Sunlife or Prulife?

[carinejoys]

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bitaw, what made you say so? diba they are among of the stable insurance companies nowadays. Accdg. to my sibling and her fellow acquaintances, sunlife daw ang top 1. I don't know how true because most of the insurance companies claim that are the best or they offer the best products and that what made it confusing. of course, who will try to pull down their own.


yeah, this is a good idea pero labad sad sa ulo when you so many options. if naa lang unta toy table with comparison sa tanan insurance companies, mas dali2x siguro mka-decide... pero similar with banks, each has its own sets of products and services offered that nga somehow better than others like in terms of office hours, BDO has an edge due to 6pm closing time of outside mall branches and 7pm inside the mall. BPI has no interbranch charge on deposit all over the Philippines unlike most banks has regional depoosit charge. Citibank offers free of charge on remittance whenever you are qualified to a certain type of account and they are open Tuesday thru Saturdays (outside mall office... I don't know there are branches inside the mall though). That are some of numerous examples of what made a certain bank useful according to our needs just like what @BatmenBeyond mentioned below. It depends on our needs and priorities in life.


What we want is something that could cater 3-in-1 or "all"-in-one services such that it's a total package wherein you have life insurance, variable health insurance at the same time could be a retirement "savings"/ investment.
But according to some of the financial advisers have said, it would be better to take merely the term life insurance if your purpose is to get a life insurance. Separate the investment side because you can get higher returns whenever you invest it directly to stock market or mutual funds or the like.
hmmm

Hello,
I just want to say that with Sunlife you can get a VUL policy that is already a combination of life insurance, health protection and savings/investment.And it is usually a 10years to pay and pwede naka magpremium holiday while the benefit continues and fund will continue as well to grow that will serve for your retirement.
Part of the premium paid is for for your life protection, health and investment. Sunlife will always work on your budget kanang kaya ra gyud nimo. You can pm me if you need a further discussion about this.

[bleb]

Hello @carinejoys pwede ko pahimo ug proposal sa 10 yrs to pay lang?

[sedated33]

The best nowadays is FWD Life Insurance. Let me know if you want to know more about it so I can refer you to my Financial Wealth Planner.

[carinejoys]

Hello @carinejoys pwede ko pahimo ug proposal sa 10 yrs to pay lang?

Yes Ma'am kindly give me your name, date of birth and please send it through this phone number 09778422388 or on this email carinejoys@yahoo.com

[tonzki]

Go for BDO Life..life protection plus investment...cash out every 2 years. For more info contact 09277058980

[anatawa_luffy]

Wow no Insular Life here? Well I wonder why the biggest Life Insurance list didnt include IL? For the past 5 years IL is either 1st or 2nd in NET WORTH.
MEANING, richest Life Insurance Company.

And, now that uso na ang VUL, IL has the best Investment Funds in the Industry.
Unfortunately, di q kamao mopost ug pictures dri. Ni reach na ug 363% since Inception ang amo EQUITY FUND.

Like last year, tanan Life Insurance Companies nag negative sa Equity, Growth, ug Balanced Funds. Insular Life lng jud ang positive.

Want proof?

Google lng.. the best equity funds of Life Insurance Companies in the Philippines for the past 5 years then go to images. Makita ra na didto.
And like Warren Buffet said invest long term to appreciate the growth of your money.

And if you want to know more about it..
Para sa Globebusers 09155601105
Ug sa kato sad mga sun.../09236890860.
These are my numbers.

[Classic_Classy]

I have an AXA investnent. So far so good. Their insurance coverage are way higher than the other companies too when it comes to pure insurance ( death benefit ) plans

[anatawa_luffy]

Just a quick information about high insurance coverage.
Most agents are not aware that the higher coverage you have, the higher your insurance cost is.
That is why on the first 3-5 years, the Cash Value is 0.

So murag alkanse pud ang client kung way mahitabo nya on the first 3-5 years.
But yes pwede man jud na ma stretch ang coverage sa bisan asa na company. But since we are also into investment.
No one can beat Insular Life's Equity, Balanced, and Growth Fund.

[sedated33]

Kopya2x raman mga companies, competing man gud ..

[dukot_]

prulife uk here..
if anybody is interested, open rako for table discussion..
just PM me..