How DANGEROUS is a CREDIT CARD?

[Butitor]

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Naa na dagway nihimo pareha atong commercial sauna ug cc maoy iya gipalit ug awto.lol

[april052009]

sayang ang points! haha! mag credit card bitaw tungod sa points :-S

[Nefarian]

double edge sword.

[medwarc]

I've been using my credit card for 4 yrs already but never felt danger by it. it's really up to the person if he has discipline. Some thought of it as a reserve money but I haven't, even once...

[d3dx9]

Credit card can be your best friend or be your worst enemy.. Depends on how u handle it... One thing that credit card will change ur spending habits is "you spend what you still havent earned yet"... This is were people get into debt problems.

Points to remember when owning a cc:
1. Avoid installment plans even if its 0 int.
2. Spend what u can afford to pay on that day.
3. Always think of ur cc as a debit card.

All of this will sum up into how discipline u are in terms of handling ur finances With or without credit card.

Happy spending! Daghan sale raba rn kay pasko.. Hahahaha!

[istoryamember]

tao ang dangerous, not the credit card

[april052009]

Points to remember when owning a cc:
1. Avoid installment plans even if its 0 int.
2. Spend what u can afford to pay on that day.

mu avail ra ko sa zero interest installments but ako jud gi discipline akong self to only avail again kung na impas na ang na una... at least, mana ug bayad ang isa.

bottomline... pugong jud. discipline. dili mag feeling rich.

[perkytech]

depende ra sa tao na hehe... 2 years nko gamit sa CC ok man... gamit cya sa mga online booking sa hotel or plane tickets.

[ohmygus]

Three years with a credit card. So far so good. Self control ra gd daogon.

[giodude]

If you're an impulsive buyer then boy, you're in big trouble

True indeed.