PAG-IBIG or Home Development Mutual Fund- INQUIRIES/QUESTIONS HERE

[gaevwa]

Salamat boss gaeva! dugang lang nako nga pangutana..
Unsay pamaagi sa pagbayad sa pag-ibig sa seller ana? Bulto ba nga lump sum tseki ang e hatag saiya once na approve na ang tanan?
Pwede ba mag sabot me sa tag-iya nga among tas-an e declare nga selling price ex. 600k (400k ang iyang baligya) aron ang sobra mahatag sa ako para pa rennovate?

depende sad pila ang appraised value sa lote...if pag-check sa PAGIBIG ma-found out nila nga tag 400K rajud ang lote, bali 400K rasad jud ang ilaha ihatag...pero as mentioned earlier, pwedi raman ka mo-add sa imo loan para home improvement...pero later na kana...

also, how long does it take to transfer the name of the title kay basin ma-inip ang seller sa kadugay mu back-out unya? salamat!

dili ni related sa PAGIBIG...i think sa Bureau of Lands ka dapat mangutana ani...thanks...

[mustang alice]

hi...
good day. Iam alicia landayan from pampanga.. may gusto po sana kami bilhin bahay worth 800k and its a residential type..pedi po ba namin i apply for loan..kung sakali?my husband is a member of pagibig for about 13 years now...thank you

[ad_dur]

HI, I work with Aegis one of the BPO's. I have a outstanding loan with Pag-IBig & I'm planning to leave the company in the next month or two. Their saying that my last pay with company will be withheld due to my loan balance with Pag-Ibig.

My question is. Is this normal procedure? Is it legal for a company to withheld the last pay coz of the oustanding loan with Pag-ibig. I understand payment is salary deduction but the principal loan amount is coming from Gov't funds not from company funds.

I even processed this loan personally ....

Can u clear me up with this one.

Please PM me ...

[g143]

hi po, ask lang unta ko unsaon pag'reloan sa MPL and what are the requirements?

[i_am_fairy]

hi I have a question which really bothers me. I have an outstanding balance sa akong credit card, almost 40k.
Now my problem is nag apply kog housing loan sa pag-ibig and they told me nga maka apekto daw ang akong
balance sa credit card sa akogn application. question: what would happen sa akong application? naa ba possibility
nga ma deny akong loan application tungod sa akong outstanding balance sa akong credit card?

I need your advice badly jud mga sirs. salamat

[longix]

unsaon pag.purchase through housing loan kanang mga properties na na-repossessed sa pag-ibig? is it possible? if it is, how can i avail? daghan salamat.

[chrisvil]

HI, I work with Aegis one of the BPO's. I have a outstanding loan with Pag-IBig & I'm planning to leave the company in the next month or two. Their saying that my last pay with company will be withheld due to my loan balance with Pag-Ibig.

My question is. Is this normal procedure? Is it legal for a company to withheld the last pay coz of the oustanding loan with Pag-ibig. I understand payment is salary deduction but the principal loan amount is coming from Gov't funds not from company funds.

I even processed this loan personally ....

Can u clear me up with this one.

Please PM me ...

It is your company's procedure not the Pag-IBIG. In real sense you are borrowing your own money not from Government nor Pag-IBIG nor your company. It is your right to ask your company not to hold your last pay and your company has no right to hold your pay due to Pag-IBIG loan.

You are a member of Pag-IBIG Fund and it is your obligation to pay your loan not your company.

[chrisvil]

hi I have a question which really bothers me. I have an outstanding balance sa akong credit card, almost 40k.
Now my problem is nag apply kog housing loan sa pag-ibig and they told me nga maka apekto daw ang akong
balance sa credit card sa akogn application. question: what would happen sa akong application? naa ba possibility
nga ma deny akong loan application tungod sa akong outstanding balance sa akong credit card?

I need your advice badly jud mga sirs. salamat

Pag-IBIG Fund has nothing to do with your credit card. They have no connections. You are being bullied by the credit card collector.

You can still apply for loan with Pag-IBIG Fund and as long as you are capable to pay and all requirements they asked you, then you are eligible to apply for loan.

Of course you shouldn't have told the Pag-IBIG that you have problems with credit cards, it affects with regards to your bad records with credit card of not paying on time. There are lots of people who acquired Pag-IBIG Housing loan been foreclosed due to non-payment but Vice-Pres Binay still gave them a chance to repossessed the property. This is not the same with your credit card.

[chrisvil]

unsaon pag.purchase through housing loan kanang mga properties na na-repossessed sa pag-ibig? is it possible? if it is, how can i avail? daghan salamat.

Yes it is possible. You may visit Pag-IBIG Fund in Ayala for your inquiries. I don't know everything with their requirements. I myself availed the repossessed property with Pag-IBIG but it was long time ago when they offered it as rent while paying the property.

[chrisvil]

hi...
good day. Iam alicia landayan from pampanga.. may gusto po sana kami bilhin bahay worth 800k and its a residential type..pedi po ba namin i apply for loan..kung sakali?my husband is a member of pagibig for about 13 years now...thank you

yes you can.