life insurance: do you think its important?

[d`monyita]

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d` ako pasabot kanang mga panday, mga mangingisda, mga housekeepers, mga janitor daghan kaayong mga pobre sa pilipinas nga hasta basic needs kay kulang pa ilang income. Mga farmers sa bukid.

sistah do u know how much a panday earns here? ordinary panday earns about 200p (TAX FREE!) but the master panday....they earn a whooping 300-500p per day! again, tax-free! that is approximately 1,800 at the end of the week na sweldo. bigger than what the rank-and-file-minimum-wage-earner gets. ang pagkakamali nila is...after sweldo...hala hayunnn...blow about 200p on drinking. EVERY WEEK. that is 800p a month.

taxi drivers earn about 300-400p a day...the cleaning duo that comes to my house every two weeks i pay 250p each. a labandera now earns 250p a day. these blue-collar workers do not pay tax ra ba gyud hehehehe. di ba ang minimum wagers sa ato now is about 223?minusan pa gyud ka tax! u study and graduate college and earn just that? yikes.

here is the catch...they buy things...like yung yaya ng anak ko before..susme ang mga damit! aba eh branded at brand new! ako UK lang..sya grabeh! i guess...it really is a matter of prioritizing... kasi everyone now can do their own philhealth...bahala na gamay...basta meron.... that is just 100p a month na contribution. EVERYONE can afford that. even the farmers and the fishermen.

i was shocked to know that the ordinary fishermen sa guimaras...before the oilspill earned approx 400-700p a day! yun ang sabi nila on cam. wow! parang junior exec noh?

i have a tita...family friend really...their workers...not all...kumuha ng pension plan...which is equivalent to an endowment plan sa pioneer. these are ordinary manpower services employees ha...mga janitors...electricians..etc etc. ang ako tita lang....pinakita lang sa kanila ang importance of having something set aside.

and there are also some employers na maganda ang heart....HATI sila sa monthly nung kanilang helper...o di ba masaya?! there are employers naman na covered namin ila VALUED EMPLOYEES ng insurance...ang tawag dun KEYMAN insurance... para ikaw...kung employer ka...tapos eh your biz...say u have a specialized restaurant..say japanese resto...your business depends on the chef that you have...tapos he left you...meron insurance para dun. puwede rin cover ang cashier mo at baka magnakaw...hehehehehe

but that is not life insurance. life insurance is something that we should all look into and purchase. even sa insurance sa vehicles namin meron LIFE na nakatali dun... kasi comprehensive man tanan. those who own vehicles will know what i am talking about. i also sell that btw...as well as fire and everything damaging... hahahahaha. wala lang ako insurance for broken hearts. lol.

[dexterdal]

@d`monyita : asa inyo office?

[d`monyita]

7th floor metrobank bldg dear. sa jones. if u wanna know more just lemme know. pm me or txt me. i have pm'd u my number.

[dexterdal]

7th floor metrobank bldg dear. sa jones. if u wanna know more just lemme know. pm me or txt me. i have pm'd u my number.

sa kainos ni?

[n`gel]

d` dili baya everyday ang trabaho mostly sa mga panday, ang driver sa taxi dili pud permanente ingon ana ang income. We have neighbors in compostela who are carpenters, taxi drivers daghan pud lagi kaayong anak. Thank God ilang mga parents who do the same job kay buhi pa hangtud karon. Thank God pud dili sila ma disgrasya. What I'm saying is, pilay percentage sa mga workers sa cebu nga ingon ani? Bitaw, I understand the importance of life insurance, luoy lang pud sila.

OT: na pud kay health insurance diha? Ako palitan puno sa philhealth sa kong mama ug mamai...ug ako pung kuya.

[d`monyita]

sa kainos ni?

pioneer life kapatid.

[d`monyita]

OT: na pud kay health insurance diha? Ako palitan puno sa philhealth sa kong mama ug mamai...ug ako pung kuya.

yap.

[kenart]

it's very important, not just for you but for your family too
maayo nalang mawala ta ug sayu, naa sila'y madawat
kung ma-bless sa ginoo, makaabot ta sa atong katigulangon
mas maayo, kita jud maka-reap sa benefits sa gbayran nato sauna for years
but ang pinaka-importante naay gamay nimong mabilin sa imong family...just in case

[syrenn]

for me yap
kay pra kong wla nko dli maglisod ang nahabilin sa paglobong nko
and pra sad naa koy mabilin nla

[JSL]

maybe