How old are you? And how much is your savings na?

[marclouieyap]

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Walay ga home based diri? Ganahan ko maka kitag post nga gkan sa homebased workers. labi na tong earning $. hehe

Dunno if maconsider ni nga home based pero I am currently working in a Multinational Company "mkakita mo sa logo ani anywhere". I usually spend my time at home kay dili man ko necessarily musulod basta madeliver lang on time ang deliverables. If mahuman early, nya walay new engagements or projects then your free to do anything you want "Magsige gihapon sila pasweldo nimo". Wala say time in and out. Dili dollar and salary pero if ako iconvert to USD basta more than 1k USD and less than 2k USD

I usually go to office mga once or twice a month to process refunds and present reports.. and during that time ig lupad nako didto Manila para sulod office, ako itunong thursday till weekend para during weekends mkasuroy2x, meet up with friends and etc, and check out mga shops didto na pwede mahimo supplier in the future and also check out shops nga naa koy pde masupply from Region 7..

[marclouieyap]

diversified kau si marck yap..... nice....... nindot kaau

permi man mi maingnan sauna sa parents and teachers gud when I was still in elementary years nga ayaw gyud rely on a single source of income.. dapat daw naa lain and diversified sad.. just in case if emergency..

matud pa nila, never test the waters with both feet

[marclouieyap]

hahhaha..... mao gyud....... wa man gud ni gitudlo financial literacy sa college....... sayanga........ hibaw an pa........ ikaw na sa prof pic jdane? wow my type

permi mi lecturan sa parents, relatives and friends sauna regarding money2x gud..

Kahinumdom pako nga tagan mi 500 - 1k mga grade1 then if amo ma keep and dili mapataka gamit after pila ka months or a year, dugangan nasad.. paanad lang gunit and para dili makurat if naa nagyud daw miy amoa.. during my time, kanang 1k taas na kaayo na buying power..

[nodols3]

permi mi lecturan sa parents, relatives and friends sauna regarding money2x gud..

Kahinumdom pako nga tagan mi 500 - 1k mga grade1 then if amo ma keep and dili mapataka gamit after pila ka months or a year, dugangan nasad.. paanad lang gunit and para dili makurat if naa nagyud daw miy amoa.. during my time, kanang 1k taas na kaayo na buying power..

Can you contribute here bro?

https://www.istorya.net/forums/busine...s-chinese.html

[kryptocrap]

Walay ga home based diri? Ganahan ko maka kitag post nga gkan sa homebased workers. labi na tong earning $. hehe

Ako bro, working remotely for Cloud computing company. Ang naka nindot mg work sa balay, kay you can have side projects. Which means another source of income.
My salary is $1300 per month. Akong ma kita sa side projects kay $1000-1400, pero trabaho pd lage og gabie. I work so hard because I know these projects are just temporary, relax lng kng wala nay lain project.

Age: 27 / married
Combined savings: 1.1 M (Peso, Dollar)
Paypal Funds: 1k USD
Assets: gadgets, 1 memorial lot, 2 residential lots (250 sq mtr and 200 sq mtr)

Never been to stock market and mutual funds kay I've been focus with different projects for the past 2 years. Dako2x man sad ang kita-on kng focus lng jud. Though I know na this is not for a long term. Will look into stock market and mutual funds very soon.
Each pay day I'll do a calculation for my expenses and savings. Making sure nga naa jud na save. I'm also tithing by the way.
I'm having a very simple lifestyle, walay auto.. sakay ra jeep, kapyot pa usahay. Hehe.

Ever since I have been saving. Pero next step cguro kay investing napud.
As they said, saving will make you 'not poor' pero investing will make you 'rich'. Heheh.

[quantuminplus]

Ako bro, working remotely for Cloud computing company. Ang naka nindot mg work sa balay, kay you can have side projects. Which means another source of income.
My salary is $1300 per month. Akong ma kita sa side projects kay $1000-1400, pero trabaho pd lage og gabie. I work so hard because I know these projects are just temporary, relax lng kng wala nay lain project.

