IMG Thread

[ralphswurld]

I subscribed to both kay even if naa nakoy Caritas na fully paid na, promising sad jud ang Kaiser plans as I was convinced by IMG's head in Cebu. I even promoted the company and its products while living abroad. But due to unexpected events, I was not able to continue my Kaiser plan and now gusto na unta nko i-continue, together with someone who also joined the same time I did and who also stopped. I want to make the process quicker, so I contacted IMG's head in Cebu since siya man jud ang nag-convince nako hoping that she will be accomodating as she was very (accomodating) when she was still trying to make me join.

Now, cge lang ko g-saaran ug day kanus-a ko masendan sa quote for reinstatement. Nataagan nako sa quote after almost a month of waiting beyond the promised date, and now, g-saaran nasad kog adlaw kung kanus-a ma-email ang dox and as expected, nilapas nalang sad ang adlaw but wala ghapon until now.

The first trail of waiting for my quote, I sent an email to Kaiser re: my query and to complain as well sa bad after service sa IMG, not to mention na ang head pa jud. But a month had passed already and until now wala jud intawn reply ang Kaiser. I am very disappointed, annoyed, and nawagtangan nasad kog balik ug trust sa Philippines' customer handling/management, kay incomparable jud kaayo from my experience abroad. Dili sila magdagan sa customers like they do sa Pilipinas, but once you decide to be a member, priority jud ka. Nindot jud unta nga naay pre and post sales service, but you can never have everything. Therefore, I'd rather have the latter kay sa IMG and Kaiser, na-member na unta ka, gpasagdahan na nuon. Mao nang dili jud ta ka blame if people from other countries (Filipino or not) kay walay salig sa Philippines' services in general because of lack or no proper customer support from IMG and Kaiser, for example. These companies make our country look even more bad, which are trying to sell their services/products abroad.

another bad news...tsk tsk

[elatagaw]

Tagam ko aning IMG kay murag harrass ra kaayo ang uban recruiters. hihi. i know ang uban dili, pero ang uban jud kay kumas.

so sorry to hear that from you boss, i guess naa jud mga recruiter nga ingon ana kay gusto nila makakuha ug recruits to be promoted, but dili tanan. basin ingon ana lang sab jud ang ila style to recruit.

sa amo group dili man mi ingon ana. we just share what we hear and learn from IMG. wait lang mi sa ila decision kung gusto ba sila o dili total sa amo kaugalingon wala may mawala kung naa o wala sila kay we are practicing what we learn for personal need for now.

[vze]

hala, so unsaon man tong napundo na nimo? are u planning to take it back or to continue? murag dugay pa pd kaayo maclaim ang Kaiser gud, mao wa nlng ko nidayon pud. nice baya unta.

Mao ning mosamot ko or kitag kalagot nga nag or nka-experience ani nga similar situation kay we'll be placed in a helpless dilemma kay wla tay mahimo but to wait kay either way, mopadayon or dili, it involves waiting jud ghapon kay sila raman ang mka-answer nimo since you have invested already. Gusto man unta gali ko mokuha ug senior care plans for my parents, nag-scout nalang sad ko sa lain.

If I decide to make a petition against these companies over one.org, where I am a member, I will post here to inform so those who have experienced the same can support. Services like this needs to be revamped and/or stopped kay bati jud kaau ni ug mark for us Filipinos, especially to those who are promoting these companies abroad. I know a lot of other companies are doing the same, unluckily lang for Kaiser and IMG, because they will be examples for my planned petition.

[makie29]

Mao ning mosamot ko or kitag kalagot nga nag or nka-experience ani nga similar situation kay we'll be placed in a helpless dilemma kay wla tay mahimo but to wait kay either way, mopadayon or dili, it involves waiting jud ghapon kay sila raman ang mka-answer nimo since you have invested already. Gusto man unta gali ko mokuha ug senior care plans for my parents, nag-scout nalang sad ko sa lain.

If I decide to make a petition against these companies over one.org, where I am a member, I will post here to inform so those who have experienced the same can support. Services like this needs to be revamped and/or stopped kay bati jud kaau ni ug mark for us Filipinos, especially to those who are promoting these companies abroad. I know a lot of other companies are doing the same, unluckily lang for Kaiser and IMG, because they will be examples for my planned petition.

You can also send a letter and set an appointment with IMG's president. I did that before and surprisingly, the upper management is somewhat blind of what the erring members are doing. They are aware of some anomalies pero naa gyud uban nga wala sila nakahibalo.

[ropiana]

hi guyz, sa mga active members, ask lang unta ko, im still paying my kaiser til now, before kay sa md jud ko magbayad, but I noticed dili dayun moreflect sa online monitoring, mao nag ucpb bills payment na lng, den magpa issue pa man gud og temp. receipt sa md, my question is kung mopay ko sa bpi online payment kay kinahanglan pa magpa issue og temp. receipt sa md? I already ask this sa md pero wala cyay idea. thanks.

