The best credit card

[borrise]

---

mao gyud...

para nako gamit kaayo ang CC karon panahona...

disiplina ra gyud na...

i use my CC murag para dili mangutang, but for convenience... inig abot sa bill, pay in full...

Sakto gyud ni nga practice. dapat bayaran gyud ug full ang total monthly due. di mantan.aw anang minimum monthly due kay samot gyud ang problema sa utang... dapat ang mga banko ron tangalon ng minimum wala man guro na sense ngano mag butang2x ana sa statement of account,..

[shinngakkusei]

mao gyud...

para nako gamit kaayo ang CC karon panahona...

disiplina ra gyud na...

i use my CC murag para dili mangutang, but for convenience... inig abot sa bill, pay in full...

mao jud boss. hehe disiplina rajud.

same pud sa ako diri Japan, tanan telecompany dili na modawat ug contract basta dili walay credit card. so need kau namo para maka kuha ug postpaid phone. aside from that, maka direct me ug bayad sa airplane ticket, dili na mo agi ug agency nga dako kau patung hehe.

ug naa pay isa ka benefit, sa panahaon karun nga ga share na ug database ang tanang financial institution, mas dali jd ka ka avail basta naa kay good credit history. just incase you need to borrow. then mahibal.an pud nila imong capacity to manage

[vanjo86]

Currently have

Unionbank Cebu Pacific Getgo

PNB Mabuhay Miles Now Mastercard

pra sa travel goals.

[edgeknife]

better not to have it))

killjoy man kaau ning tubaga oi hahaha

of course, ang credit cards are for the people who can control their finances. as a matter of fact, ang gamit sa credit cards is not just utang, but also for convenience pod. like for example, book ka ticket sa plane or hotel accommodation, so gamit jud kaau ang credit card. or if taas ang linya sa ATM machine and u wanna buy something inside the mall, pwede ra gamit credit card.

not just that, naa man mga reward points you can convert or cashbacks or perhaps naa promo like discounts when you purchase using that certain credit card (bank).

[pepponeskie]

i only have one CC and its metrobank 6 digit limit (9,000.00)...i have it since 2009 and I only paid annual fee once. Kay inig panawag nako para e waive kay kung dili sila mosugot, ako man ingnun nga e cut off nalang. so, they are forced to waive, since wala man sad outstanding, hehehehe.

ila ra e waive ang annual fee as long as wala kay outstanding.

[teoding]

pareha ra na tanan.

[brownie]

Used to have 3. I cut the two. Only one remains and that's RCBC. Why?

1. I prefer the less queued bank(s).
2. I liked the way they handled their issue with the Bangladeshi bank heist.
3. I prefer dealing with tellers who are warm and intelligent unlike the airhead
   ladies in Metrobank and BDO.
4. Lastly, JCB. There's BDO JCB but... (see: 1 & 3)
   

[digitalsuperman]

parepareho rana sila tanan but much better if asa imong savings account adto nalang pud pag kuha ug credit card.

daghan ni siya advantages. daghan banks karon nga naa na silang online banking or mobile app. this is good for better payment sa imong credit card. di naka kinahanglan adto sa banko mo linya para mubayad. you can just register sa online banking and just transfer or pay your credit card sa ilang online banking. i am using BDO and panagsa nalang kaayo ko mo adto sa BDO i use their mobile app to pay my bills and pay my credit card.

[baju83]

Used to have 3. I cut the two. Only one remains and that's RCBC. Why?

1. I prefer the less queued bank(s).
2. I liked the way they handled their issue with the Bangladeshi bank heist.
3. I prefer dealing with tellers who are warm and intelligent unlike the airhead
   ladies in Metrobank and BDO.
4. Lastly, JCB. There's BDO JCB but... (see: 1 & 3)
   

same here.. rcbc na akong primary card since i got this.. ilang 1-800 c.s pud is knowledgeable sa ilang gi buhat plus welcoming sad as far sa mga naka storya nako..

[yaj.em]

parepareho rana sila tanan but much better if asa imong savings account adto nalang pud pag kuha ug credit card.

daghan ni siya advantages. daghan banks karon nga naa na silang online banking or mobile app. this is good for better payment sa imong credit card. di naka kinahanglan adto sa banko mo linya para mubayad. you can just register sa online banking and just transfer or pay your credit card sa ilang online banking. i am using BDO and panagsa nalang kaayo ko mo adto sa BDO i use their mobile app to pay my bills and pay my credit card.

Agree ko ani kay BDO pd ako CC and naa pd koy savings account ddto. Plano pa ko unsaon nku na mawaive akong annual fee. gamay ra man noon xa annual pero if magkadugay and f itotal nimo tanan, daku jd xa. BDO shopmore akoa. Basin naa na nakatry pa waive sa ila CC, hatagi ko ninyo tip unsaon. salmat