How old are you? And how much is your savings na?

[quantuminplus]

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Pagbinuotan bro kay basin mausab ang huna2x sa imong parents i donate unya na or ibaligya didto sa laing tawo.
Or simbako (ipalayo sa pito ka lawod) nga magkasakit ang imong amahan ibaligya ang yuta.
What you have is only an inchoate ownership or expectation to own the property. Not an absolute ownership.
Mao magbinuotan ta aron mahatag nimo ang yuta.. hehe

mao gyud..... maski ikaw ra usa na anak...... pwede na mahatag sa uban..... hehhehe..... and also in case ma hospital.... ma prenda or mabaligya na...... mas maau pag save sad para sa imo parents..... pang pono..... emergency fund....

[devilmaycry]

AGe:26 Savings: 350k metrobank savings account. halin sakong una na car TANGIBLE ASSET: raider150, acerlaptop, samsung S3, beats,ipad mini,ps3, bose portable wireless bluetooth, Income month salary $2,200 as ordinary seaman 4months work 2months off .. continto nako sako work as of now project nlang ko na maka balay ko usa mag minyu .. LMAO

[Butitor]

Nalimot ko'g apil sa akong previous post. Naa koy six (6) ka ATM's naay sulod tanan ang nagkadaiyang amount nilabaw na sa maintaining balance to earn interest. Ang issue, MURAG DUHA RA KA CARD KABALO KO SA PIN the rest nalimot ko hahaha!! Pero regular ko ga deposit tanan nila. Ok ra ni dili ma tempted mo withdraw.

[cebu.opportunities]

actually sir sobra pa sa double in less than a year . . . by the way. Risk = uncertainty

wait, 4.5% a month gain man... how come?

sauna, I have mine at more or less 10% gain a month which gives me less than a year or let's say 10 months for conservative computation. pero if smooth ra, less than 10 months actually ky... (P.S. not advisable ky high risk pero manageable rmn hinuon ang risks depende nlng if ganahan ka sa means)

^ kahibaw na diay ko. possible siya sa side sa owner mismo but sa investor's side, it takes 15 months for the capital to double actually given nga without top-ups.

and if with top-ups, it takes 27 months to double if ang top-up ky monthly basis unya with fix amount. pero ani nga time, dako2x na gyud ni siya nga amount compared to if wa ka nag top-up.

more or less we have the same strat when I was as young as you now. but yours is better in execution, gamay na lang nga polishing. pero kaning gamay nga polishing entails a lot of hardwork. God bless.


OnT: still negative pero is working on a plan na.

[istoryamember]

AGe:26 Savings: 350k metrobank savings account. halin sakong una na car TANGIBLE ASSET: raider150, acerlaptop, samsung S3, beats,ipad mini,ps3, bose portable wireless bluetooth, Income month salary $2,200 as ordinary seaman 4months work 2months off .. continto nako sako work as of now project nlang ko na maka balay ko usa mag minyu .. LMAO

electronic gadgets are not assets unless its something you NEED to generate income. IMO

[MAGNETIC.LEVITATION]

AGe:26 Savings: 350k metrobank savings account. halin sakong una na car TANGIBLE ASSET: raider150, acerlaptop, samsung S3, beats,ipad mini,ps3, bose portable wireless bluetooth, Income month salary $2,200 as ordinary seaman 4months work 2months off .. continto nako sako work as of now project nlang ko na maka balay ko usa mag minyu .. LMAO

electronic gadgets are not assets unless its something you NEED to generate income. IMO

Sakto gyud bro. Taas kaayo ug depreciation ning mga electronics gadgets and they become obsolete in just a few years. Even kani ganing motorcycle magkaon ug gasoline and other maintenance mahulog ra gyud gihapon siya ug liabilities in exchange for convenience.

i assume nalang tingale nga dili apil ang electronics, then you have 350k gamay nalang kuwang to save para ma milyon. Better start investing na, sayang ang time.

[medwarc]

i think mag libog pa ang uban unsa jud ang asset. let's stick na lang guro how Robert Kiyosaki defines it:

Asset - is something that puts money into your pocket

of course, ang opposite ana

liability - something that takes money away from your pocket

[cebu.opportunities]

i think mag libog pa ang uban unsa jud ang asset. let's stick na lang guro how Robert Kiyosaki defines it:

Asset - is something that puts money into your pocket

of course, ang opposite ana

liability - something that takes money away from your pocket

naa sad both, asset siya at the same time liability like sa real estate properties. if ang goal is just for appreciation in value in time, it's both a liability and an asset. liability pa siya during stagnant period ky you have to pay taxes and other miscellaneous fees pero asset sad siya ky in time ma liquid rpud ang kwarta at a higher value, ma wash out rana tanan taxes paid. pero depende sad ky basi ma timingan nga ma gipit, basi i-rush sale at a bargain price, hehe.

pero if di lang patulugon ang property, it's more on an asset than a liability.

basing sa kana nga statement, ang gadgets ma asset man pud siya if it is utilized for money making, hehe.. pero even though in-ana, di gihapon iapil sa assets ky dako kaayo depreciation sa value. I mean, when you'll have it liquid, gamay nlng na og value so kinda "worthless" pero iyang productivity can be a huge asset, hehe. It's very useful in communication and do some income generating transactions. pero di man kailangan mahal gyud and maki-sabay sa uso, lol.

[koikox]

re: asset/ liabilities

i agree to above statement.. electronics are still considered assets (IMO) kay they still have their value (market price/value) pero as time goes by mawala ra gihapon ang value.. and yes liability jud xa if imo gastuhan..

assets that generate or help you generate income are considered investments.. sakto?

[dhemps]

Sakto gyud bro. Taas kaayo ug depreciation ning mga electronics gadgets and they become obsolete in just a few years. Even kani ganing motorcycle magkaon ug gasoline and other maintenance mahulog ra gyud gihapon siya ug liabilities in exchange for convenience.

i assume nalang tingale nga dili apil ang electronics, then you have 350k gamay nalang kuwang to save para ma milyon. Better start investing na, sayang ang time.

depende sa inyong definition of assets, if you define it as Robert Kiosaki does, then it's a liability. sama sa house, you pay taxes, maintenance therefore getting money from your pocket.

Accounting people define this one as still asset. meaning, pwede nimo ma liquidate or naa pay Value para macompute imong networth or equity. meaning, mag kinaunsa, pwede nimo mabaligya ang butang (balay, sakyanan, gadgets) bisan depreciated pa na siya. but still it is an ASSET.

depende lang giunsa nimo pag-tanaw. kana si Kiosaki, he is great pero ana man jud na ang mga tao ganahan musikat, they will create something out of the ordinary, out of the box na mga formula. I like kiosaki, i believe to 95% of what he teaches.