How to avoid unecessary expenses?

[ohohoy]

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para maka minimize sa expenses kng mlakaw, pag dala lang ug sakto pamasahe ug para kaon2x..

[nijazared]

ayaw pag withdraw ang bilin ang wallet kung mulaag...ako maminimize nko ako expenses by not bringing my wallet...

[jenibaby003]

self discipline lng jd. learn to prioritize needs. set aside wants.

[skill69]

plite lng dad.on ani. ahaha

[psyche_08]

Stay away from the places where you think you'll be able to spend for something.

I stay away from malls. Although, I didn't say it's easy.

[dragon_kape]

try to plan ahead on the things that you want to do and to buy... unnecessary things should be eliminated... buy those things u really needed and necessary... if its working and functional then use it before you purchase a new one...

[speechless_03]

unahon ang NEEDS kaysa WANTS..

but sometimes dapat sad biya nimu tagaan ug reward ang imu self..
as long as sa pagpalit nimug wants, all the needs are met..
para managhuy.. hayahay ang life..

[xinevirtucio]

Ive been a saver lately. I had 2 credit cards but a year ago, ako gi cut into pieces ang usa and ang usa kay gipabukalan nako
I save jd. gi lista nako tanang expenses nga mo gawas sa akong bulsa. gi eliminate nako ang mga unnecessary nga expenses like my daily latte. A year ago, i bought my own house in cold cash
effective jd.
WA NA KOY utang and planning to invest in a MUTUAL FUND and Stock market soon.

might want to try the listing of daily expenses..hmmm.....

[KASAAC]

self-control lang gyud na bai...

[ulyrich]

unahon ang needs kaysa wants..

But sometimes dapat sad biya nimu tagaan ug reward ang imu self..
As long as sa pagpalit nimug wants, all the needs are met..
para managhuy.. Hayahay ang life..

yes, agree!