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  1. #51

    Default

    thank u for the tip king.. will check that out =)

  2. #52

    Default

    up up for today =)

  3. #53

    Default

    im interested to have one as well for online transaction purposes only...

  4. #54

    Default

    So unfortunate naman for your sisters and mom.
    However, it goes to show how little their self control is.
    I know A LOT of CC holders, both young and old.
    Some have good control while others are bad at it.
    Bottom line, it depends on the person.
    For me, I use my Dad's CC card for every online transaction and I saved a lot.
    For example, my nursing exam applications from US-based board of Nursing.
    If i do it through bank draft or manager's cheque, it is so expensive since I have to send it to them pah.
    When we used CC, everything went smoothly and we saved around 3-4K pah!
    Tip: Don't use the card if wala ka pang pangbayad! If you want something, make sure to pay the ENTIRE amount before the deadline. It works for us!
    Control and conscious spending lang ang needed. ^_^

    Quote Originally Posted by Soul Doctor View Post
    im 44 now, my wife is 47
    we have 2 houses
    and 2 cars
    we are ordinary working class family but
    we never applied for a credit card ---ever.

    my mother (she used to be a millionaire) and my sisters have all credit card problems.
    they are all in financial denial.
    and always has money problems.
    my mother used to have an 8M house, now shes renting an 8K apartment.
    this should be a lesson for those who do not spend their money wisely.

    Again.... stay away from credit cards for whatever reason...
    unless you are a traveling businessman who do not want to carry cash with you.

  5. #55

    Default

    Need jud niya na e settle daan TS kay para maka apply siya balik....Kay di jud na maka open if di na ma settle.........

  6. #56

    Default

    get a secured credit card nalang usa ..to rebuild someone's credit worthiness sa bank.. naay secured credit card ang rcbc , bpi ug metrobank.. ang pamaagi, mu deposit ka ug money sa bank unya imong ipa hold out pila ka years o depende sa time nga gamiton nimo ang cc..

  7. #57

    Default

    Dont wait nga mangutang mo kay ibayad sa inyong utang.

  8. #58

    Default

    im allergic to CC...

  9. #59

    Default

    I don't like Credit Cards but there were times nga naluwas ko tungod sa Credit Card

  10. #60

    Default

    Interested pud ko makakuha og Credit Card from Citibak. Naa nkoy existing CC from BPI which I have never been late sa pag bayad sa bills monthly.

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