How old are you? And how much is your savings na?

[jbass]

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Sa karon pako nag sugod og save.

Im saving for my 7 months old son. around 20k

[SPEED _KILLS]

Me I saved a little at 32. Ako ra mathink na accomplishment is paying off all my debts and my car. But I was able to finish MBA in UP thru my own money , had our dream wedding , travelled with my wife , and helped pay my father's dialysis for years . I also paid half of my sister expense para kalarga sya abroad for four times failed attempts. 5 years na sya nurse now. Looking back , I may not have much but I believe I have done my role for my family. I won't count on how I spend if it's for people I truly care. Now I'm looking forward makastart og simple business with my wife. Life is too short to just focus on material things.

Ive Tried UItf , mutual fund , stock trade but Wala kaau dira ako swerte. Nahurot ako money permi for emergency expenses for hospital specially etc. I also tried small time business before. I think we just need to pray and do our best Kay bisan pag unsa nto ka-bright or kadatu, Ginoo rjud magbout if masuccesful ba ta financially. We need to humble ourselves and look beyond material things.

[acm099021]

Age: 26
Savings: 1.) Emergency Fund - 60k naa ra sa bank atm
2. Long-term savings for retirement - 24k through Sunlife insurance policy which I started last year.

Been working for five years already and na-frustrate ko sa ka-gamay sa akong sweldo and wala pa gyud koy extra savings nga makuot kung manginahanglan. Misamot when Yolanda happened, nagkalisud ang amoang family kay naguba ang properties sa akong parents na ilang gipundar for their income-source upon retirement. Mao to na walay choice kami mga anak ang magtabang sa amoang ginikanan. I guess, this story goes the same for us Filipinos. Alam kong hindi ako nag-iinusara. Charrr

But last year or 2015 ra ko nakat-on about financial planning from Sunlife kay naay pa-orientation and pa-snacks sa office. Haha (kaon ra gyud ang apas) pero na-learn nako Kanang dapat naa kay emergency fund nga makuot from time-to-time and at the same time, a long-term savings for retirement. Kay di pud ko ganahan na akoang mga children puhon ang ma-problema sa akoa.

So mao to nakat-on ko na dapat ang emergency fund is 6x your current salary. Lisud siya buhaton pag first labi na gamay ra ang sweldo. Pero kung naay bonus madawat kay hipos gyud dayon. Then nag-invest pud ko on a VUL insurance policy na 10yr payable for my retirement. At least dili nako ma-worry ba na wa koy kwarta after all the many years of working hard. As they say, we have to know how to make our money work for us. Dili kay sige lang ta ug trabaho for the money.

If naa mo questions, labayi lang ko sa inyo mga pangutana specially on Sunlife aron makatabang pud ko ba. Mahal ang insurance pero i-try ninyo nga way kwarta, diba mas mahal.

[Mnlpoly]

Age: Late 20's
Sweldo: 50k/month
Savings: UITF Fund, MP2 with PAGIBIG, Life Insurance, Joint Account with Partner (<50k kay bag-o pa gasugod tigum), Personal bank accounts mga 10k ra guro in total hahaha.
Tangible Assets: Phone, laptop, MP3 (mao ra jud ni akong material things kay mas mu-spend kog kwarta sa kaon hahaha).

Agree ko anang mga stories sa taas about pagtabang sa pamilya. Been working for 7 years- nakapa-graduate ug igsoon sa college, currently gabayad ug yuta nga na-prenda tungod sa studies, nakabayad na pod ko sa tanang mga utang sa family (kana na lang yuta kuwang), nakahatag na pod kog puhunan sa parents and siblings para sa ilang negosyo (so far doing good). I also have my own small loading business. Nakalaag-laag na pod ko within Asia and Europe ug sa mga local destinations. Happy pod ko makakita sa akong family nga dili na maglisud pangita ug kwarta para palit bugas ug sud-an. Makalaag laag na pod ang whole family unlike before nga sa TV ra makit-an ang mga nindot nga suruyan.

[rhandylepsten]

I'm 29

Savings account: 225

Emergency fund: 20k

Col stock market: 70k

Mutual funds: 50k

Security bank uitf: 60k

VUL (Variable universal Life insurance) fWD insurance: 30k

[oAizeNo]

Age:30
Salary:750k/ month
Work: HealthCare USA

[tartimorion]

I'm in my mid-30's, single, with 80K emergency savings, 150K reserved savings for house construction, 110K stock investment, 20K mutual funds, VUL life insurance. just completed 5-year payment of my residential lot worth 200K.

[elisa512]

Wow... how to be you guys? 🙊👏👏👏

[gerard]

Mid 30's way ipon dakog utang.... hohohoho ka pait sa life...

[elisa512]

I feel you bruh... hahaha