Age: 27 / married
Combined savings: 1.1 M (Peso, Dollar)
Paypal Funds: 1k USD
Assets: gadgets, 1 memorial lot, 2 residential lots (250 sq mtr and 200 sq mtr)

Never been to stock market and mutual funds kay I've been focus with different projects for the past 2 years. Dako2x man sad ang kita-on kng focus lng jud. Though I know na this is not for a long term. Will look into stock market and mutual funds very soon.
Each pay day I'll do a calculation for my expenses and savings. Making sure nga naa jud na save. I'm also tithing by the way.
I'm having a very simple lifestyle, walay auto.. sakay ra jeep, kapyot pa usahay. Hehe.

Ever since I have been saving. Pero next step cguro kay investing napud.
As they said, saving will make you 'not poor' pero investing will make you 'rich'. Heheh.

nice na bai........ bilib ko nimo....... keep it up....... ako wala sai auto....... pero kung maka kwarta ko....... di sad ko ganahan makapanag iya ug sakyanan..... maski nindot....... hehhehee....... ok naman ko kaau sa jeep..... nya kong nagdali na gyud taxi panagsa rasad kaau....... ang kuwang nalang nimo bro is making ur money work for you....... para while ga work ka..... galihok sad imong investment.......

[marclouieyap]

Ako bro, working remotely for Cloud computing company. Ang naka nindot mg work sa balay, kay you can have side projects. Which means another source of income.
My salary is $1300 per month. Akong ma kita sa side projects kay $1000-1400, pero trabaho pd lage og gabie. I work so hard because I know these projects are just temporary, relax lng kng wala nay lain project.

Age: 27 / married
Combined savings: 1.1 M (Peso, Dollar)
Paypal Funds: 1k USD
Assets: gadgets, 1 memorial lot, 2 residential lots (250 sq mtr and 200 sq mtr)

Never been to stock market and mutual funds kay I've been focus with different projects for the past 2 years. Dako2x man sad ang kita-on kng focus lng jud. Though I know na this is not for a long term. Will look into stock market and mutual funds very soon.
Each pay day I'll do a calculation for my expenses and savings. Making sure nga naa jud na save. I'm also tithing by the way.
I'm having a very simple lifestyle, walay auto.. sakay ra jeep, kapyot pa usahay. Hehe.

Ever since I have been saving. Pero next step cguro kay investing napud.
As they said, saving will make you 'not poor' pero investing will make you 'rich'. Heheh.

Ok na kaayo na bro.. If wala kay time for stock market, then go for mutual funds.. Wala kay hunahunaun, wala kay icheck.. Mura raka nagpagunit sa imo kwarta para ilang i-actively invest.. Then tan-aw raka pila na value kung naa kay time.. Biyaan rana nimo...

Kanang imo side projects bro, unsay skill needed ana?? Haha saon pag sulod.. Kay ako time sobraaa kaayo kaluag.. Basin pde pako ana kay bata pa hehe

[marclouieyap]

Can you contribute here bro?

https://www.istorya.net/forums/busine...s-chinese.html

Sure bro! Will look into it.

[silent-kill]

latte effect, mao nai dapat tang tangon ninyo sa inyong kinabuhi para maka save jud mo og maau hehehehe.

like: you want to go from point A to point B, naa ka daghan choices.
1.) buy a car and drive there
2.) ride a taxi and go there
3.) sakay jeep
4.) lakaw

ang pinaka optimize ani kai ang mo sakay og jeep/lakaw.

kanang auto nindot rana siya kong naa nakai pamilya og anak.. ako na gi compute mo take og mga 10 years para maka bawi ka sa gasto sa imong auto. vs sa mag commute ka.. given nga naa nakai family. kong single.. ka nga igo2x ra ang kwarta.. di jud ka ka bawi sa gasto sa kwarta when buying a car. hahaha

i optimize inyo life style, it doesn't mean nga mo dako na imong sweldo mo dako napud imong gasto heehe control.

[makie]

I read this in a certain book a few years ago yet nakatatak gihapon sa akong mind.
The key in avoiding financial struggles is to spend on one's needs and manage the wants.