to marclouiyap salamat balhin ko thread hehe d pa kaau ko sweto dri hehe salamat!
 
			
			
to marclouiyap salamat balhin ko thread hehe d pa kaau ko sweto dri hehe salamat!
 
			
			
 
			
			
Very inspiring thread..
ako
22
no savings
employed (bag-o lng nkakitag trabaho)
wlay assets.. aw naay health and life insurance (company)..
mayta mupadayon ni.. after a year from now.. update na pud.. great thread!
Risk appetite:
1. High risk
- high return or loss
- long term
~~ Equity Fund
- naa ny certain percentage allocated for stock market, other investments pero naa sa stock market ang bulk
2. Medium risk
- medium return or loss
- medium to long term
~~ Balanced Fund
- mura lang gi balance ang equity and fixed investments
3. Low risk
- very conservative type; more likely to have steady returns pero not as high as medium and high risk investments potential returns
- short-to-medium-to-long term
~~ Fixed Fund investments
Note:
Please feel free to correct the errors. Thank you.
 
			
			
 
			
			
 
			
			
Actually bay NoJuan, ang mutal fund kay diversified portfolio na cya, so less risky na. Pero there are factors gihapon on comparing which MF is risky. Google "MorningStar category" kay tapolan ko mu explain... Pero pina katapulan pa jd na version is to directly check the "sharpe ratio".
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