How old are you? And how much is your savings na?

[reginakrys]

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Is your emergency fund in dollars or equivalent siya in peso?
Kung in dollars siya, mas nindot siguro if ibalhin nimo siya into peso account.
The peso is getting stronger so chances are, moubos ang value sa dollar.

dollars sir.. plan namo is to keep it here, then open mi another bank account sa cebu para part sa among future savings, then ang kana nga account kay i-tie up namo sa investment.. citisec, or mutual funds, not sure pa.. pwede ba mag open ug bank account through online ra? naa ra man sa california ug new york ang mga branches sa philippine banks oi, haha.

[Kristiano]

If you earn P500T a month then walay financial education and discipline, wala gihapon.
For a husband and a wife, dapat mainfluence gyud sa financially educated iyang partner kay para di masayang ang kwarta.
If the one nga dili financially educated and disciplined ang modominate, mawaldas gyud na ang kwarta.
Savings should be a priority for a couple. Unfortunately, ang naa sa huna2x are buying a better house, buying a better car, asa movacation, buying gadgets, etc.
Don't get me wrong, nindot man kaayo if naa ning mga butanga but everything should be placed in the proper perspective.
Only buy those things either if you have planned your finances adequately or if nanubra na gyud imong kwarta.

about atong wife na ang husband int'l pilot, cge mn pa beauty, kids at expensive school, shopping...>waldas.. gihimong ATM card ang bana. All cash out...hehe

[mckoy_slipstream]

my cousin has a business na millions ang earning. pero katagalan, kasi nga walang control sa pera, medyo nalugi. then hindi pa na-manage ng maayos business kasi nahaluan ng sugal.

member cya sa mga casino. then isa pang mali nya is, paiba-iba cya ng model ng kotse kasi bank lang bahala. she even insisted na palitan ko na yung 98 impreza ko, sabi ko naman na okey pa naman yun.

what she don't know is she had spent almost half the amount just paying for the interest sa car na inutang nya, then ibang model na naman, dagdag interest na naman. then, may credit card pa. hala sige, todo grocery sa makro, shopping sa power plant... yun kaboom!!!

yung dating 4 na kotse sa garage nila, ngayon 1 na lang. bad thing is, pagka-grad ng nephew ko, no way to revive the business na, kaya yun, she sought employment na lang.

very sad na nakakainis.

eto pa ang isang ewan: off topic ng konti Lalaking nanalo ng P14M Lotto Jackpot, naubos ang napanalunan sa loob lamang ng tatlong buwan | Saksi | GMA News Online

[Kristiano]

another story pd na pinoy who won the jackpot for 70M mn cguro to.. bisyo, club, babaye, balato, nagEuro tour pa with whole family.. krn, wagas...

bilib ko sa story sa winner sa US who won the $$100M, i think.. he claim it the day before the deadline... he was thinking first what to do with money, how to handle the relatives, etc... i only remember he put it in a trust fund..

[kitloy]

29 yrs old
tigum pina tricycle driver ra hehehe
Atleast naa geapon.. Hahahaha

[ACQUA di GIOIA]

Pwede au mag open ug PH bank account bsan naa abroad. Try google sa international offices. Naa international offices ang BPI, BDO, Metrobank and PNB.

I opened my PH bank account sa BPI-New York it's possible. But it's a hassle Lang with them coz u can't get the ATM if wala ka sa pinas. For me, I got the ATM through an SPA na from philippine Embassy (with too much hassle that I don't want to think about it) . I needed the ATM coz u can't open the BPI express online without JAI # nga naa sa ATM. I finally got the AtM after weeks of negotiation. Hahaha. They are careful man sad gud giving away card for my protection sad which I understand. So now that I got BPI, easier for me na to fund COL.

PNB has those ATM daw na u can get right away. Idk really coz I'm using BPI at the moment.
Try research

dollars sir.. plan namo is to keep it here, then open mi another bank account sa cebu para part sa among future savings, then ang kana nga account kay i-tie up namo sa investment.. citisec, or mutual funds, not sure pa.. pwede ba mag open ug bank account through online ra? naa ra man sa california ug new york ang mga branches sa philippine banks oi, haha.

[heartangel20]

Im a licensed broker and been working in IMG (International Marketing Group)

Name: Ivy Ruth O. Inogada
AGE: 24 years old
SAVINGS: 30K-40K really depends. I usually put my money on the bank. Rarely buy stuff that is too expensive, as long as I find them a lot useful in return :P
TANGIBLE ASSET: my credit card is my valuable asset as of this moment ^^'

[heartangel20]

ou ganyan sir kailangan tlga nya at least control sa pera at bisyo. Mostly kasi we tend to lose a lot of our incomes because of our "wants" nawawala na yun priority. Never go for lotto, believe me it's like putting your money at stake. Plus 1/100 only are guaranteed winners.

[johngeek]

unsai suggested ninyu palit og insurance?

[makie29]

Regarding the PSE lecture at Marriott, libre ra to but don't expect too much.
It is just to increase stock market investing to the public. Wala nay stock picking skills and tips nga itudlo.
It's ideal for newbies or kadtong mga walay idea about stock market investing.