Ideal bank interest rate for auto loan payable in 3 years?

[djubal]

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Hi!

What is the ideal interest rate this year 2019 if you get a loan from the bank with 20% down payment payable in 3 years?

[djubal]

Mostly, based from their online amortization calculator, bank's annual interest rate ranging from 5.2% - 6.3%. Can still the bank provide you 5% flat or lower annual interest rate with the criteria of 20% down payment payable in 3 years? Is it possible? Need your input guys.

[Backid]

I think that it would be good idea to ask about interests rates at your local bank where you have an account. Usually, banks are checking your credit rating and if you are receiving salary over that bank, it might be that you can get better interest rate. Worth asking

[arclops]

Hi!

What is the ideal interest rate this year 2019 if you get a loan from the bank with 20% down payment payable in 3 years?

One trick I used for loans: Pag search ug banks nga ga offer ug promo on loans...usually lower ang interest rate (that's why it's a promo) compared to other banks for the same type of loan. Pangayo ug quotation (must be printed out) from that bank sa term na imong gusto. Then proceed to your favorite bank and show them the quotation. Negotiate the bank to offer you the same rate. I hope it helps.

Question: Ngano dili nalang mo apply sa bank nga ga offer ug promo. Because in most cases, they will require you to have an existing bank account.

[Annania]

How-how-how. Do you think only this factor should be taken into consideration, my friend!? Where do you want to take in the bank or private firm!? Take care, many private companies have workers from banks, and they remove some restrictions or steps to ease the process of receiving loans, but %% of interests are higher. Best options is bank, but you will need to provide a lot of papers for them to be sure that if you will fail, they will take something from you that equivalently costs the money you loaned. When I had to choose between options to help me purchase a house, I decided the best option will be Mortgage Advice Newcastle , but after consultation and mind opening information that showed a picture I could not even imagine before, their plan was ideal for me.

[FTurner90]

How-how-how. Do you think only this factor should be taken into consideration, my friend!? Where do you want to take in the bank or private firm!? Take care, many private companies have workers from banks, and they remove some restrictions or steps to ease the process of receiving loans, but %% of interests are higher. Best options is bank, but you will need to provide a lot of papers for them to be sure that if you will fail, they will take something from you that equivalently costs the money you loaned. When I had to choose between options to help me purchase a house, I decided the best option will be Mortgage Advice Newcastle , but after consultation and mind opening information that showed a picture I could not even imagine before, their plan was ideal for me.

Why didn’t anyone tell me about this some months ago?!

[abragred]

Be very careful when taking a loan!

[Splendor]

I would suggest you speak with a bank agent. You can never be too sure when it comes about insurance and it's better not to take any risks. I was talking with a friend and he mentioned that he owns a huge sum to the bank because he didn't read very careful the document that he was signing. When I've got my car, I've phoned an agency to make everything clear about credits and anything that was related to that. It's important to read carefully when signing something about car finance or anything in general. Once signed, it's game over

[JerryHoward]

How-how-how. Do you think only this factor should be taken into consideration, my friend!? Where do you want to take in the bank or private firm!? Take care, many private companies have workers from banks, and they remove some restrictions or steps to ease the process of receiving loans, but %% of interests are higher. Best options is bank, but you will need to provide a lot of papers for them to be sure that if you will fail, they will take something from you that equivalently costs the money you loaned. When I had to choose between options to help me purchase a house, I decided the best option will be peso online loan , but after consultation and mind opening information that showed a picture I could not even imagine before, their plan was ideal for me.

The ideal bank interest rate for an auto loan payable in 3 years can vary depending on several factors, such as the borrower's credit score, income, and the lender's policies. In general, a good interest rate for a 3-year auto loan would be between 3% to 5%. However, it's essential to note that interest rates can vary depending on the lender and the borrower's creditworthiness. A borrower with a high credit score and stable income can typically qualify for a lower interest rate, while those with poor credit may be subject to higher rates.
To find the best interest rate for your auto loan, it's recommended to shop around and compare different lenders' rates and terms. Additionally, you can consider pre-approvals from multiple lenders, which can give you a better idea of the interest rates you qualify for without affecting your credit score.

[DanielLee5]

Actual topic! Considering the right bank interest rate for a 3-year auto loan is a key factor in your financial planning. It's essential to find a rate that aligns with your budget and financial goals. For guidance, connecting with Chase Bank customer service can provide you with relevant information and assistance in making the best financing decision for your auto purchase. Ultimately, an adequate choice in this regard can positively impact your financial stability.