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  1. #61

    Default Re: Why life insurance is important


    Hi mga istoryans, my wife is a financial adviser sa PRU LIFE U.K, naa cya sa TGU tower 8th floor IT park Lahug cebu city nag office. If anyone interested here, pls feel free to contac her, she's willing to help you regarding your finances.

    Please contact her thru her mobile no. 09325986540

  2. #62

    Default Re: Why life insurance is important

    ...and to add, the best time to start saving is when you're young and still able. The amount a 25yo needs to save to be covered for 1M is a lot lower than a 35yo for the same 1M coverage. So its better to start young when you are still capable to save....check!

  3. #63

    Default Re: Why life insurance is important

    Life Insurance:

    A binding contract to keep you poor all your life so you can DIE RICH.

  4. #64

    Default Re: Why life insurance is important

    Quote Originally Posted by tokidoki_v2.0 View Post
    Life Insurance:

    A binding contract to keep you poor all your life so you can DIE RICH.
    naa jud bitaw uban ing-ana ang mindset bai. but dili sad poor uy hehehe.

    for example, small negosyantes nga walay mapasahan ilahang business kay walay interest ang anak, so life insurance nalang ila pamaliton kay tax free nga pamana.

    but some actually have them even if they don't need it, like singles nga naay life insurance w/ investment.

    Better invest in health savings account kay sure man jud maniguwang ta and masakit but dependents may not come, or basin secured na daan if naa nay dependents.

  5. #65

    Default Re: Why life insurance is important

    Quote Originally Posted by Metz View Post
    you're welcome.

    sa mga wala pay personal life insurance or under insured, I suggest checking out pure term life insurance versus whole life insurance. Kay dako kaayo ang difference sa price and basin ang reason na turn off mo kay price ra.

    Let's say you're 30 yrs old, for 1M life insurance with some savings, it will cost 40k per year for 10 years. But for pure 20 year term 1M life insurance, its just around 10k per year. Mo differ jud ug 30k per year.

    Check my thread in Buy and Sell:

    1 Million Life Insurance for P 23.50 per day if you're 30
    what if lapas na 30 bro? pila sad mabayran per year? for 2M

  6. #66

    Default Re: Why life insurance is important

    mas maayo naa guud life insurance....we can call it SAVINGS and PROTECTION.

  7. #67

    Default Re: Why life insurance is important

    Quote Originally Posted by SioDenz View Post
    what if lapas na 30 bro? pila sad mabayran per year? for 2M
    depende sa age but basically x2 rana.
    if 30s pa naa rana sa 10 to 12k, then x2 so upto 25k.
    but above 1M naa nay medical checkup required.

  8. #68

    Default Re: Why life insurance is important

    for future use. dugay ang pagclaim

  9. #69

    Default Re: Why life insurance is important

    question. i'm single and applied for life insurance. pwde ibutang sa beneficiary akng common law partner?

  10. #70

    Default Re: Why life insurance is important

    pwerteng ka importante sa life insurance oi.. but wait, i think usa ka rason nganong walay mopalit ana (or gamay ra kaayo) tungod sa mga past nga panghitabo. daghan nakaayo napaso sa mga pre-need plans. Daghan na kaayong panghitabo nga makalilisang sa mga tao nga nagtigom, then kalit lang mabankrupt ang companya. Wa pa nay labot nga ang ato tawng sweldo, pwerteng gamaya, ang minimum nga sweldo gani lisod naman gani i survive og 1 month unsa pa kaha kung kuhaan og insurance. Gusto ta ko aning mga insurance, but unsa man sad atong assurance nga di ni sila manira sa panahon nga kinahanglan na nato ang atong kwarta?

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