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  1. #81

    walay mapreso sa utang bro. pwera nlng if mafia style hehe

  2. #82
    Quote Originally Posted by luisyntaneca View Post
    walay mapreso coz....imo loan sa credit card is insured na and dako au sila ginansya ana....

    yup wla jud, mapreso kong its crime tha is been reported to NBI... but you could always negotiate with the collection office.... sometimes maghadlok cla imborgohon some of your things which is not true you can even negotiate half sa imo total due, you could also ingore them and not paying until theyll the one to offer you smaller amount (for example imo total utang would reach 200k plus including the charges and interest they even offer you to pay just 100k..)

  3. #83
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    wala jud mapreso...unpaid credit card bills bayad na sa insurance...ang bank pa na they're always on a win-win situation they anticipate that thing already naniguro na sila sa ila side in case naay daghan wala mamayad...regarding sa collection agent mamugos jud na sila nimu ug pabayad kay naa man sila percentage na makuha i think murag magtunga na sila sa bank sa ila ma collect nimu mao na mangharass nalang sila para maka quota ang agent saon bread and butter man sad na sa ila negosyo gud but cases like that you can report sa central bank adto sa customer service nila then do not entertain those calls from those agent mas maayo magtigom ka pambayad if naa na kay matigom call the bank not the agent adto ka mangayo ug amnesty sa bank mismo ayaw sa agent that way makabalos ka nila....do not allow them na makakwarta sila nimu especially kung nangharass sila nimu... sa bank ka may utang dili sa collecting agent/lawyer...mao nay tambal sa mga bastos na collecting agent aron dili jud na sila kakwarta...sometimes they will tell you na gi refer naman ka diri sa amoa sa imong gi utangan na bank para may lusot sila true gi refer na ka sa ilaha but still pwede kaayo na moderetso ka ug tawag mismo sa hotline sa bank....nakahibalo ko ani kay ako friend nahasol jud sa ila calls so what we did we referred it sa amo friend na nag work sa bank and central bank and lawyer so mao na ila advice you can even search that topic sa forum sa malacanang even if naa kay unpaid bills you should be treated fairly jud and entitled jud ka sa imo privacy kay ang uban moadto sa inyo house nya ipanabi sa silingan......para motagam ang mga collecting agent do not pay to them adto jud ka sa bank

  4. #84
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    tell your friends na nahasol sad ani...magbayad jud sila ila credit card kung dili pa kaya ilang tigoman pag makatigom na adto jud sila mobayad sa bank ask for amnesty sometimes moingon na sila na wala pay available ana na program but you have to insist hangyo lobo ba ayaw sa mga bastos na collecting agents/lawyers para makat-on sila ug good customer service hilaaaas nila nohh ari sila kuha pang sweldo sa ila gipang harass

  5. #85
    if ever manawag sila nimo,storyahe lng tarung and mu accept man sila ug promisory guru. I know somebody who owns the firm and okey baya sila mu collect. im not being bias here ha. =)

  6. #86
    Quote Originally Posted by jumble View Post
    tell your friends na nahasol sad ani...magbayad jud sila ila credit card kung dili pa kaya ilang tigoman pag makatigom na adto jud sila mobayad sa bank ask for amnesty sometimes moingon na sila na wala pay available ana na program but you have to insist hangyo lobo ba ayaw sa mga bastos na collecting agents/lawyers para makat-on sila ug good customer service hilaaaas nila nohh ari sila kuha pang sweldo sa ila gipang harass

    bro question like ako im out of the country and if dli pako kabayad and mubakasyon ko dha what would happend ( i know theyre not gonna report it to NBI)

  7. #87
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    coordinate with your relatives here in philippines padala ka sa ila money para sila na magbayad maski gamay..bisan unsa kagamay at least ma deduct na sa imo loan amount kay usahay if mo avail ka amnesty chances are ang imong pinaka utang nalang imo mabayaran minus the interest but it does not apply to all ha...nothing will happen to you man as usual samok samokon lang ka others gani more than 10 years na kay nag migrate na but be sure na hinay hinayan nimu ug bayad para ma clear imo name kay generic ra ba na ila system makita na sa tanan so any bank here in ph na mag apply ka loan or credit card makita na imo standing so mas maayo limpyo you name sometimes maapikihan ta ana jud na maglisod ta ug bayad pero pag medyo luag na hinay hinayi ug pay most of us naa man utang bah

  8. #88
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    Default credit card

    Quote Originally Posted by babypig View Post
    if ever manawag sila nimo,storyahe lng tarung and mu accept man sila ug promisory guru. I know somebody who owns the firm and okey baya sila mu collect. im not being bias here ha. =)
    true naa sad maayo kay nakasulay ko ani being in a front desk ako tig receive sa calls den ako e forward sa ilaha some na maayo kaayo unfortunately most of them bastos grabe pati ako ma harass hadlokon pa ka .... unsay labot ko !!!!! mao naka idea ako boss na dapat recorded ni ila mga calls para maka file ug verbal harassment aron motagam ba

  9. #89
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    worst pa kay ang uban ila pa mention pila unpaid bills to others and that's a big NO..NO...i know this kay usahay inig receive nako sa calls mangasaba na sila...an example is " ingana na si ***** ha na bayaran na niya iyang utang na 50K blah..blah ..blah...sakto kaha na ? so bastos di ba

  10. #90
    C.I.A. rockrhyan1982's Avatar
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    wa tingbayad nasd utang..late lang kog 3 days, 10 kabuok miskols ako cellphone..

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