How do I save even I'm just a student?
To all young students who are planning to get a bachelor's degree please read these tips listed below. I know it gives worth in reading it. I wrote this article just to help all young students to give them an advise and guidelines on how to save while they are schooling.
1. PICK a low cost SCHOOL
People says that taking a good course in an expensive school is worth it and it gives you more knowledge of what you are learning. In other terms like getting a higher reputation because you are in that school and getting a higher education level than the other school is correct. But the question is Are you going to survive?, Are you going to survive all the expenses that allows you to be paid every year? In the end it's not all about the school it's all about the student. You can go to a low cost school and get a scholarship by the school and by the government to lessen your tuition fee every year.
2. Buy a low cost BOOK
It doesn't mean that the school is selling textbooks that you are obliged to buy a new one from them. The school curriculum is not changing every year so it means all the lessons are the same as previous year. So what you are going to do is to list down all the books and gather a canvass if you can bought a book from a graduated students or a next year students. It means if you are first year you can buy the old books from the second year students. So it means that you lessen all the expenses into your school.
3. Canvass a low cost of school supplies, uniform, shoes or any school utensils.
It's great that you are going to gather a canvass to all the shops that are selling a school quality & affordable supplies. It allows you to save more, also you can ask the old students if they have the same uniform that they are going to sell.
4. Events
School has events every year or every month to save more you must only select those events which are compulsory it means that you are obliged to attend the said event it allows you to save more.
5. Get a Extra JOB
Some of companies allows students to get a job like most of fast food chains here in Philippines like "Jollibee" or other they are allowing students to work for them as exchange the company will pay all the expenses in the school. This will give you an extra income which you can use for your daily needs in school so that if emergency happens. You are not risking your education.
6. Create an emergency fund for though times
After following all the steps above it means that you can save. So its better that you will put it in an emergency box for in case of emergency so that whatever happens you are not risking your education. Discipline yourself that you will not use it through any expending ventures like going to malls, shopping and buy all sorts of gadgets.
I hope this helps to you all young students. If you want to ask for an advise, tips or any guidelines you can free to contact me here or via my contact number: 09425834469. I'm so glad to share to you all my experiences in saving & investing, mutual funds, stock marketing & building financial foundation.