How old are you? And how much is your savings na?

[cebu.opportunities]

sakto jud ka sir, kung maka-request ug bangka mura mag obligado ta mo gasto nila, kay nag trabaho na lage daw, unsa gud. nag trabaho ko para ibangka ninyo? ka-maayo gud? HAHA. tihik na kung tihik, basta kung panahon sa ting burak, aw maka-burak jud dayun ta. naa palang sakyanan i-sale ug 90% off aw, naa dayun tay makuot! :P

nag sunod2x raba mga SALE lately.
yummy na kayo mga gamit sa balay from 25% off, 30% off then naay niabot 45% off, waaah. sayang na kayo tong 45% off dah, dapat na mag pugong ky magbaguod na sa mga bayranan.
nindot pud ni studyhan diay kung when ang "highest" discounts sa malls and their respective individual stores inside pra maka-timing tag good bargain price. one way of spending wisely.

OnT: update

jobless

savings?---> no more savings, invested everything

asset: real estate properties
It's kinda ironic to have a few properties that others can enjoy where in fact we're just renting. Hopefully, we'll have one in the near future. It's good to have a house where we can call it home.

^ wa na gyud ga abang and hinay2x na palit gamit sa balay. kaluoy sa Ginoo. giuna lang sa ang needs. tigom2x napud and huwat2x ta sa sunod jackpot prices by next year perhaps.

emergency fund:
di ko mahimutang ma stagnant ang kwarta and since dugay2x paman siguro mi mangtransfer or live separately with my siblings, ang emergency fund which is purposely set aside to cover expenses in case loss of income arrives ky gibayad na daan on some expenses with rebates mga 3 months. Since emergency fund should be liquid, sa savings account ang good parking vehicle and gamay ra kaayo ang interests given sa regular savings, why not pay in advance nlng the bills nga naay rebates, mas dako2x pa ma save, hehe. (pero gamay ra gihapon but mas dako pa sa savings account)

bills with rebates:
Sky Cable- minimum of 3 months (upto 8.33% rebates but subject to change from time to time)
MCWD (water bill)- any amount will do (3-5% rebates)


--- don't know with VECO and PLDT.
importante ning VECO ky dako2x jud ma save if ever.

[medwarc]

i'm 22, been working for 13 months and mga 60k+ currentlu akong savings

dili ko gastador, mao na heheh. i dont care kung ingnun kog tihik sa mga tao, at least if naay time na kinahanglan nakog dakong kwarta, di na ko mangutang sa uban

pag start na ug build solid financial foundation while bata pa ka. time is at your side bro...

[rosygemini]

@SuperStar bwahaha kung bae pod ka basen kaw njud aq gpangita. LOL

[istambay123]

ayay!!!!love love love pud d.i n dri?nagpangitaay naman?

[SuperStar]

OT: pwede ko magpa babaye nimo hehehe

@SuperStar bwahaha kung bae pod ka basen kaw njud aq gpangita. LOL

[MAxihealth]

basin naay magkadayunan diri ha

[cebu.opportunities]

^ wala raba daw impossible basta gugma.
unya birds with the same feathers flock together pa gyud.

[deadspace]

@SuperStar bwahaha kung bae pod ka basen kaw njud aq gpangita. LOL

i found you superstar

[istambay123]

^ wala raba daw impossible basta gugma.
unya birds with the same feathers flock together pa gyud.

gimme gimme gimme

[istambay123]

sakto jud ka sir, kung maka-request ug bangka mura mag obligado ta mo gasto nila, kay nag trabaho na lage daw, unsa gud. nag trabaho ko para ibangka ninyo? ka-maayo gud? HAHA. tihik na kung tihik, basta kung panahon sa ting burak, aw maka-burak jud dayun ta. naa palang sakyanan i-sale ug 90% off aw, naa dayun tay makuot! :P

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