I just want to share this experience. :)

[c0mpumast3r]

Tinuod gyud kaayo ni nga thread

Makalagot lagi usahay kay mangutang pa gani ug dagko nga amount kay bayad daw sa utang ug para konsumo. The next thing you know, gapalit ug laptop, unya tua sa Malapascua ga hayang hayang

Mao gyud bro, mao bitaw nang dako gyud kaayo ang challenge if naa ka sa financial industry.
In my opinion, financial literacy is not enough, I think the most important right now is to slowly change their financial mindsets.

[neo4596]

as of now, murag gamay ra jud ang mga financially literate. kay sa akong mga kaila lng daan, wlay nakabalo about mutual funds.

[Metz]

as of now, murag gamay ra jud ang mga financially literate. kay sa akong mga kaila lng daan, wlay nakabalo about mutual funds.

mao nay hinay hinay namo ug change bai.
hopefully a decade from now, sweto na ang pinoy ug mutual funds.

[neo4596]

murag wla man jud nteresado sa akong mga kaila nga mo-invest sa MF. cge lang, solohon ni nko. hehe. watch me succeed or watch me fail.

[scriptologist]

Mostly sa mga tawo, d mosunod if d pa proven nga ok gyud, that's why I'm having a hard time pud convincing my friends nga mo invest pud, hasta gani akong brother, d pud, hehe. Pero who knows 5 or 10 years from now?

[Metz]

murag wla man jud nteresado sa akong mga kaila nga mo-invest sa MF. cge lang, solohon ni nko. hehe. watch me succeed or watch me fail.

for me bai, do what you think is right. aylang padala sa influence sa imo barkada. wala ta kabalo ikaw good influence nila.

pagka broker nako, nagtoo jud ko nga ang mga pinakasuod nako maoy mo invest una. unfortunately lahi ang case hehe. they even cautioned me kay it involves big money. sa ako lang sad, it's an investment and there are no guarantees, but di jud scam ang MF. mga clients nako kay kaila sa kaila hehe.

but I think the major reason wala sila mo invest kay they are observing me. kay it involves money and friendships might be strained if something bad happens. although I'm sure mo invest ra sila someday.
grabe man gud ka kusog ang performance sa FAMI murag scam ang gawas, laliman ka 80% gain in 1 year but I was able to explain to them ngano kusug kaayo ang tubo and it was due to the recovery from the 2008 financial crisis.

but sold najud sila sa other financial products nga gi offer nako.
and I'm happy nga dako chance nga puro mi comfortable in life sa barkada in the years to come.

[neo4596]

bai, kanang mga brokers sa IMG ba, regular employees mo dha? do you follow the 8-5pm sked or 6-9pm sked? curious lng ko. hehe

[neo4596]

i mean 9-6pm sked.

[Metz]

bai, kanang mga brokers sa IMG ba, regular employees mo dha? do you follow the 8-5pm sked or 6-9pm sked? curious lng ko. hehe

dili bai kay open time man mi
mga full time(most of them managers) spend a lot of time in the office though.
but most of the members do it part time, so daghan ra tao sa office during days nga naay talks.
daghan man nangita extra income to eliminate debts, or for savings.

ang mga mo decide mag full time have lots of clients and dako nasad ila team and mas dako na ila income compared to their old jobs.

[c0mpumast3r]

Mostly sa mga tawo, d mosunod if d pa proven nga ok gyud, that's why I'm having a hard time pud convincing my friends nga mo invest pud, hasta gani akong brother, d pud, hehe. Pero who knows 5 or 10 years from now?

Ok ra na bro, we do have same experience here. Natural ra gyud na sa tawo if dili pa sila mosugod dayon. Actually bro, I even do not treat that as negative on my part kay in my own opinion, that would be the best thing for anyone (client/consumer) labi na nga bag-o pa nakadungog ug ing-ana, ie, in our case, mutual fund. Just give them the benefit of the doubt bro. Later on, mangita ra pud na sila nimo if makasabot and maka decide na sila puhon.

Di ba, pareha pud ta nila sauna? Nag start pud ta ana nga scenario?

Just continue to guide and communicate them bro and listen to their story. Ang risk lang is if surrounded sila ug mga "devil's advocate" (mga negative ug mindset) wherein utro pud walay eksaktong knowledge (naa bay na-igo?). But I tell you bro, diha nimo mailhan kung kinsa sa imo mga kaila ang truly smart.

Sa ako lang nga case bro, before ko nag IMG, gibasa gyud ni nako tanan threads related sa IMG. Yes, I noticed nga naay negative and naa pud positive nga mga comments. But after reading all these things, I questioned myself, "why the heck should I listen to these guys? Wala gani ko kaila nila". So, I've decided nga muadto gyud sa IMG office and experience it myself, after all, my best mentor is my personal experience, right? Also, ako man pud ULTIMATE DECISION MAKER sa ako kaugalingon, nganong ma worry man ko if muadto ko? The thing is, if bati gyud, NO ONE can stop me of saying NO. Period! After continuously attending their seminar, I also made it a point to talk to reliable people and question them what they think about IMG, pros and cons.

Fast Forward to NOW, wala gyud ko magbasul bro sa ako DECISION. I strongly believe that I'm on the RIGHT PLACE and at the RIGHT TIME. You know what that means.

Conclusion:
Bro, just give them the benefit of the doubt.

By the way, ganahan kaau ko ani imo statement:

watch me succeed or watch me fail.

for you bro!