Best type of savings for the future

[janvier]

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[QUOTE=makie29;16464649]Life insurance companies have health insurance.
Health insurance and HMOs are different.
HMOs act like Philhealth, health insurance compensates your lost income while being sick.
For life insurance, you can check at Philam Life, Sun Life, AXA, Insular Life, etc.

thankz boss...abi nakog lahi ang life og health insurance ...

[makie29]

thankz boss...abi nakog lahi ang life og health insurance ...

Yes, actually lahi ang life ug health insurance but you can get both sa life insurance companies.
Life covers disabilities and death while health only covers hospitalization (normally reimbursements ang ihatag nila).

[gerrynelmida]

Savings dayun e invest ang savings pero bilin lang para emergency fund

[janvier]

Yes, actually lahi ang life ug health insurance but you can get both sa life insurance companies.
Life covers disabilities and death while health only covers hospitalization (normally reimbursements ang ihatag nila).

aw, mao ni akong angay sabton ..hmmm im sure sir naa naka ani..hope you can give me a little more insights ..
tagpila sad normally ang monthly ana sir both life and insurance then for how many years sad ni nimong hulugan?...

[makie29]

aw, mao ni akong angay sabton ..hmmm im sure sir naa naka ani..hope you can give me a little more insights ..
tagpila sad normally ang monthly ana sir both life and insurance then for how many years sad ni nimong hulugan?...

I'm no longer connected to a life insurance firm (I used to be connected to Philam Life), full time na ko sa stocks karon (PSE).
Nevertheless, I know a lot of people nga pwede nimo makuhaan ug health insurance ug HMO, I can refer you to them if you like.
Premium for health insurance will depend sa imong coverage and age but it will range from P3T to P8T per year.
The higher the coverage and age, the higher of premium.

[re_con]

naa koy kaila niingon nga nindot daw mag-invest sa bpi kanang stock market daw? safe ba na siya? nindot daw na investment para sa anak kanang dili maglisod magpa-skwela kay mosaka man pud daw ang interest......i don['t really know if tinood ba gyud ni...

[iamxedrix]

I'm no longer connected to a life insurance firm (I used to be connected to Philam Life), full time na ko sa stocks karon (PSE).
Nevertheless, I know a lot of people nga pwede nimo makuhaan ug health insurance ug HMO, I can refer you to them if you like.
Premium for health insurance will depend sa imong coverage and age but it will range from P3T to P8T per year.
The higher the coverage and age, the higher of premium.

Sir Makie, naa ka ma.refer nako nga HMO na pwede ma.cover akong daughter as dependent and barato lang pud. Murag okay ng 3T to 8T per year if it includes a dependent.

[iamxedrix]

Guys, help me decide on where to start. I'm planning to invest in MF and I'm not sure where to begin. I'm thinking between BPI, Sunlife, First Metro or Philam. Which of them is better to start with and would it be wise to have multiple MF investments with different companies or just stick with one company? Also how can we know that the Fund Managers are good and handling our investments carefully?

[makie29]

Sir Makie, naa ka ma.refer nako nga HMO na pwede ma.cover akong daughter as dependent and barato lang pud. Murag okay ng 3T to 8T per year if it includes a dependent.

I know a lot of agents, pwede tikaw irefer.

[iamxedrix]

I know a lot of agents, pwede tikaw irefer.

Cge sir. Salamat kaayo. Are they from different companies? Much better if I can make comparison with different HMO companies before making a decision.