Health Insurance

[chimcham]

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Hi Istoryans,

Ask lang ta ko.. hmmmm ing.ani ang situation:

Ako friend kay kailangan operahan ang iya mother, since wla man tawn ikagasto para pa opera,
pwede ba na na i.pa-enroll nalng iyang mama ug Health Insurance, then gamiton after a month ba ron?

Wa pa man na sked iyang mama kung when operahan, pero niana ang doctor, dili man urgent jud, pero dili lang pud padugayan...

Palihug ko sa makatubag..
Salamat kaayo..

[anatawa_luffy]

Cham di na na pwede. Dapat wapa unta operahanan naa na health insurance ang mama sa imo friend.
Dont get me wrongha but Mao lgi ni problema nato pinoy unya na ta mo value ug health insurance kung need na nato.

- - - Updated - - -

Cham di na na pwede. Dapat wapa unta operahanan naa na health insurance ang mama sa imo friend.
Dont get me wrongha but Mao lgi ni problema nato pinoy unya na ta mo value ug health insurance kung need na nato.

[Hot Ice]

Dependi gyud na sa insurance. Na diagnose naman gud, so matawag nag PRE-EXISTING ang sakit. Pero if naay insurance nga mu cover ana, mas maayu. Hopefully, naay nag work diri og HMO nga maka suggest. If wala gyud, try nalang og tawag then inquire.

Let this be a lesson to all, get a health insurance before you need it.

[jntio]

na buhat nako na before sako erpat. ig apply ayaw lang mog saba sa sitwasyon

[anatawa_luffy]

But mahibaw.an ra man gihapon na.. Labi ba karon na strict na ang mga hmo's. Im an hmo agent. Basta pre-existing di na jud na ma.cover ang surgery but other services pwede ra.
jntio, was your father's surgery covered by the hmo? Then swerte kaayo king mao nah.

By the way fyi lng kato wa pa mga pre existing or naa mga kids, avail mo sa Philcare na prepaid cards ay. Tag 1.3k ra at least kung naay ma dengue or appendicitis, pneumonia, or accidente di na mo mag worry pang down sa hospital.

[jntio]

But mahibaw.an ra man gihapon na.. Labi ba karon na strict na ang mga hmo's. Im an hmo agent. Basta pre-existing di na jud na ma.cover ang surgery but other services pwede ra.
jntio, was your father's surgery covered by the hmo? Then swerte kaayo king mao nah.

By the way fyi lng kato wa pa mga pre existing or naa mga kids, avail mo sa Philcare na prepaid cards ay. Tag 1.3k ra at least kung naay ma dengue or appendicitis, pneumonia, or accidente di na mo mag worry pang down sa hospital.

cover tanan hantod ron

[chimcham]

Cham di na na pwede. Dapat wapa unta operahanan naa na health insurance ang mama sa imo friend.
Dont get me wrongha but Mao lgi ni problema nato pinoy unya na ta mo value ug health insurance kung need na nato.

- - - Updated - - -

Cham di na na pwede. Dapat wapa unta operahanan naa na health insurance ang mama sa imo friend.
Dont get me wrongha but Mao lgi ni problema nato pinoy unya na ta mo value ug health insurance kung need na nato.

dili jud diay pwede...
Salamat sa info..

[anatawa_luffy]

Aw Ms. Cham covered man diay tanan ingon si jntio. Pro wa man sya niingon dri kung unsa na hmo. Sir jntio pwede maka ask kung unsa na hmo company ang ni cover sa imo papa even though with pre-ex?

[MINE]

na buhat nako na before sako erpat. ig apply ayaw lang mog saba sa sitwasyon

Hi , pwede nimo ma refer kung unsa nga healthcare insurance imo father? Interested unta mi mo kuha gud. Salamat

[<SMILE>]

EMPLOYEES in the government and private sectors including kasambahays and family drivers, as well as self-earning individuals must have paid at least three months’ premium contributions within the immediate six-month period prior to the first day of confinement so they can avail themselves of their benefits from the Philippine Health Insurance Corporation (PhilHealth).

This new development is contained in PhilHealth Circular 32, s.2014 and now makes it possible for members to catch up on their premium contributions before the first day of hospitalization. The policy also applies to qualified dependents of members.

However, payments made on admission date, during the confinement period or after the member or dependent is discharged from the health care institution, will not be counted as qualifying contributions except in some conditions or circumstances identified by the corporation.

“We introduced this policy to allow our members more lead time to pay their premium contributions, to ensure entitlement to PhilHealth benefits, so that in times of sickness or hospitalization of the member or dependents there would be no problem availing of benefits" said Alexander A. Padilla, PhilHealth President and CEO.
3-over-6 months premium payments needed before first day of confinement ---PhilHealth | PhilHealth