka work didto mura nakag zombie. Nakasakay kog grab 2 weeks ago ang driver kay an old guy from Santo Nino Village with Very Big house dugay siya sa Canada pero ingon siya ang value sa imo money if didto ka ga work igo igo ra man may pa daw diri sa pilipinas happy siya. Ingon siya kanang mga tag iya og dagko na house sa MAria Luisa, Santo Nino og etc mga empleyado rana sila dako lagi daw ila house pero dili nila ma enjoy kay panag sa ra manguli pinas. Lesson nga na learn nako sa iya okay diri sa pilipinas as long makakaon lang kag 2x-3x a day and makatulog kag tarung. Anyway ang primary purpose man jud sa pagwork kay para makakaon man jud.

Ga LR pud ka Sir? Sakto jud, pwedi man mahitabo basta naa lang ka GRIT and PERSISTENCE. Naa sad kay LUCK dah kay you've done it all and have the result in just 4 years.