wala jud tawn,,, pulos utang ra tawn T_t wala pa maimpas
wala jud tawn,,, pulos utang ra tawn T_t wala pa maimpas

1000RM/month = emergency money. the rest gina divide na sa mga investements. i think these are still savings.
-stocks = PHP5K/month
-piggery=PHP18K/month
-mutualfund=php3K

I'm able to save only 1000 per month.

wala jud --- losses always - sooo not good. lisod kaau mg bread winner![]()

More or less 40% of my monthly salary.

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