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  1. #21

    Default Re: 20k Capital for Business?


    bitaw sakto jud ka sir...

    but for me, i'm happy to be slaved by money and i am not dreaming of becoming reach. i just want a simple life and thank God He provides me everything.

    And I am not playing safe coz I am not dreaming of becoming rich... And I can't say I am poor ( nalipay ra jud ko sa ako kinabuhi ron)...

  2. #22

    Default Re: 20k Capital for Business?

    very nice comments with you richdad78 all i can say is you have all the points both technical and practical issues about money.

    all i can say is.. Don't with your dream.. if theres a well theres a way... don't make any reasons to excuse yourself instead find a solutions to it.

    another thing is attitude. it is always your attitude that will drive you to what you want.


    Just a tip for all., if you want something write it on a paper put it in your room so you can see it all the time and ask yourself how close you are of getting those things., write your steps on how you can have it, check it daily and in what steps you are in and whats the next step to do.

    or you can have it written in a diary book or in a simple memo notes and use same procedure as above. If you start writing today after you read this you will find that what you want is nearly to come

    its important that you know what are the steps towards your goal and work on that steps everyday.

    having a business? it is better that you know the nature of business before jumping to it. its is the same as "ignorance of the law excuses no one", in business "lack of knowledge in your business is not an excuse of being loose or bankrupt ".

    as what richdad187 say's you should know your ASSETS and LIABILITIES, even how small your business if you have properly documented every details, i'm sure you have a great chance to succeed and even expand your biz.

    a pen and a paper is better than a good memory

    act is better than words.

    have a great day to all

  3. #23

    Default Re: 20k Capital for Business?

    Quote Originally Posted by richdad187
    cherie you dont lestin to what i am saying, it doesnt mean we all love the money, simply saying we are all slave of money...we go out for work everyday to make hard for money not how money works for you...john lennon is a dreamer....we are living in a fast changing world and in real world it doesnt exist...we all want MONEY...people invent money ...

    if you asking WHO WANT TO BE RICH out of ten people they well all say " I AM' or you want to be rich they will say " YES "

    its like saying who wants to go in HEAVEN but they are afraid of DYING.....

    you have a good comment but poor on reasoning level ...i am a realistic person about what you said "money is power"( worst ) its quite true money is POWER and people invent money but if you have the idea how to control the money you can control it and overcome with it.

    sad but true "money is power"

    if some-one say "i cant affford it" its a statement your mind is LAZY but if you say " how can i afford it?" its a question so your mind keep working and excercising....

    sad to say many people now are ignorant and narrow closeminded thats keep them being poor and dili gud ta mo asenso ana na attitude...we called it PLAYING SAFE ATTITUDE..but again its my only point of view.....cause i love my money works for me

    peace
    when you said

    "the love of money is root of evil ... but the lack of money is root of all evil" remember "MONEY IS POWER"

    do you think you have a good reasoning? and not ignorant?

  4. #24

    Default Re: 20k Capital for Business?

    Quote Originally Posted by happy_chique
    Hi, naa mo idea unsa nga business nga gamay ra ug capiptal like 20k lang unya kanang kusog ug halin.. anybody? help!
    If you know how to install softwares(OS, games, etc.) into PC or know someone who does, you can start a business with just 20K or even less.

    Kadungog naka sa computer nga hulog2x ug piso? Pero PC ang naa sa sulod sa wooden box? It's like having an icafe with virtually no OH cost (such as rent, the huge electric bill that goes with the airconditioning unit and salary). Since it is coin operated and unattended (no salary for cafe attendants) all you have to pay is the extra electric bill at around 200 per PC/month. And what's more exciting about this is that it is like starting your own icafe business One-PC-At-A-Time!! coz you dont have the huge Break-Even Point that goes with the traditional internet cafe business.

    My Net Profit with this kind of business is P 5,000 per PC a month on average. The pricing is 1 peso=3minutes. That's P20 per hour (hehehe a lot better that most icafe pricing). As of now, I already have 8 units outside our house. Well, some of those are owned by my mother, sister & bros. They kinda like the idea of having their money work for them. (cheers to you richdad187)

    The idea is pretty simple actually. Here's how I did it:

    1. Installed all programs needed on PC (including all games)
    One PC unit costs me 13k. CPU is brandnew and Monitor I bought at Fastwin.

