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  1. #11

    Quote Originally Posted by makie29 View Post
    From what I have observed, the TS is limiting the definition of "passive income" down to "rental income".
    haha.. i just want to know if naa pa laing way..aside from those!

    I exclude..Investments because dugay and return..
    I know also that Mutual Funds..etc..na wa ka buhaton after..pero you need a large capital to earn more!
    Mas dako ka na invest..dako pod tubo.

    Ang akoa gusto mahibaw-an is TRADITIONAL BUSINESS style unta!
    Kanang gamay raka puhunan...pero pwde mudako w/ less effort..
    Dili ko tapulan ha...just want to know smarter ideas!
    Dili kay "rich become richer" schemes...

    anyway...if wala na lain..ok ra makasabot ko..kay ako mismo
    hutdan na idea
    hahaha!



  2. #12
    Quote Originally Posted by Terminatorn View Post
    Actually, the secret is there is no secrets. What you see is what you get. Usa pa sad.
    REAL Passive incomes can only be earned through investments like Mutual Funds, or interest-bearing instruments.
    Because in a Business. You will always need Capital. and on investments. It's basically your money that solely becomes capital.

    The truth is, there is really no such thing as a passive income as there is free lunch. There is always a cost to everything that we do. Though, the cost might differ from one deal to another.

    Just my two cents. But yes, please do not stop brainstorming this idea of passive incomes. I, for one, support this thread. But we should thread cautiously.
    Thanks..

    Yes i exclude investments...because we need "capital"
    The larger the capital the better...

    I also know that we need initial investment and maintenance money for any business..
    mao nga akoa example is Real Estate..kay di kaayo dako ang puhunan..
    ang maintenance kuhaon naman sa rentals..etc...so gi roll lng..
    Blema pod..saturated na ang market ani pag abut sa panahon

    Pero aside from those..wala na jud lain sa?
    Tama cguro ang usa ka poster...we go online..when the limit is reached sa real world..
    posible sa virtual!..

    anyway if naa pa lain maka suggest ug "Traditional Passive Business" aside from those mentioned
    mas better! Para maka tabang nato tanan!


  3. #13
    Quote Originally Posted by tele9 View Post
    i agree with @Terminatorn
    ang gi-mention nimo TS nga mga passive business are not really passive
    after na nimo ma-sugdan, magkinahanglan na sila og 'maintenance costs'

    para nako, ang tinood nga passive bizz are: MF, Stocks, VUL's -- pero imo naman gi-discount sa list.
    kani sila, mobutang ra ka. after ana, wala na jud ka'y effort ihatag.
    ang next effort ana will be withdrawals na
    but then again, imo naman na gipang - "x" sa lista.

    i am about to suggest nga kaning website-website by way of content locker is a better passive income. mag-setup ka kausa, imo i-promote to get a higher search ranking, og after manindot ang imong standing, pwede na nimo pasagdan. mo-earn ra na siya'g iyaha.

    gali'ng lang, mag-maintain ka'g domain name & web hosting costs annually/monthly
    tinood jud nga sa first ra ka mo-exert og effort and you earn.
    but your chances of earning more & more pa jud is there kung dili nimo i-limit ang imong effort.
    I agree w/ online business...pero cguro mahimo lng na passive if naa ka stable traffic
    ug gitawag nato nga authority sites.

    Regarding..content locker/CPA affiliate programs...yes cguro passive if ang company always buhi or dili
    scam..or else..himo na pod ka lain..w/c ang mahitabo..active business na dili passive..cge man ka reset!
    hehe..
    sama anang MLM nga passive unta..pero pagka yabu sa company..create na pod ka laing network..hangtud
    wa na mutoo nimo..hehe

    anyway...naa ko another idea!
    Royalty fee's..
    kung composer ka..or programmer ka..once naka patent na sa imoa...then lifetime nka cge dawat wawartz!
    wala ka gibuhat...set-and-forget jud! If naa ka talent..

