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  1. #11

    Quote Originally Posted by TCPdealer View Post
    It's a Hassle. Maybe because of my bad xp with a life insurance company. Dili lang naku i mention ang name. t'was when my lolo died. Tapos we have his death certificate for claims. Then naglagot mi ky ang gi pangayo sa amo ky birth certificate. wla naman gud birth certificate ako lolo ky panahon pa sa gubat nawala. tsk tsk
    It's the insurance company's SOP actually, sad thing is that your lolo's birth cert could no longer be retrieved. I believe there are some documents that could be submitted in lieu of that. Try asking the company Bro. But that does not mean that these companies are running around with those promises unless they are unstable. That's why you must choose those who are stable today and perceived to be stable when their promise becomes due which is few years from now.

  2. #12
    Quote Originally Posted by makie View Post
    It's not a hassle. Maybe your lolo or anybody from your family members should taken care of the birth certificate while he was still alive. It's more of a lapse sa inyong family.
    But how were they able to enroll my lolo without bcertifcate? They should be considerate enough to find other means of verification. Some insurance company do have good customer service. They should know that because most of those people filing for claims are on grief.. Kinsa man naa life insurance dre? Nangutana namo kung unsaon pagkuha sa inyo insurance if ever something happens? ug unsay mga requirements?

  3. #13
    Quote Originally Posted by BatmanBeyond View Post
    It's the insurance company's SOP actually, sad thing is that your lolo's birth cert could no longer be retrieved. I believe there are some documents that could be submitted in lieu of that. Try asking the company Bro. But that does not mean that these companies are running around with those promises unless they are unstable. That's why you must choose those who are stable today and perceived to be stable when their promise becomes due which is few years from now.
    I couldn't agree more. It took me sometime to pick an insurance company. I thnk ok sila and stable.

  4. #14
    People on tuxedo knocking on doors.
    Last edited by Kenshiro; 02-14-2013 at 10:11 AM.

  5. #15
    For me it is one way of having an estate planning and income replacement for the breadwinner when the breadwinner dies too soon.

  6. #16
    Quote Originally Posted by Kenshiro View Post
    People on tuxedo knocking on doors.
    Nice one Kenshiro!

  7. #17
    first investment I bought after naka-trabaho ko sauna was a pure life insurance. In fact, I bought another one mga 7 years later sa medyo ni dako na ako position ato na time kay I wan't to increase my coverage. Karon, wala na ko gabayad kay self sustaining na cya...same goes to other members of my family.

  8. #18
    Quote Originally Posted by TCPdealer View Post
    But how were they able to enroll my lolo without bcertifcate? They should be considerate enough to find other means of verification. Some insurance company do have good customer service. They should know that because most of those people filing for claims are on grief.. Kinsa man naa life insurance dre? Nangutana namo kung unsaon pagkuha sa inyo insurance if ever something happens? ug unsay mga requirements?
    A birth certificate is not really a requirement in getting a life insurance plan and there are other documents that you can use in claiming benefits. I guess its very unfair to say nga "hassle" ang life insurance since its really not. Maybe the only consideration that you should take is the reputation and track record of the company.

  9. #19
    What comes up in your mind when you hear "life insurance"?

    -Well dressed people trying their best to get money from me pretending to care about my future.

  10. #20
    Quote Originally Posted by vw_rider80 View Post
    What comes up in your mind when you hear "life insurance"?

    -Well dressed people trying their best to get money from me pretending to care about my future.
    Nice impression vw_rider80! Do you have bad experience with life insurance?

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