Merely accepting payments from your clients, will not make the account being suspended. My idea is to help small time guys trying to offer their services to foreign people.
Creating your account to other countries (while you are in the Philippines) will likely to attract Paypals' attention. Second, how will you be able to verify your account if for example your address is in Singapore. I have heard VCC (Virtual credit cards) are sometimes problematic when being used to verify paypal account.
Xoom service is equally good if you are transacting one time project. Although you are safe from the charges and the so-called little difference in exchange rate, but your clients are not. Take note, they are the ones paying the transactions fees.




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