Savings: invest in a life insurance or bank?

[silent-kill]

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just remember the money you put in the bank they invest in stocks... mutual funds and a like... so the question here why not do it yourself?

the bank offers you 1-2% interest per anum ... they invest it somewhere where they can earn 8-12% or more.. they get to keep 10% earning from your money... and then they charge you just about anything (manager's check, lost ATM etc, dormant fees.) for "service"

[justinblake]

Karon ni nagkuha ko ug healthcare insurance...tag 2k ang monthly. Okay rani?hehehe...Hadlok jud ko ingon ani ba basin bankrupt pero wala ra nuon sila mag focus sa USA...bisan asang suok sa kalibutan hinuon sila.

[Metz]

Karon ni nagkuha ko ug healthcare insurance...tag 2k ang monthly. Okay rani?hehehe...Hadlok jud ko ingon ani ba basin bankrupt pero wala ra nuon sila mag focus sa USA...bisan asang suok sa kalibutan hinuon sila.

Kaiser na bai?

as for companies going bankrupt, it can happen. so better diversify your investments.
just take a manageable risk. manageable risk is way better than earning 4% or less on your savings.

[street_of_no_return]

ipamalit na lang nagyuta imong kwarta para walai kuyaw. if magkalisod sad ka pwede ra nmo e.baligya pero makaginansya ra gihapun ka

[servacrd]

mas nice ang bank, like time deposite.

[Metz]

ipamalit na lang nagyuta imong kwarta para walai kuyaw. if magkalisod sad ka pwede ra nmo e.baligya pero makaginansya ra gihapun ka

nindut na siya nga advice bai kung ang person daghan liquid assets daan like cash sa bank, stocks, mutual funds, life insurance, healthcare ug uban pa.

kay kung wala nya naay emergency ibaligya ra gihapon ang yuta at slashed down prices. instead of investment, break even na noon or grabe ang loss. Common kaayo ang naay mamaligya ug yuta nga paubsan ug maayo ang price kay nahospital na ang loved one. Unlike liquid assets dili dali mabaligya dayon dayon ang yuta.

mas nice ang bank, like time deposite.

time deposit earns 4% if you can invest millions. inflation rate is at an average of 5%. lugi pa gani ug 1% per year.

[the Messenger]

Learned a lot from this thread. Our take is that neither of the two are really intended for investment. Life insurance is for risk management. Bank deposit is for liquidity.

[cebu.opportunities]

Learned a lot from this thread. Our take is that neither of the two are really intended for investment. Life insurance is for risk management. Bank deposit is for liquidity.

yeah, mao gyud na...
if for growth lang mn gani, it would be better if kamo nlng pa-grow sa inyo money... if you don't know how, then be partners with those who have earned alot.

[MEGAVIA.MOTOR.YAMAHA]

invest nlng to busines na NEEDS.. mas dali ang come back sa investments.. long term pa.. wid kugi lng jud..

[sammaybe]

There is no assurance TS investing from Insurance Companies and Banks...Why not go into business? Mas maayo pani TS.

ang business diay bro naay assurance?