Frequently Asked Questions (FAQ's)
1.How do I apply for a loan?
Through our Loan Consultants - You can approach our accredited loan consultants all over the Philippines. Our Loan Consultants are always ready to help any client.
I am a Loan Consultant contact me @ 09226205921 So that I can assist you with your loan.
2. What are the Requirements if I apply for a Loan?
Requirements would depend on the kind of product you will avail of. The interest rates as well as the processing time also vary depending on the type of product that you apply.
3. Is there an application fee?
Application forms are not for sale therefore there are no application fees.
4. How will I pay my amortization?
The form of payment of the amortization is done through a Post Dated Check (PDC). Upon the release of your loan, you will issue PDC's to our company as a form of security of payment to us.
5. I have no existing checking account, can I still apply?
Yes you may. We would be happy to open a checking account for you.
6. How will I know if my loan is approved?
An office representative will call to inform you if your application is already approved and will tell you the instructions on how to claim your loan.
7. I have a problem with my payments, what do I do?
Please get in touch with our collection agency nearest your location. (I'll help you with this)
8. I am interested to renew my loan but I still have an outstanding loan. Do I need to pay off my loan?
There is no need to pay off the loan. You can renew your loan if you had already paid at least 60% of your loan, however, the balance would be deducted from the proceeds of your new loan application.
9. How do I renew my loan?
Loan Renewals are accommodated by our Renewal Department. You can call me @ 09226205921 for help.
10. For renewal, would I be required to submit the same documents?
No need. You are only required to send your latest proof of income or bank statements.
11. Is there a higher approval of loan amount if it is a renewal?
Yes. Generally, We give a higher amount to those clients renewing especially those who have good credit standing with us. Although, there are exceptions that can happen through a case to case business.
12. Would the procedure be the same with renewal loans?
Yes. However, expect that there is a faster process than the first time since you are already part of our database.
13. Do I get a refund if I pay my loan in advance?
Yes. Please contact our Branch that manages your account and they will provide you with the accurate computation.