OFWs hurt by strong Philippine peso

[Eve's Apple Project]

lain2 gyud ang tao bro. nisabot ko nimu ky mao pud na imung ganahan sa kinabuhi.
pro sa akong simpleng kinabuhi uban sa akong pamilya nabuhi ra man mi nga dli mkpalit ug flat screen or iphone. ang importante sa ako ky mkprovide ko sa basic needs. Food, clothing and shelter, quality education sa akong anak.

i dont need to buy Flat screen tv when all i want to watch are news and a bit of telesryes
i dont need to buy iphone when all i want is to call and txt especially naay unlimited
i dont need to buy luxurious car when all i need is to go to one point to the other. a multicab will do.
i dont need to treat my family to an expensive resort or restaurants when all we need is bonding in the family. 1 kaldero of rice and 1/2 kilo lechon will do plus 1.5 liters of coke at the beach waiting for the sun to set.

and i dont feel its cheap.

this is what i will instill to my son that he needs not to spend much when he wants something. save the surplus for emergency ky dli nato mahibaw an unsay mahitbao nato.

but i dont discount of having to experience lifestyle sa mga dato sometimes. that is if naa na gyud mi sobra.

sakto na imo bai..IF naay sobra then why not indulge ourselves diba?. mao sad na sa isa ka OFW bai. daghan tinood ang mga OFW nga way klarong plano sa kinabuhi but daghan sad ming nagtigum coz we undrstand nga temporary ra ni. SO the bigger the savings the better jud diba?that is why we get affected with this kay USD earner man ko (di man ko SGD earner). ako bai, i only live with 25-30% of my income per month. most of my income is in savings or my investments. Like you i dont buy the latest gadget but from time to time i also indulge myself coz i believe i deserve it. should i be considered wasteful if nigamit ko og Aircon? or anything of that sort? as long as my savings is bigger than my gastos bai, i think i am considered frugal..am i not?

But i still stick to what i said bai..our capacity to earn or our income dictates our lifestyle. some are exemptions but mostly mao ni ang mahitabo. Like you bai..why did you buy a multicab when in fact daghan man jeepneys? it is a lifestyle choice isnt it?

[Dorothea]

OT: mao btaw sad ako hunahuna Sis Dorothea.. if the govt is saying nindot ning nisaka ang PESO so we should be seeing investors jumping in.. tan-awn ta ning katag if naa ba jud.. wa jud tay mahimo sis kung di jud mosulod ang US sa ato.. unsaon sad nila pagsulod kung daghan buaya sa govt. ani nang tan-aw nako sis: kung ikaw naglingkod sa trono sa govt, sugot diay ka nga sudlan ka og compitensya? i think this is what is partly happening in Bohol, di jud kasulod ang SM nor AYALA sa bohol (possibly bec. gamay pa ang people traffic, but who knows? diba?)

Mao nay saktong tawgon nga greed, bro! Ambot kung super hakog lang jud ning naa sa govt or medyo naa pud pagka clueless. Wealth is not a finite creation. The more well-off people are, the better the country as a whole will be. Just because your neighbor has become a millionaire, buot pasabot nakuhaan imong chance nga mag milyonaryo pud. Wealth is not a fixed pie where if someone else has taken all 8 pieces, wala nay mahabilin sa imoha. Wealth is not just 8 pieces of a pie anyway, it can be millions of pieces, bisan pila pa na ka permutations. There's enough wealth for everyone, people!

[Eve's Apple Project]

Unsaon pagka barato sa Import if UBOS ang value sa PESO? pasabta daw mi diri kay murag libog kaayu ni.

i already gave you a link why china controlled their RMB, nakasabot naka ato? again, Why would we rely on Imports on something we are already good at? bangas ka?! noticed pila kabook nanira nga Furniture company sa Cebu? 1 ra ni industry atong gistoryahan bai.. wa pay labot ang clothing industry nga gipatay sa Ukay-ukay...which is by the way some, if not all, are smuggled. or how bout Agriculture? havent you heard of smuggled veges? haha how bout kadtong smuggled RICE?
so tan-awn mo? nakabinipisyo ta sa import ana?

[digitalsuperman]

i already gave you a link why china controlled their RMB, nakasabot naka ato? again, Why would we rely on Imports on something we are already good at? bangas ka?! noticed pila kabook nanira nga Furniture company sa Cebu? 1 ra ni industry atong gistoryahan bai.. wa pay labot ang clothing industry nga gipatay sa Ukay-ukay...which is by the way some, if not all, are smuggled. or how bout Agriculture? havent you heard of smuggled veges? haha how bout kadtong smuggled RICE?
so tan-awn mo? nakabinipisyo ta sa import ana?

speaking of ukay2x. diba illegal mana by law? dili lang ko sure ha.

[Dorothea]

^mao jud! I thought kaning mga ukay2x, donations ni from rich countries?

[Eve's Apple Project]

speaking of ukay2x. diba illegal mana by law? dili lang ko sure ha.

IT should be bai..pero nganong daghan man gihapon? for all we know, ang mga IMPORTERS & SMUGGLERS kay supporters sad..hahaha, nya mahibong nganong down ang local business ron?

[digitalsuperman]

^mao jud! I thought kaning mga ukay2x, donations ni from rich countries?

true. diba during spring cleaning kay daghan ana padulong pinas?hehe.

[digitalsuperman]

IT should be bai..pero nganong daghan man gihapon? for all we know, ang mga IMPORTERS & SMUGGLERS kay supporters sad..hahaha, nya mahibong nganong down ang local business ron?

mao.naglibod pud ko ana.nanaghan man nuon. sakto ka bai.mao nay nagpatay sa atong garments industry.

[Eve's Apple Project]

^^ atong paaboton tong niingon nga "kung dili kaya manira". lets see unsa sad iyang masulti ana.. basin naa tay nalimtan ba. ok ra ba kaayo nila nga strong ang peso kay makatabang DAW sa atong economiya..hehe

[silent-kill]

Tinuod baya ni bro, but only up to a point. Kung imong sueldo anha ra jud kutob sa minimum wage, gamay ra kaayo kag leftover money to invest with. You don't have any wiggle room. You should always aim for a higher salary or a higher income, because when you put the power of compound interest to work, even a difference of 500 pesos nga monthly investment, dako na kaayo na deperensya.

usa pud na siya sis, ako to gi sturyaan among katabang bah.. nga kong mahimo kang katabang mao rajud ni imong range sa sweldo.. bisang 20 years paka nga katabang mao rajud na... ambot lang og naka sabot ba to.. kai lisod2x jud pa sabton ning uban tao nga wa ka kita sa mga pama-agi bah, lahi ang culture gi dako-an..

same ra sa imong gi sulti sis.. what if minimum rajud kutob ang sweldo?, aw minimum rajud.. bisag onsaon pa nimo og kugi dira.. wa man pud ga ingon nimo nga mag stay ka sa minimum wage.. acquire skills... pang-ambisyon og maau og paning kamot. para mo asinso.