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  1. #61

    Default Re: Unsay Nindot Nga Life Insurance?


    Quote Originally Posted by takumi View Post
    I'm a PRULIFE agent. You can PM me any of your concerns about our products especially about Life Insurance which is one of the most important investment in our lives. We can offer a very nice product that has PROTECTION & SAVINGS with RIDERS. Meaning you are insured just in case of DEATH or TOTAL DISABILITY or struck with 36 CRITICAL ILLNESSES, as well as ACCIDENT, at the same time you are saving for your RETIREMENT or your children's EDUCATION, plus HOSPITAL RIDERS (mura ni siyag mga pakapin). ALL IN ONE na ni nga investment. Prulife has higher interest rates so it's really worth investing with them. Prulife UK started since 1848 in London, with over US$530 billion in asset. No life insurance went bankrupt, never it will happen unlike pre-needs. Nothing to worry about because it is regulated by the Insurance Commission. If you insured your house or car, you have to insure yourself first before anything else. Now that you are still capable & healthy, I urge you to get one now. Just give me a call so I can explain further details personally. You may contact me at 09173205662 or 09228995662 - Jona

    PRULIFE? which bank affiliated nah? thanks!
    Last edited by miknat24; 08-22-2012 at 09:04 AM. Reason: learning how to quote message

  2. #62

    Default Re: Unsay Nindot Nga Life Insurance?

    Philam Life - BPI

  3. #63

    Default Re: Unsay Nindot Nga Life Insurance?

    Quote Originally Posted by lorenzoleo View Post
    aw, maybe some, but sa amo team ni Jess, walay plasticay puro mi black and white.
    Kay maybe abig imu guro leader sauna kay wala ka gi atiman, dili pud nimu masulti nga bati na lang pud tanan.
    Every big organization, there are good and bad people. It is something you can't control.

    Bisan Charistmatic, or any religious organization, naa juy tao nga bad and good, you can't please every body.
    yeah, it's not the company actually. It's the people or team you are with.

  4. #64

    Default Re: Unsay Nindot Nga Life Insurance?

    Quote Originally Posted by miknat24 View Post
    PRULIFE? which bank affiliated nah? thanks!
    Pru Life U.K. - HSBC

    Pm me if you want to know more. God bless

  5. #65

    Default Re: Unsay Nindot Nga Life Insurance?

    Before investing in any life insurance plan, please be sure to check that the company is affiliated with the Insurance Commission. Mao ni ang link sa Insurance Commission: | Official Website of the Insurance Commission |

  6. #66

    Default Re: Unsay Nindot Nga Life Insurance?

    cocolife affordable amo rates ask me now pm me thnx

  7. #67

    Default Re: Unsay Nindot Nga Life Insurance?

    Naay pwedi makahatag ug Idea about Life insurance ngari? murag napangutana nah nko ni sa una pero karun ra jud ko na serious kay naa nay baby

    So naa maka hatag diri ug estimate if unsay paagi ana term insurrance:
    -Pila sad sample bayranan kada bulan
    -Pila ka bulan bayaran
    -pila an coverage

    Nya what if mga 30 yrs old na.

    tnx..

  8. #68

    Default Re: Unsay Nindot Nga Life Insurance?

    Quote Originally Posted by SioDenz View Post
    Naay pwedi makahatag ug Idea about Life insurance ngari? murag napangutana nah nko ni sa una pero karun ra jud ko na serious kay naa nay baby

    So naa maka hatag diri ug estimate if unsay paagi ana term insurrance:
    -Pila sad sample bayranan kada bulan
    -Pila ka bulan bayaran
    -pila an coverage

    Nya what if mga 30 yrs old na.

    tnx..
    depende pla gusto nimo coverage unya pla ka years bayran nimo pm me ur name and birthdate brad and coverage ill qoute u barato ra cocolife

  9. #69

    Default Re: Unsay Nindot Nga Life Insurance?

    Quote Originally Posted by SioDenz View Post
    Naay pwedi makahatag ug Idea about Life insurance ngari? murag napangutana nah nko ni sa una pero karun ra jud ko na serious kay naa nay baby

    So naa maka hatag diri ug estimate if unsay paagi ana term insurrance:
    -Pila sad sample bayranan kada bulan
    -Pila ka bulan bayaran
    -pila an coverage

    Nya what if mga 30 yrs old na.

    tnx..
    Ideally, the amount of coverage must be in line with your family's life style and how long will your children depend on your income.
    For example, if you're earning P20T a month and have a 1 year old kid. Assuming that your child will graduate from college by age 22 and earn a job. Ingon ani ang computation:

    P20T X 12 = P240T
    P240T X 22 (years before your child becomes independent) = P5.28M

    You'll need at least P5.28M to ensure that in case mawala ka (God forbid), your family can still continue to live with the same lifestyle nga naandan nila (P20T a month). That computation is pretty basic since it doesn't consider inflation rate and other possible expenses in the future but that should be enough for you to know kung pila imong kinahanglan.

    You don't have to get a life insurance coverage that big in an instant, pwede ra hinay2x para dili bug-at sa budget.

    Philam Life has this product named Family Secure. We can give you P2.2M coverage for less than P2T a month. Such plan also includes medical reimbursements and accident and health benefits. Also included in the plan is another (separate) coverage for death through accident that means your family gets double in case you die through an accident (God forbid).

    It also has an investment portion handled by PAMI which could help you in your future. PAMI is one of the top performing mutual fund company in the Philippines right now having yields of around 24% in equity fund, 8% in bond fund, and around 20% in balanced fund.

    That is basically life insurance and a high yielding investment for only less than P2T a month.

  10. #70

    Default Re: Unsay Nindot Nga Life Insurance?

    Quote Originally Posted by makie View Post

    Philam Life has this product named Family Secure. We can give you P2.2M coverage for less than P2T a month. Such plan also includes medical reimbursements and accident and health benefits. Also included in the plan is another (separate) coverage for death through accident that means your family gets double in case you die through an accident (God forbid).
    How many months man ko magbayad anang ~P2T bro based sa imu example? tnx

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