Looking For: Banks na dako interest sa Time Deposit

[lorenzoleo]

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be carefull then sa offer nga dako kaayo interest

Remember Legacy

Sakto, that is why invest first into Financial Literacy before you start investing so that you will know whether that company is a scam or not. Daghan kaayo kog kaila na wala nag patoo nako atong Legacy even my uncle kay mao lagi kay na Silaw sa ROI pero wala gi tanaw ang risk. If you want to invest, also look for the risk.

Wala jud ko ni invest atong Legacy kay klaro kaayo Ponzi Scheme diay ang behind ato.
Kuyaw kaayo ng naay mu offer ug guarantee unya ang selling point ato nila kay naay PDIC kay Most ato na Rural Bank under man sa Legacy. Mao na, dili na jud ko mu salig anang Banks unya mu offer ug taas na interest rate na mu subra ug 20% per anum. Magduda lang ka kung gi unsa pag invest. usual return jud kung mag mutual fund gani ka kay around 10% to 12% per annum ra gani Long term compounded interest.

That is why to avoid scam, look for a reputable Financial Planning professional who will advice you on what are the legitimate investment vehicles that is available in the market.

[dezertfox]

@lorenzoleo

boss pede ka mo explain more.. kay nag libog gyud ko..

[lorenzoleo]

@lorenzoleo

boss pede ka mo explain more.. kay nag libog gyud ko..

Unsa man akong I explain?

[carbrill]

@lorenzoleo

sir pa explain ko further i find it interesting... like how much money if mo invest mi ana? di man kaha ni kanhanglan mo recruit og lain tao para maka income ko or mo buy kog something...

[lorenzoleo]

@lorenzoleo

sir pa explain ko further i find it interesting... like how much money if mo invest mi ana? di man kaha ni kanhanglan mo recruit og lain tao para maka income ko or mo buy kog something...

Unsay recruit? Hehehe! Mutual Funds ug time deposits man amo gi discussan. Hehehe! Investment Company Association of the Philippines. You're in the wrong thread.

[lorenzoleo]

PhilEquity Mutual Fund Performance as of 7/2/2010

NAVPS is = Php 14.9622 per Share



Look at the graph, If you have just invested during the Financial Crises (when the market go down from 2007 to 2009). This was called "Bear Market".2009 - 2010 it is called the "Bull Market". Imagine You invested during Fiancial Crises, the price per share is very cheap and when you sell your shares as of now, you could double your invesment. During 2009 that NAVPS was about Php 7 per Share, now it is almost Php 15 per share.

It was during 2009 that Warren Buffet said "It is now the time to buy stocks." So, I did and made double hit. I rememeber that these were the times that the people goes panic mode, but I didn't panic because at the back of my mind "What goes down will go up someday.". Market is just up and down. Just invest consistently no matter how the market looks like.

I thank IMG(International Marketing Group) that teaches me about this stuffs. Without this company, I don't know what is a mutual fund all about. This is the only company that teaches Mutual Funds. Without IMG Until now I don't know how to invest in mutual funds and manage money properly.

[carbrill]

Unsay recruit? Hehehe! Mutual Funds ug time deposits man amo gi discussan. Hehehe! Investment Company Association of the Philippines. You're in the wrong thread.

ok, hehehehe... nice now i understand...

[lorenzoleo]

ok, hehehehe... nice now i understand...

Ok, hehehe! now you know.
Imagine if you invested 1M last 1995 when the price is still Php 1.00 per share, imagine If you sell your share as of, now it could be approximatley equal to 15M. Imagine with in 15 years how many times your money doubles. Compare it with time deposits, you will be shocked with the results.

Try simple math, use this Formula F= P (i+1)^n compounded Interest formula. Checked the results given 1M principal during 1995 given time deposit interest rate at 4% per year. Compute it for 15 years. Hehehe! Layo ra kaayo ang results compared with a mutual fund.

Now you know why there are alot of banks emerges today because it is the fruits of their investments long time ago. Hehehe! That is why if you just started to plan fro your retirement, mutual fund is a good vehicle to grow your money, when you retire transfer your stock funds into bond funds.

Mutual funds really outpace inflation.

[carbrill]

nice lagi ni but asa man ni nako makit an? den how much money are we talking here?

[lorenzoleo]

nice lagi ni but asa man ni nako makit an? den how much money are we talking here?

You can start investing in mutual fund even with 5K only.
I will give you the links Philequity Management, Inc.

If you want to learn more, We have FInancial Market Updates that will be held at City Sports Cebu Business Park Ayala. Just PM me so that I could pre -register you, No walk-in and seat-ins.

Now you know, you will be shocked because nobody teaches you about this because most Professional Financial Planners don't teach you this if you don't pay them professional fee. Me, I just share this here for free. There is no luck or secret to become wealthy, all you need is the right mindset and right information.