Mutual Funds VS UITF

[Kristiano]

---

Mao ni ilang performance sa BDO Equity Bro ay https://www.bdo.com.ph/personal/navp...do-equity-fund .... Bali number of shares lang nga imong napalit times sa current NAVPU of the day. That will be your gain/loss.

sos, krn pa lng ko kakita aning thread... if ni-invest lng ko last Jan, dako2x na unta gains..

[nowayL]

sos, krn pa lng ko kakita aning thread... if ni-invest lng ko last Jan, dako2x na unta gains..

Aw mga 28% na unta ka Bro for 4 months ... hehe

[cebu.opportunities]

any suggestion mga bro if okay paba to take risk karon nga taas na daan?

dugay na ang urge to invest but we need the money short term, approx 2 to 3 months na lang nahabilin. so far, okay mn ang dagan sa navpu sa comfortable bank (equity nga investment) pero we cannot predict mn sad gud. it's just that sayangan ko nga natulog ra ang money while waiting for it's time to be spent and at the same time the fear of losing a portion of it (in case niubos) unya no choice ky naka-sched na when gamiton.

hope to hear from you.

[cebu.opportunities]

has anyone tried encashing his UITF investment from the bank?
so that we will know if there really is a 20% tax on the capital gain in actual practice.

what happens if you lose instead of gain.. how do they deduct the 20% tax?

as far as I could remember, net nana of 20% withholding tax pag-redeem. it is not shown lang ky equivalent mn jud sa navpu on the day gi out. MF's ky more transparent sa fees while sa UITF, di na mag rigor imong ulo sa fees, hehe...

[johngeek]

most money from mutual fund kai padulong stock market

[nowayL]

any suggestion mga bro if okay paba to take risk karon nga taas na daan?

dugay na ang urge to invest but we need the money short term, approx 2 to 3 months na lang nahabilin. so far, okay mn ang dagan sa navpu sa comfortable bank (equity nga investment) pero we cannot predict mn sad gud. it's just that sayangan ko nga natulog ra ang money while waiting for it's time to be spent and at the same time the fear of losing a portion of it (in case niubos) unya no choice ky naka-sched na when gamiton.

hope to hear from you.

Ayaw lang Bro delikado kay gamiton man gud nimo. Kanang kwarta nga walay lingaw Bro maoy gamita sa imong investments ...

[makie29]

most money from mutual fund kai padulong stock market

Not at all times. Majority of the money will be invested in the stock market if you go for equity funds and even balanced fund.
If you opt for fixed income securities, you get zero exposure to the stock market.
Dako2x pud ug amount ang invested sa fixed income funds.

- - - Updated - - -

any suggestion mga bro if okay paba to take risk karon nga taas na daan?

dugay na ang urge to invest but we need the money short term, approx 2 to 3 months na lang nahabilin. so far, okay mn ang dagan sa navpu sa comfortable bank (equity nga investment) pero we cannot predict mn sad gud. it's just that sayangan ko nga natulog ra ang money while waiting for it's time to be spent and at the same time the fear of losing a portion of it (in case niubos) unya no choice ky naka-sched na when gamiton.

hope to hear from you.

Two to three months is very short and very risky for equity funds. Though the economic conditions of the Philippines is good, taas gihapon kaayo ang risk especially if it is in equity funds.

[cebu.opportunities]

were thinking bisan a certain portion of it lang pero okay, di na lang ky it's too risky...

@nowayL and makie, thanks...

[nowayL]

Lupad namo sa BDO guys good opppurtunity to buy ron Byernesa, milagro ...... hehe

[nowayL]

Malumos naman kaha gyud ni .... hehe