How old are you? And how much is your savings na?

[mckoy_slipstream]

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@reginakrys: just invest the portion of your savings. and sa portion na yan, how much do you think you can really afford to lose. and how much of another portion will be left as emergency fund. so meron kang savings, emergency, and investment fund.

i know it's bad to think about losing when your purpose is to gain more. para san pa na iisipin mo na whatever you put in to the investment account is money na you won't be able to take back? peace of mind ang reason. if you know from the start na you can afford to lose such money on risk assets like stocks, mf, etc... you will have peace of mind, and not be subjected to emotions. baka makakita ka lang ng down ang investment mo ng 30-40%, ma-paranoid ka? i know people na down sila ng almost 60%, but has remained resilient kasi yung pera na involved sa investment nila is something that they don't need in the near term, and they can even afford to give it to some random person.

[Diz417]

Ma'am camzywinsy, you are an inspiration. Managhan ta na imo kaliwat ma'am.

[quantuminplus]

nice kaau ang story ni camzy og makie29......... keep it coming guys.......

[johngeek]

Investing should be more like watching paint dry or watching grass grow.

[nowayL]

Nice stories guys makalingaw basahon .... hehe

[ACQUA di GIOIA]

Don't go into investment of any kind without studying. Before I dip my toes into stocks, I studied like hell. I have tons of notes. By investing in stocks, I became aware of the power of "time". When I became an investor (kuno! Haha) I became an extreme saver, example: I really wanted to buy an iPad eventhough I don't need it coz I have laptop, I saved for it in a jar labelled "IPAD" then when I reached 500 dollars few months after and ready nako palit IPad, I realized na I don't really need it and might as well buy stocks coz I know the value 20k 30 years from now.
Delayed gratification is the key. Don't fall into "I'll reward myself"
Ako, when I want to reward myself, I buy stocks. I turned 27 last month and I gifted myself a 60k worth of stocks. Retirement is in the horizon, baby!

[makie29]

Na intriga man ko sa mga posts diri.. My husband and I are both 25, working abroad, with one kid.. No assets, we're just renting a house, but naa mi savings gamay, more than $10k but my husband wants it that way para emergency fund daw in case nay ma hospital namo simbako. That money is just sitting there, waiting for rainy days, but I want to learn how to invest at least some of it and make it grow. I've been trying to read but so far libog pa. Would CitisecOnline be a good place to start para sa amo nga walay alamag ug experience pa ani?

Is your emergency fund in dollars or equivalent siya in peso?
Kung in dollars siya, mas nindot siguro if ibalhin nimo siya into peso account.
The peso is getting stronger so chances are, moubos ang value sa dollar.

[quantuminplus]

Don't go into investment of any kind without studying. Before I dip my toes into stocks, I studied like hell. I have tons of notes. By investing in stocks, I became aware of the power of "time". When I became an investor (kuno! Haha) I became an extreme saver, example: I really wanted to buy an iPad eventhough I don't need it coz I have laptop, I saved for it in a jar labelled "IPAD" then when I reached 500 dollars few months after and ready nako palit IPad, I realized na I don't really need it and might as well buy stocks coz I know the value 20k 30 years from now.
Delayed gratification is the key. Don't fall into "I'll reward myself"
Ako, when I want to reward myself, I buy stocks. I turned 27 last month and I gifted myself a 60k worth of stocks. Retirement is in the horizon, baby!

hahahha..... nice ka bai...... daghan nakog nabasahan nga ing ana gipang buhat,,,,,, so pasabot ana..... daghan ng nakaamgo.......

[Butitor]

Don't go into investment of any kind without studying. Before I dip my toes into stocks, I studied like hell. I have tons of notes. By investing in stocks, I became aware of the power of "time". When I became an investor (kuno! Haha) I became an extreme saver, example: I really wanted to buy an iPad eventhough I don't need it coz I have laptop, I saved for it in a jar labelled "IPAD" then when I reached 500 dollars few months after and ready nako palit IPad, I realized na I don't really need it and might as well buy stocks coz I know the value 20k 30 years from now.
Delayed gratification is the key. Don't fall into "I'll reward myself"
Ako, when I want to reward myself, I buy stocks. I turned 27 last month and I gifted myself a 60k worth of stocks. Retirement is in the horizon, baby!

Hahaha!! makarelate man ko ani kay sige ni kahitabo nako. Nagkadaghan na atong liwat nganhi nga thread.

[cebu.opportunities]

ibalik lang nako ning similar thought with that from the previous post from our fellow istoryan (since lisod na i-locate), "Make a living that is in line with your interests and on things you can easily understand."

There are a lot of things that we aspire to learn pero naay certain things "di lang jud fit sa ato". If doing such will exhaust your mind, body and physical health, find alternatives where you can still enjoy its fruits with the help of those experts on that field...
...but, it doesn't mean you won't try it yourself lang pud. You will never know if you'll never try. Ideally, we need to start small on things that we are yet to explore so that no matter what the result is, di magsakit ang dughan ky na invest na tanan.
...if you have tons of work to do or businesses to handle, don't stress yourself with the new investment vehicles which would take most of your time. gamay rmn ng management fee and mas kampante ka ky ang fund invested is handled by people who have studied how it works for so long. When investing, allocate a certain portion of your ready funds and importante jud ang discipline nga when bullish siya (going higher and higher), di ma tempt ihurot inyo money to the extent the funds that are allocated on other things giapil. investments, businesses, etc ky naa ma'y risks so there's no guarantee nga 100% mo up pa gihapon. in cases nga you need to pull out funds for short term and medium term use, mag-lisod na og out.

mao ni siya some of the points that I need to overcome. as time passes by, mas klaro na if unsa man ang things pwede i-uphold and i-let go. Thanks for the posts. =)