Citibank or HSBC?

[zney25]

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wala sa duha....
prefer ko cash nalang...

[love2travel]

have tried both citibank and hsbc... I much prefer citibank, thus have let go of my hsbc (difficult to pay in their bank, no parking lot nearby)

[romantic_guy08]

hmmm...HSBC for me...simply because of Mabuhay Miles...havent encountered any problem with them yet...heheh...I usually pay ahead of schedule since I use it for my official travels...even though I have cash, simply coz of the miles I earn...eheheh...what happens, dali ayo nako maabot ako limit especially if sunod2x ang official travel...when paying, this is where my BPI account comes handy kay i check my balance online bills payment lang ko through bpi expressonline...hehehe...

BPI is only nice for CC...especially if you have saving with them kay you can enroll it sad sa ila express online...convenient kaayo..hehehe

[buwad_jo]

wherever is the closest to the office.

[bachelle1130]

i have Citibank, daghan hidden charges jud.. maypag wala!...

[jlodarl]

none of teh above.. hadlok jud ko mangutang woi... grabeh kaayo na ang credit cards company walay mapili..

[xidor]

Hsbc ....

[fhineltots]

hsbc kay daghan zero interest but ang citibank nindot karun kay naa sila 50% off sa rustans!

[Verst Eltone]

daghan daw hidden charges ang credit card, (citibank or hsbc) ingon sa ako friend

[doctor_wat_son]

In my case, ok ra ang HSBC ug CITIBANK. Boto ko sa duha. Depende ra man guro sa pag gamit ug unsa ka ka-responsable.

Ganahan ko sa HSBC kay naay 3% rebate if mataymingan sa Caltex ko makapagasolina. 0.70% ang Balance Transfer compared to 1.25% sa Citibank. Paspas pud mohatag ug Credit limit increase.

On the otherhand, Ok pud ang Citibank kay 5% na ilang rebate if sa Shell ko makapagasolina.

OTHERS:
-both has online banking.
-0% interest promos
-nice call center agents (pero mamili lang ko ug girl ang makatubag kay mas ok ika istorya compared sa boys)

Pero naay wise man saying nga just keep 1 credit card lang gyud kono para dili ka masyakoy sa utang unya usa ra pud imong bayranan ug annual fee.