How Much Do you save per month?

[cebu.opportunities]

---

Since i have variable income, it is difficult to have a fixed monthly amount for me. It will always be the same formula:

income - savings = expenses

So i set 30% of income for savings placed on a different bank account. Breakdown is :

10% for emergency fund
10% for savings
10% for investment

This formula won't work for me.

I also have variable monthly income and so with some of my expenses.

I'm using this formula for the past several months:

income - expenses = investments

I'm not into savings and don't have any emergency fund. This is a bad set-up actually in case unexpected circumstances dodge in.

Emergency fund should equates at least 6 months of your monthly salary/income.

[mudskipper77]

10k every month sa stock market.

[vincent]

Income - Savings = Expenses

Savings:
Longterm goals = assets
Shortterm goals = td,mf,coop
Emergency fund = bank (30% of income)

[Iamalbertrebs]

I'm not really saving kay everytime I have extra income I invest it... pero magpabilin ko in case of emergency.. dli sad nako hutdan

[maiden_asj]

wala gyud koy ma.save bah.

[qwertyqaz]

Today is the first blank page of a 365 page book. Write a good one. The best time to save is now. Happy New Year!

[powerplay]

will start saving na gyud

[ryandeal]

30-31 pesos... every month...depende sa days sa month...hehehe peso everyday

[cvill]

From June until December (christmas break) I managed to save 17k nya 2k nalang nabilin right now
in a month murag around 4k ako ma save tho sometimes mu gasto man ko for somethin lol
it actually feels good not asking money from my parents, although na habit mana nako since 5th grade na mu try ug save pero mao lagi ipa gasto sad, murag magic

[rl]

10k every month sa stock market.

Really bro? can teach me how?