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  1. #31

    Default Re: Rent or Buy a house


    want to invest on this one this year hopefully

  2. #32

    Default Re: Rent or Buy a house

    Quote Originally Posted by deks View Post
    want to invest on this one this year hopefully
    hopefully you can start as planned

  3. #33

    Default Re: Rent or Buy a house

    Quote Originally Posted by colinworkout View Post
    i tried inquiring at pag-ibig before, and based on the loan amount and period, the monthly amortization will roughly be 2x the rent i'm paying now. in short my monthly expenses will double, and we haven't included the additional expenses that will be incurred while the construction is ongoing.

    if i look for a cheaper house, i can purchase one now but these are usually located far away from the city and based on my friends' and relatives' experiences, it will be cheap initially but will entail a lot of costs in less than a year because of cheap materials - roof will start to leak, vinyl tiles will peel off, toilet and other pipes start to drip. if that is the case, i think i am more inclined to continue renting my place now kay ma-stress ra tingali ko ana.

    i am trying to look for a bit more classy one.. not class A as in Maria Luisa, North Town, Beverly Hills level.. basin half ra sa parking lot ma-afford nako ana hehe. maybe class B like the usual neighboring subdivisions you see in the newspapers.
    Mahalon man sad diay nang Balay imu gipangandoy bro, so mga more than 2 million jud diay na. So ang pangutana run is maka save baka anang kantidara after 5 years. Nya kanang 2 Million karun nga balay, 2 Million paba kaha na after 5 years.

    Pero if imu i invest imung savings karun with interest rates more than sa Inflation rate, murag madala ra guro.

  4. #34

    Default Re: Rent or Buy a house

    naa may rent to own na mga houses... 5 yrs kadaghanan...

  5. #35

    Default Re: Rent or Buy a house

    lisod maka-own ug house...mahal ang kantidad magpatukod.
    pro ug naay higayon, mas nindot gyud naay kaugalingon kaysa mg-rent.
    IMO

  6. #36

    Default Re: Rent or Buy a house

    buy! pra mka buot ka sa imong gsto na color sa imng balay..

  7. #37
    C.I.A. jesse5648's Avatar
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    Default Re: Rent or Buy a house

    if i dont have the capacity to buy a fully furnished house, lets say i have 50 cash on hand, id look for a rent to own, mag loan para pang down

  8. #38

    Default Re: Rent or Buy a house

    Quote Originally Posted by SioDenz View Post
    Mahalon man sad diay nang Balay imu gipangandoy bro, so mga more than 2 million jud diay na. So ang pangutana run is maka save baka anang kantidara after 5 years. Nya kanang 2 Million karun nga balay, 2 Million paba kaha na after 5 years.

    Pero if imu i invest imung savings karun with interest rates more than sa Inflation rate, murag madala ra guro.
    mahal2 gamay kay sayang man kung low cost housing, sa maintenance modako unya labad sa uo the challenge now is to invest invest wisely to get good gains.

  9. #39

    Default Re: Rent or Buy a house

    Buy a house and lot....straight less hassle and worries, long term... sayang ang funds if you will rent.

  10. #40

    Default Re: Rent or Buy a house

    Quote Originally Posted by colinworkout View Post
    mahal2 gamay kay sayang man kung low cost housing, sa maintenance modako unya labad sa uo the challenge now is to invest invest wisely to get good gains.
    Invest jud pero iapil sa kwentada ang total amount sa imung na Rent for 5 years para makita nimu ang big picture. Kwentaha if pila imung magasto sa rent lan for 5 years - If di baka alkanse.

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