How old are you? And how much is your savings na?

[makie29]

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naa sa mga ing ana jud sir, then ako gihapon nang tihikun nang 10% sa akong income . mabuhi man pud ko ug tarong . .hehehe. by the way sir. the dream is to live 1% of my passive income man every month. nya akong target kay 100m per month. so ang akong 1% kay 1M gihapon. ehehe. . and 15 to 20 years from now. marealize na tanan sir. . .

P100T a month is P1.2M per year and P1.2M is 1% of P120M. So that being said, you should have at least P120M worth of assets to give you P100T a month.

In a 15 year span, you should be at least P8M richer every year than the past year for you to make at least P120M. Is it achievable, yes, very achievable but basically, here's how (one way) you're going to do it.

Save at least P3.1M a year and put it into something that gives an average rate of return of 10% annually. Saving P3.1M consistently in the next 10 years will give you P121.29M after 15 years. But the question is, what should you do or where will you put your money in order to make it grow by at least 10%? There are a lot of things that you can do such as starting a business, investing it in mutual funds, the stock market, UITFs and even in properties.

There are two things that that you must consider: Have a sufficient amount of cash flow (at least in the next 15 years) and have the discipline not to touch (withdrawals) it within the 15-year span. Your cash flow will keep on feeding money to your goal and discipline will prevent you from jeopardizing your goal.

P3.1M a year is around P258,333 a month and P8,611 in a day. Make sure to have at least P8,611 in a day and close to P260T in a month spare income.

[frichii]

im putting it somewhere that can earn me atleast 4.5 percent a month sir. . i started last year and my money folded many times na jud. pero mao lagi na Dugo kaau ang negosyo. ang ana nga return then ang sa iyang kita. I re invest 90 percent of it para mu roll. in pila ka years mudako jud ni siya. . . ginagmay pa siya sir. pero atleast kanunay

[cebu.opportunities]

Single pako sir . single kaau. ahahahah. nya dili pud abusado sa lawas. wala pay bisyo. ., .ahahah akong mga portfolio sir is with managable risks.

single, possible kaayo ang 10% and if with manageable risks, possible jud kaayo ang faster growth of capital which could lead to lesser percentage for expenses.

pina warren buffet pa sir. there is no such thing as high risk, if you know what you are doing . . . suyaa nako ana niya oi

nice, will try to straighten up the "damage". Hopefully, 'will not be too lenient to the risks na this time.
thanks.

ambot how much imo gi roll pero possible for 2 years or less pag-double sa imo money.

[frichii]

actually sir sobra pa sa double in less than a year . . . by the way. Risk = uncertainty

[cebu.opportunities]

actually sir sobra pa sa double in less than a year . . . by the way. Risk = uncertainty

wait, 4.5% a month gain man... how come?

sauna, I have mine at more or less 10% gain a month which gives me less than a year or let's say 10 months for conservative computation. pero if smooth ra, less than 10 months actually ky... (P.S. not advisable ky high risk pero manageable rmn hinuon ang risks depende nlng if ganahan ka sa means)

[dhemps]

what are you going to do with 90% of the money? curious lang ko, until when ka mag ingon ani? and may you share unsa imong investment anang 4.5% interest per month? i have an investment like that one, pero average nako 4% ra... im curious sa imong 4.5%, please share it here.

and sakto... how come na double in less than a year (with 4.5% per month)?... nindot na da....

[makie29]

im putting it somewhere that can earn me atleast 4.5 percent a month sir. . i started last year and my money folded many times na jud. pero mao lagi na Dugo kaau ang negosyo. ang ana nga return then ang sa iyang kita. I re invest 90 percent of it para mu roll. in pila ka years mudako jud ni siya. . . ginagmay pa siya sir. pero atleast kanunay

4.5% in a month is kinda high, just be very careful lang. High potential returns means high risk as well.
Manage your money well para iwas sunog.

[dhemps]

dili kaha ni Aman Futures na sad? hahaha, an investment like double the money in less than a year, is like Holy Grail sa investment siguro, please share to the group, we are very much interested.... it's nice to learn something.

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4.5% in a month is kinda high, just be very careful lang. High potential returns means high risk as well.
Manage your money well para iwas sunog.

I have an investment (not stocks) that gives me this much actually, but averages 4% only not 4.5%. im so excited to hear about where can i get a 4.5% per month gain, especially if I do not need to do anything. I can get 5% per month pero pautang business to, I won't call it investment

For me, my own dictionary, i consider it an "investment" if I put money, then I don't need to exert effort, that I can sleep and my money is growing... I also have 1 real estate which is only 1% per month. (but my capital which is real estate goes high man pud overtime)

so to make the story short.... I want to learn from frichii, how did he do the 4.5%

[makie29]

dili kaha ni Aman Futures na sad? hahaha, an investment like double the money in less than a year, is like Holy Grail sa investment siguro, please share to the group, we are very much interested.... it's nice to learn something.

Daghan paagi to earn 4.5% in a month. You can do stock market, forex or commodities trading, pwede pud ipautang or lending, pwede pud negosyo. In fact, possible pud moearn more than 4.5% in a month through those things but the risk increases as well.

[cebu.opportunities]

possible man kaayo ang 4.5% a month passive income and di siya parehas sa Aman. more on independent lang not like earning while the group grows.

pero what confuses me is how could 4.5% gain a month double the capital less than a year.