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  1. #391

    Quote Originally Posted by jhanjhan View Post
    Its good to know a lot of peeps here are aware of how important it is to be financially aware and knowing how to manage your funds. still i have long wayto go but hopefully i was able to invest in proper vehicles.
    Age- 30
    Investment- have a traditional and mutual funds with 2 insurance firms, planning to get another 1 and dabble by my own in stocks hehehe.. Process of buying a house and lot with special someone.
    Savings liquid- 6 digit sa bank enough to cover for the 6 month rule in emergency fund

    The trick is really knowing what are your needs and wants. Also, not to be a slave of money and deprive yourself of the ability the perks of having it. We always say we say we save for the future, but its not so bad to enjoy and indulge your present self who worked and budgeted so hard to achieve your future goals

    6 month rule Dili na sya kulang? In case mag lisud ka. I'm trying. Enough savings. To cover for 5 yrs.

  2. #392
    Ako. I. Spend. A lot lately. But ang Ako I use ang subra ra sa halin sa Ako negosyo. Salary. Ditsu. Savings. It's good man sad to enjoy. Sa imu kita...hehehe.

  3. #393
    Quote Originally Posted by Oclasvec View Post
    6 month rule Dili na sya kulang? In case mag lisud ka. I'm trying. Enough savings. To cover for 5 yrs.
    emergency fund good for 5 yrs?? wow!

  4. #394
    20 years old. I have 8M under my name. (But gikan sa na manahan sa parents and mga yuta na nahalin)
    My target is having an income of 300k plus per month.
    8m sounds big but i have no stable income.
    For now 4k per month pako sa business nako na slowly blooming. (Hopefully)

  5. #395
    Quote Originally Posted by Oclasvec View Post
    6 month rule Dili na sya kulang? In case mag lisud ka. I'm trying. Enough savings. To cover for 5 yrs.
    wowww...... ikaw na bai..... emergency fund..... good for 5 years...... ^_^

  6. #396
    Quote Originally Posted by Ginzz View Post
    20 years old. I have 8M under my name. (But gikan sa na manahan sa parents and mga yuta na nahalin)
    My target is having an income of 300k plus per month.
    8m sounds big but i have no stable income.
    For now 4k per month pako sa business nako na slowly blooming. (Hopefully)
    nindota anang maka achieve nimo ng 300k/month bai....... ako mabuhi naman ko sa 10k/month..... hahahah...... hoping.... modako sad ni ako.... paningkamotan......

  7. #397
    Quote Originally Posted by Oclasvec View Post
    6 month rule Dili na sya kulang? In case mag lisud ka. I'm trying. Enough savings. To cover for 5 yrs.
    Kanang 6-month rule is "at least" meaning kung naa kay emergency fund, make it sure nga makasustain siya for at least 6 months.
    However, kung imong savings or emergency fund is enough to support you more than 6 months, then better.
    But 5 years of savings or emergency fund? Murag taas ra kaayo. I'd rather have it 1 to 2 years worth of savings then invest the rest.

  8. #398
    may point si makie....... matog ang money nimo ana...... maybe have about 6-12 months worth of emergency fund.... then kanang the rest (4yrs na fund) use it in investment vehicles...... or ur business....

  9. #399
    Quote Originally Posted by quantuminplus View Post
    may point si makie....... matog ang money nimo ana...... maybe have about 6-12 months worth of emergency fund.... then kanang the rest (4yrs na fund) use it in investment vehicles...... or ur business....
    Nagdagan. Man gud Ako 2 ka business. Then naa pa Koy work . My job earns 50000 plus per month. Dili nako magamit. So ang Ako Lang is to have enough fund if the worst thing happens.. 5 yrs. worth of emergency fund. Naa man sad ko health and life insurance.

  10. #400
    I want others also to save.. No matter how. Small at least mahabit nimo. Pilipino lagi basta makakubot kwarta makuratan. Daghan ko kaila ingana.....

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