BPI EXPRESS CREDIT mamugos ug hatag nako ug GOLD MASTERCARD

[infin8cebu]

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sayon ra na kanang cge samok nimo.. istoryaha ug pina way klaro. out of topic. wahahahahaha. mo undang lagi na...

[yonnis1980]

Per my own personal and recent experience, BPI EXPRESS CREDIT is pursuing fraudulent business trickery in the practice of issuing credit cards to so called "PREFERRED CLIENTS" without the consent and expressed authorization of those clients.

Whether used or not, activated or not, these cards ARE CONSIDERED VALID IN THE BANK RECORDS! Therefore, BPI Express Credit will charge you for the annual membership fee. Even if you ignore it, the records show that you have not paid and the fees will just accumulate in due time.

Let me repeat:

WHETHER USED OR NOT, WHETHER ACTIVATED OR NOT, THESE CARDS ARE CONSIDERED VALID IN THE BANK RECORDS!

Fellow Istoryans, beware of BPI!

[o_bama]

Amazing sad ni ang Ads sa istorya noh ky credit cards man ang topic dako kau ang banner sa BDO Credit card sa babaw ug Smart Money sa ubos lol...Naka program gyd na sa site?

[istoryamember]

^^ google ads

[Metz]

Per my own personal and recent experience, BPI EXPRESS CREDIT is pursuing fraudulent business trickery in the practice of issuing credit cards to so called "PREFERRED CLIENTS" without the consent and expressed authorization of those clients.

Whether used or not, activated or not, these cards ARE CONSIDERED VALID IN THE BANK RECORDS! Therefore, BPI Express Credit will charge you for the annual membership fee. Even if you ignore it, the records show that you have not paid and the fees will just accumulate in due time.

Let me repeat:

WHETHER USED OR NOT, WHETHER ACTIVATED OR NOT, THESE CARDS ARE CONSIDERED VALID IN THE BANK RECORDS!

Fellow Istoryans, beware of BPI!

Ty sa info.

Amazing sad ni ang Ads sa istorya noh ky credit cards man ang topic dako kau ang banner sa BDO Credit card sa babaw ug Smart Money sa ubos lol...Naka program gyd na sa site?

yes bai, the key words will trigger what ad mo show. Whether good or bad ang discussion nato sa keyword hehe/

[bakukang]

UPDATE:

I went to BPI to discus this matter. They explained that the card issued for me was a "PERK" as a preferred client. Being issued that card, whether activated or not, In-Use or not, the card is registered under my name by them already, therefore, they have the right to bill me every year for the annual fee.

This annual billing will pile up unless I do something to cancel it.

They suggested that:

1. I make a written request to cancel and nullify my card.
2. I make a written request to reverse the billing for annual membership charges.

So, it is clear now, the burden of removing this "PERK" they gave is on me. The hassle this has become as a result of BPI giving me a perk has to be resolved by a written request, or else the billing will accumulate.

Anyone like to help me draft that request? I want it laced with enough toxicity that will make them rethink of doing it again to others.

Hala.... ing-ani sad ko.. naabtan ko billing naa annual fee... naka remember ko naabtan ko ug credit card last year or 2 years ago ba to?? ako lang gi receive pero wa nako gamita, nawala na man gani to.... tingala ko naa ko bill karon with aanual fee... di ko bayad oi bahala abot pa ni 1 milyon!!!

[necrotic freak]

What BPI was doing is a clear violation of the BSP circular no. 702

“All credit card applications, specifically those solicited by third party representatives/agents, shall undergo a strict credit risk assessment process and the information stated thereon validated and verified by authorized personnel of the banks/quasi-banks and their subsidiary or affiliate credit card companies, other than those handling marketing.”

http://www.bsp.gov.ph/downloads/regu.../2010/c702.pdf

[mrvs19]

nah! ayaw bayari kay wa mn sd kha ka mag apply for credit card, nya wa mn pd na nimu gamita..

once ma-abtan ka ug creditcard from them, tawagi dayn nga dli nimu i-activate..

[marebap]

Bisag unsang credit card issuer nga wala kay kalibutan na nikuha, pwede pos nimo dawaton, kung di jud ka ganahan gamiton, ayaw lang ipa-activate. Never cancel a credit card, ipa de-activate lang.

[necrotic freak]

Bisag unsang credit card issuer nga wala kay kalibutan na nikuha, pwede pos nimo dawaton, kung di jud ka ganahan gamiton, ayaw lang ipa-activate. Never cancel a credit card, ipa de-activate lang.

some CC kay automatically activated na daan, ready to swipe na once received.

can you please explain why never cancel a c.c.?