    Kung wala..any ideas?
    sorry...libog-libogun ta mo..wa ko lingaw!
    brainstorming man daw!
    go!

  4. #14
    For Real Estate Properties, dako man gihapon capital. Then, if passive income lang, hinay jud na ang return of investment.
    i-categorize lang sad nako siya og passive, kato ipa-rent out long term kay imong hago ana kay mangita man mo rent, then maintenance nlng dayon thereafter. better if longer ang contract pra di hago sige pangita mo rent and dili sad molabay ang months nga walay income. it becomes "passive" when you have real estate agent/s to assist you. then pwede sad ka hire property manager which will cause you to get lesser net najud. ma "active" ni siya when imong nakuha mo rent kay kutihon.
    hmmm, depende siguro sa type of property gipalit pero if kwentahon, capital versus return of investment, not that worth it unless katong active jud nga pa rentahan which is kapoy sad kaayo. pero there are ways to minimize ang kahago pero it will lead to lesser net income.

    In like manner, tanan man siguro traditional business mag exert jud kag effort pra ma market and mo earn ka unless solely investor raka which is dapat full trust and maka-sabot sad ka sa ins and outs sa business pra mo give way nlng ka if ever ny month/s dili siya earning.

    Since passive income man, dili ta mag expect dako sad ang return pero di rana mabantayan, modako rana in time especially for those compounding investments.
    Last edited by cebu.opportunities; 09-18-2014 at 08:53 AM.

  5. #15
    OT:
    Quote Originally Posted by yawertzra View Post
    Thanks..

    Yes i exclude investments...because we need "capital"
    The larger the capital the better...

    I also know that we need initial investment and maintenance money for any business..
    mao nga akoa example is Real Estate..kay di kaayo dako ang puhunan..
    ang maintenance kuhaon naman sa rentals..etc...so gi roll lng..
    Blema pod..saturated na ang market ani pag abut sa panahon

    Pero aside from those..wala na jud lain sa?
    Tama cguro ang usa ka poster...we go online..when the limit is reached sa real world..
    posible sa virtual!..

    anyway if naa pa lain maka suggest ug "Traditional Passive Business" aside from those mentioned
    mas better! Para maka tabang nato tanan!

    Sir @yawertzra , side question lang:

    ~~ Mutual Funds : P5k minimum investment
    ~~ Stocks : P5k minimum investment
    ~~ Real Estate : Pila diay ang pinakagamay nga investment or kanang imong gitawag og capital?

    Asa ka nakakuha og real estate nga mas barato or kanang gitawag nimo og kay "di kaayo dako ang puhunan" ?
    Or pila diay ang pinakabarato or pinakagamay nga investment for real estate & renting it? Can you share?

    'coz your statement does NOT really make sense. No offense lang.

    Im not being blunt about it. And i am not trying to bash you for your ideals.
    But tinood ang ilang comment diri, you are really considering "rental income" ONLY as passive income.
    _______

    Just like you Sir, taod-taod na ko nangita og passive ways to earn.

    Sige Sir, padayon lang. Hinaot nga naa'y mapu-po nga maayong idea ang mga tao nga sama nako gikan niining imong thread. One little suggestion though: Have an open mind lang Sir. Kay mao ra nay paagi nga makakita ta og bag-o nga idea.

  6. #16
    Ayyy! Ka-remember na ko.

    Do you consider the following as passive income providers: ?
    ~~ Savings Bank Deposit
    ~~ Time Deposit

    No hassle, butang ra, then kobra og interest every month. Tinood nga passive and i'd say traditional jud - pero depende if mopasar ba sa imong criteria.

    Kabasa ko somewhere diri, nga ang time deposit from coops give higher returns : about 2% - 4% per month if at least P50k ang imong ibutang. Pero it boils down to the question : Do YOU consider this (interest on time deposits) as passive income?

  7. #17
    Quote Originally Posted by yawertzra View Post
    haha.. i just want to know if naa pa laing way..aside from those!