[medwarc]

hi guyz, sa mga active members, ask lang unta ko, im still paying my kaiser til now, before kay sa md jud ko magbayad, but I noticed dili dayun moreflect sa online monitoring, mao nag ucpb bills payment na lng, den magpa issue pa man gud og temp. receipt sa md, my question is kung mopay ko sa bpi online payment kay kinahanglan pa magpa issue og temp. receipt sa md? I already ask this sa md pero wala cyay idea. thanks.

bro, yes di dayun mu reflect sa online kay i submit pa man gud na from img office to kaiser. wa lang koy idea pila ka days ilaha SLA kay usahay mu reflect dayun then usahay di pud gikan sa ako pag bayad sa amo secretary. What I did na lang and same pud sa ako mga clients is i deposit na lang nila ilaha payments sa kaiser bank account then send sa akoa scanned copy sa ilaha deposit slip. Ako mismo mu hatod sa office and our secretary will provide the temp.receipt. Ako dayun i send ang scanned temp.receipt sa ilaha if di dayun ka lugar nga mag meet. At least makita nila nga naay receipt. Most of my client naka register pud sila sa ila account sa Kaiser so maka monitor pud sila. Much better naa jud sad ka anang temp.receipt.

Regarding sa imo concern bro, by principle, I think pareha ra sila sa ako gi buhat which is naa lang copy of deposit slip. Naay apps karon para online na daw ang pag pay pero wala pa ko ka suway ana.

[ropiana]

bro, yes di dayun mu reflect sa online kay i submit pa man gud na from img office to kaiser. wa lang koy idea pila ka days ilaha SLA kay usahay mu reflect dayun then usahay di pud gikan sa ako pag bayad sa amo secretary. What I did na lang and same pud sa ako mga clients is i deposit na lang nila ilaha payments sa kaiser bank account then send sa akoa scanned copy sa ilaha deposit slip. Ako mismo mu hatod sa office and our secretary will provide the temp.receipt. Ako dayun i send ang scanned temp.receipt sa ilaha if di dayun ka lugar nga mag meet. At least makita nila nga naay receipt. Most of my client naka register pud sila sa ila account sa Kaiser so maka monitor pud sila. Much better naa jud sad ka anang temp.receipt.

Regarding sa imo concern bro, by principle, I think pareha ra sila sa ako gi buhat which is naa lang copy of deposit slip. Naay apps karon para online na daw ang pag pay pero wala pa ko ka suway ana.

thank you sa pag tubag sir, i think kung mag bpi online bills payment kay iemail ra ang confirmation sa payment unlike sa over the counter kay ihatag sa imu ang deposit slip, so meaning iprint naku ang akong na recieve na email? den mao toi ipakita sa md pra sa temp. receipt? My purpose of using online payment unta kay para less hassle, pra di naku mag adto2 sa balay sa md. like sa other investment na sila jui moadto sa balay.

[medwarc]

thank you sa pag tubag sir, i think kung mag bpi online bills payment kay iemail ra ang confirmation sa payment unlike sa over the counter kay ihatag sa imu ang deposit slip, so meaning iprint naku ang akong na recieve na email? den mao toi ipakita sa md pra sa temp. receipt? My purpose of using online payment unta kay para less hassle, pra di naku mag adto2 sa balay sa md. like sa other investment na sila jui moadto sa balay.

Yes bro you can provide lang the payment confirmation. Much better imo istoryahan ang MD kay what I did man gud is going the extra mile para dili hassle sa mga clients nako labi na sa lagyo. Kung duol ra jud balay atong MD sa inyoha ikaw na lang print but if layo2x pud nga plitehan pa, hangyoa lang nga i email na lang nimo sa iyaha ang imo payment confirmation and sya na lang print.

[BatmanBeyond]

Mga IMG members and ex IMGs! How do you earn diay? Is okay if i-post na diri?hehe

I am planning to be a member/broker. Planning pa lang and I want to weigh the pros and cons.

Here are my reasons:
1. They have a group term life insurance under PhilAm. At my age, that is around 4,700/annually ra at P1M coverage. But this will increase depending your age upon renewal.
2. I am financial advocate and want to help our countrymen to be financially literate.
3. Commission may be a bonus but no hard selling for me.

And I believe they are using the MLM model, right? If someone can enlighten us, much better. I hope you will refrain from sending pm as much as possible. Or if it's confidential, so be it.

Thanks.

[medwarc]

Mga IMG members and ex IMGs! How do you earn diay? Is okay if i-post na diri?hehe

I am planning to be a member/broker. Planning pa lang and I want to weight the pros and cons.

Here are my reasons:
1. They have a group term life insurance under PhilAm. At my age, that is around 4,700/annually ra at P1M coverage. But this will increase depending your age upon renewal.
2. I am financial advocate and want to help our countrymen to be financially literate.
3. Commission may be a bonus but no hard selling for me.

And I believe they are using the MLM model, right? If someone can enlighten us, much better. I hope you will refrain from sending pm as much as possible. Or if it's confidential, so be it.

Thanks.

Bro, let me answer some of these. We earn thru commissions ra jud sa SALES(Kaiser healthcare, mutual funds, etc.), nothing more nothing less. I think it would be inappropriate kung i detailed jud ngari ang compensation side but I suggest kung naa nay naka discuss nimo from IMG, please ask na lang from that person.

Na compare si IMG sa MLM tungod sa recruitment aspect. But think of this way na lang, you help person to earn additional income. This is for those na nangita ug additional income.