time deposit.. Unsa na ug nindot na?

[enteresado]

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i think dli advisable ang time deposit dnhi sa atung country. kay ang inflation rate kay mas taas pa kaysa interest rate sa imung time deposit.

[imliability]

Wow very nice ni TS kai hasta ako wala koi idea anang time deposit.
But yes if nahan ta og security of our money we really need this.

[dreisar]

im planning to change my savings status into time deposit. sa una naa to gitawag ug PNBig account.naka time lock sad evety 30 31 days.I dont know kung naa gijapon nang gitawag ug PNbig account.

[Metz]

im planning to change my savings status into time deposit. sa una naa to gitawag ug PNBig account.naka time lock sad evety 30 31 days.I dont know kung naa gijapon nang gitawag ug PNbig account.

bro pag mutual funds nalang. layo ra kaayo ang return sa time deposit.
A bank is not a good place to invest money.
ok ra for emergency funds and business operations, but investing wa juy ayo.

You get 2 guarantees when you invest in a time deposit.

1. PDIC coverage of up to 500k per depositor, not per account.
2. breakeven or worse, kay ang usual interest rates gi offer mas ubos pa sa inflation rate.

mutual funds and health savings accounts are low risk, moderate return investments. Average long term gain for these funds are 12% to 15% per annum and tax free pa.

if anyone else is interested, I can orient you in simple financial planning and long term investing.

[tikud]

bro pag mutual funds nalang. layo ra kaayo ang return sa time deposit.
A bank is not a good place to invest money.
ok ra for emergency funds and business operations, but investing wa juy ayo.

You get 2 guarantees when you invest in a time deposit.

1. PDIC coverage of up to 500k per depositor, not per account.
2. breakeven or worse, kay ang usual interest rates gi offer mas ubos pa sa inflation rate.

mutual funds and health savings accounts are low risk, moderate return investments. Average long term gain for these funds are 12% to 15% per annum and tax free pa.

if anyone else is interested, I can orient you in simple financial planning and long term investing.

I will agree with Metz.
The decision which and how you will safekeep your money will always depend on what bottomline do you wish to achieve and what direction you will bring your money.

SAfekeeping
Investment
Stand-by Emergency Funds
Recurring Funds
Etc

Each individual has its own "value of money". You should know how your money is worth for you.

Big investors peg their value of money NOT less than 13% per annum. These are investors who take High Risks and invest their money in big businesses with large Capitalization but expects returns over 16% per Annum after Return of Investment (ROI). The reason why capitalist don't bow down to labor force demand when they see that their bottomline will decrease when labor force salaries, wages and benefits increases. They will rather have their MONEY sit somewhere else with lesser risks ...

BANKS reinvest our money so don't expect they will give us more interest than INVEsting IT yourself.

You can invest your money in a STock Market exchange .... win some, lose some.

You can invest your money in a business. You need a great business strategy and marketing approach and study which will help you succeed.

Long Term Time Deposit 13 months and Above

Short Term Time Deposit 35 days to 12 months

Go Back and determine the VALUE OF YOUR MONEY. How?
Find out how much you are earning. REVENUE
Find out how much you are spending. EXPENSE
Find out how much you get from OTHER INCOME.
When you determine your NET after TAX and the OPPORTUNITIES presented to you,
you will know the value of your money. Then it is up to you which course to take.

[dartzed]

this is our new inflation rate as of june 2011: 4.6%

so guys make sure you put your money where it will yield more than the inflation rate or else your money will lose it's value in due time.

if wala mo idea asa mo makakita ana bigger interest rate, just pm me lang and we'll talk more bout it. being financial illiterate in this era will make you become trap in the new world slavery(financial trap). so chose to learn more and work your way towards your financial freedom.