    I exclude..Investments because dugay and return..
    I know also that Mutual Funds..etc..na wa ka buhaton after..pero you need a large capital to earn more!
    Mas dako ka na invest..dako pod tubo.
    Passive income takes time, there is no such thing as "instant".
    It also doesn't require huge amount of money but rather discipline.
    Daghan kaayo ordinary lang nga tao ang gainvest sa mutual funds but they do it on a regular basis. They allocate P1T or P2T a month for their mutual fund investment. Give it 5 years, dako na na.
    Discipline is more important than the amount.

    Ang akoa gusto mahibaw-an is TRADITIONAL BUSINESS style unta!
    Kanang gamay raka puhunan...pero pwde mudako w/ less effort..
    Dili ko tapulan ha...just want to know smarter ideas!
    Dili kay "rich become richer" schemes...
    Sorry, I hope you won't feel offended but if you want to earn a lot from small capital, dapat ready ka moexert ug max effort in order to earn a lot. It's either dako imong capital or dako imong effort nga iexert in order to make your business get big. Daghan kaayo ug rags to riches story and the common denominator are hard and smart work. If gamay imong capital then gamay pud ang effort, don't expect for your business to prosper. Di na pwede buwagon ang hard and smart if you want to prosper.

    Most of the things that you mentioned (equipment rental, properties, etc.) all require huge amounts of capital. The effort required in running your business is also not small.

    If you are soliciting suggestions, mao ni akong masulti: Focus on developing that habit of saving and veer away from a "get rich quick" mentality. All the good things in life are earned, dili daling kuhaon or iachieve. And besides, that "get rich quick" mentality is the very reason why daghan kaayo mga Pinoy ang mahulog sa mga scams or daling mailad. Once you have that discipline and could delay gratification and with the right knowledge, mas dali na padak-on imong kwarta.

  8. #18
    Naglalisay naman nuon mo sa definition sa passive income hehe.

  9. #19
    Quote Originally Posted by nodols3 View Post
    Naglalisay naman nuon mo sa definition sa passive income hehe.
    Wala na sila/mi maglalis sir ui.
    Nagpresenta ra na sa unsay gituhoan nga sakto

    Ikaw sir, unsa man imong definition sa passive income?

  10. #20
    No offense sa mga taga "INVESTMENT" agents..
    wala ko nakiglalis sa inyo..mao i clearly said..
    Except investment/Mutual funds ideas!

    They are categorized as portfolio income!
    -----------------------------------------------------------------------------------------

    Wikipedia:

    Passive income is an income received on a regular basis, with little effort required to maintain it. It is closely related to the concept of "unearned income".


    The American Internal Revenue Service categorizes income into three broad types, active (earned) income, passive (unearned) income, and portfolio income. It defines passive income as only coming from two sources: rental activity or "trade or business activities in which you do not materially participate." Other financial and government institutions also recognize it as an income obtained as a result of capital growth or in relation to negative gearing. Passive income is usually taxable.

    -----------------------------------------------------------------------------------------

    Meaning pwde kanang Trade/Mutual Funds
    But I'm asking other than that!

    Because Mutual Funds takes time!...Yes pwde ka 5,000 sugod...pero it would take years
    to enjoy your income! Unlike sa rentals nga ang duration mu vary sa customer not time.



    I'm emphasizing a fast way to earn passive income.
    According to wikipedia...mao ni sila..

    1.) Any type of property income

    2.) Rent from property

    3.) Interest from a bank account

    4.) Royalties from publishing a book or from licensing a patent or other form of intellectual property, such as computer software product

    5.) Earnings from internet advertisements on websites

    6.) Dividend and interest income from owning securities, such as stocks and bonds, is usually referred to as portfolio income, which may or may not be considered a form of passive income.

    6.) Pensions.


    o gilista na nko from wikipedia
    Naa pa ba lain nga idea ninyo!

    I mean fresh ideas...Pinoy style?
    Thanks.

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