Unsay Nindot Nga Life Insurance?

[Haide C. Prete]

I've been following this thread for quite sometime and learned a lot from the different opinions of Financial Consultants from different companies. My point of view is that life insurance in general, whether term or whole life, is not all about being cheap and etc. It would really depend of the following:

1) Company must be Authorized by the Insurance Commission.
2) Proven track record of the company in terms of payment of claims.
3) Financial Consultant that will handle your plan is not all about sales. Client should assess their intent to serve after he/she signs the proposal.

No offense meant but sometimes, I noticed discussions are sometimes off-track. If there are term life insurance that is really cheap but at the end of the day, you are recruiting them to be a member... it doesn't make sense. Sell what you can sell, don't recruit just to make a sale and have a downline.

I know, this won't be make a lot of people happy but it seems that discussion gets off-track from the topic. If that's the case, make a thread "Be a member and buy a cheap term-life insurance". Peace and be safe Cebu.

Well said zippi. Nalingaw pud ko nila. Ang Topic man gud s "unsay nindot nga life insurance?" Sa ako lng pud nga perspective, Ang tubag ana nga pangutana no is to talk to a "Tenured" or a Full Time Financial Adviser (not an agent), for Financial Health Check to determine what his needs. No point in comparing premiums. Mura mog nag compare ug Galaxy V ug iPhone, way kapadungan kay lahi lahi mo ug Features and Benifits. ��

[callsyn_bigbird]

Mu share lang pod ko sa akoa ha. Para naku ang the best life insurance there is kay ang AXA Life. Before pa ko ni invest sa AXA akoa man gud gi research pag ayo kay di ko gusto nga akoang ma joinan nga company is dili ko tarungon pag serbisyo labi na kay gikan ko sa call center industry for 7 years. So far, AXA was on top of every insurance here sa Pinas kay tailored fit ra man sa akoang makaya every month.

Ang akoa life insurance is a 3 in 1 package na, apil na diha ang life insurance nga until age 100 yrs old ko plus savings para sa retirement of which mga 50 yrs old ko kay naa na koy millions nga pwede ma withdraw at anytime ug investments pod didto sa stock market.

Akoa mga suggest mga sir, before signing up on any insurance be sure to do a thorough research jud about a certain company same sa akoa gibuhat mao nga satisfied kaayo ko.

[Emax]

up for this. basa rako ani ugma. heheh

[blackwimer]

hi,

i'm a financial adviser from manulife. if you want to seek for an advice re insurance i can help you.

here's my contact number 09257773063

[blue_lagoon25]

I'm on Manulife. So far okay ilang services and nasabtan ra pd ko sa akong agent nga dili ko gusto og dakog coverage kay single ra ko...If mamatay ko, ok ra pambayad sa lubong since wala man koy kabilinggan sad. I don't need that millions, although having millions for savings will always be appreciated. always tell your agent what you need and what you don't. Don't let them push you to pay more than what you can afford.

[jheyar]

[QUOTE=blue_lagoon25;17133535]I'm on Manulife. So far okay ilang services and nasabtan ra pd ko sa akong agent nga dili ko gusto og dakog coverage kay single ra ko...If mamatay ko, ok ra pambayad sa lubong since wala man koy kabilinggan sad. I don't need that millions, although having millions for savings will always be appreciated. always tell your agent what you need and what you don't. Don't let them push you to pay more than what you can afford.[/QUO

Sakto jud na. Actually tanan insurance nindot naa rajud na sa ahente jud. Kay maski unsa pa ka nindot ang company pero imu ahente bati ug customer service.

[callsyn_bigbird]

[QUOTE=jheyar;17133934]

I'm on Manulife. So far okay ilang services and nasabtan ra pd ko sa akong agent nga dili ko gusto og dakog coverage kay single ra ko...If mamatay ko, ok ra pambayad sa lubong since wala man koy kabilinggan sad. I don't need that millions, although having millions for savings will always be appreciated. always tell your agent what you need and what you don't. Don't let them push you to pay more than what you can afford.[/QUO

Sakto jud na. Actually tanan insurance nindot naa rajud na sa ahente jud. Kay maski unsa pa ka nindot ang company pero imu ahente bati ug customer service.

Agree jud ko nimu sir kay mao man gud na nahimo nga trend na sa una nga ang mga agents are there halus 24/7 but when naka sale na kay mawala na lang dayun nga murag bola. I'm not saying ha nga tanan gabuhat ana kay I know man sad nga daghan sad nga mga agents ang tarung sad.

When we franchised the agency from AXA Life kay ang amoang major priority kay Excellent Service jud kay kami gikan mi sa BPO industry mga 7 to 10 yrs nga experience. Since na supervisor pod mi as well as Six Sigma certified mao nga amoa jud gi apply amoang na learn. We wanted to create a business that has a lasting relationship of trust. As much as possible, dili gani mi mo pa sign ug any policy not unless nga fully aware ang client what they are getting themselves into. We know the value of hard earned money kay ako lang personally, bisan pa ug ga bagyo or linog naa japun ko ga duty sa call center sa una. Dili mi gusto nga mag mahay lang unya dayun mo withdraw sa iyahang gi invest kay usik sa time man gud.

Mao nga if ganahan mo ug personalized nga excellent service. I am always here to help you.

[mariondencel]

Actually ang Kaiser is an HMO provider, then naay add-on na life insurance og investment..
Den ako gikuha na plan kay K-35, ang ako monthly ana kay 2,081..
mao ni ila website ay Kaiser International Health Group :: Official Website
if nahan ka makig talk og broker, just pm me..
daghan na sad kog mga friend na refer ani nga broker..
naay uban nikuha, den naay sai wala nikuha, kay dili man siya mamugos. igo ra siya ga explain..

helo sir...interested ko sa imo gi share bahin aning broker sa kaiser coz im planning to have one kindly help me..thank you

[mariondencel]

Hello Guys na enjoy jud kug basa sa inyo mga inputs about insurance and I am planning to have one para nako ug sa ako family.Kindly help me what kind of insurance that fits on my budget and needs because I am a minimum age earner with 10k salary a month.Pls pm me for those who would like to extend your help.Thanks in advance

[ashley85]

subscribing..

guys pilay mininum contribution sa axa insurance?