    2. Had a wooden box enclosure built for the PC (with exaust fans so that my PC wont fry inside the box)
    One wooden box cost me 1 and a half sheet of 3/4 plyboard.

    3. Put the timer and the coin slot.
    I think I can sell the preassembled timer to anyone interested to save you the hassle (Hmmm... another business venture hehehe) The coin slot, well you can buy it at any electronics store at down town area at P700 a piece or so. Or.. (another possible business venture ) you can get one from me, which is by the way, what I use now on my units (It can accept 3 different types of coin eg: 1 peso coin, 5 peso coin, & 10 peso coin (unlike the ones sold at those electronic stores). This can potentially save you from the hassle of ur customers having their coins changed.

    4. Brought the unit outside our house and chained it so it wont get stolen

    5. There it is: An "Unattended-Coin Operated PC" that's collecting all those coins in our neighborhood. hehehe

    Bytheway, encase your wondering, i installed a program on my units that will shutdown the PC after the a period of time it remained idle so i dont have to turn it off myself when theirs no customer using it. I guess this tiny program makes my PC a truly unattended one.

    PS. If your anticipating a problem on how to bring all those coins to the bank(a 5,000 worth of coins could be very heavy and takes a lot of time for a bank teller to count), you can call any Mcdonald's branch. They would love to change all your coins into bills and what's more they'll give you a value meal or two as a thank you gesture! hehehe













  5. #25

    Default Re: 20k Capital for Business?

    Hi netbox,

    So the PC's will only provide Games? How about the keyboard and the mouse? How to make them safe?

  6. #26

    Default Re: 20k Capital for Business?

    Quote Originally Posted by oneteam
    Hi netbox,

    So the PC's will only provide Games? How about the keyboard and the mouse? How to make them safe?
    Hello oneteam,

    Of course the PC can provide anything that you can install on a PC. Mine offers internet connection and office (soon i'll be adding a webcam).

    As to the keyboard and mouse, i use a4tech coz the letters dont fade easily. Dont worry about the K&M it only cost about 450 for both and even less if you buy at CDR King. It is unlikely that someone would steal it by cutting the cable and sell it without the PS2 connector. My first unit has been operational for more than 3 mos & the keyboard is still in good condition.

  7. #27

    Default Re: 20k Capital for Business?

    http://www.franchise.mixph.com/

    guys, tan-aw gud ni... ganahan lagi ko.. naay mga franchise na 15t lng... but u have to find a pwesto...

  8. #28

    Default Re: 20k Capital for Business?

    http://www.franchise.mixph.com/?p=670

    diara ay.. 15t and below...

    insights bisnis ppol beh...

  9. #29

    Default Re: 20k Capital for Business?

    Quote Originally Posted by richdad187
    Mga bro naa lang koy e share sa inyo as i read all your responce..."FIRST DONT WORK HARD TO MAKE MONEY, LET THE MONEY WORKS FOR YOU" dapat if mag start ta og business we make sure "we manage risk" not saying its risky or anything..cause if you say i cannot do it and too risky you simply closing you mind! daghan oppurtunity nga mga business pero ang problema karon sa mga tawo it is because they are afraid of RISK and failure which is mao nay root sa poverty..failure to face the risk..if you want stock-market go for it if you want anything business go for it..the opportunity is your's dba...even small amount of money you start with as long you know what you are dealing with...those people who always say its risky is those people who are still working to make money and they are playing safe...playing safe attitude wont fit to capitalist or businessman person...if that attitude continues then better work for the company and be slave to the money...but if your bold enough and see the defference and know how money works for you then it is your change and do your own business thing..

    founder of mcdonald is a salesman...bill gates is a drop out college...fred rockfeller is a janitor and look at now they are both millionaire..because they face the risk...and manage the risk of business world..rich people are not college degree .they are smart people....nag lingkod rana sila og ilahang kwarta ang nagtrabaho para sa ila...they hire accountant lawyer bankers etc..they hire smart people to work sa ilahang companya..."smart and intellegence person hire smarter people than they are"....

    dli mo matingala daghan accountant, lawyers, bankers etc are not rich they called themselve middle class people..because gi train raman sila sa school to be come professional of there skills...school teach us to be scholastic and professional skills..but the school didnt teach us how to make money and financially literate...old saying is "study hard go to school get a good grades and good subject then find a secure job and good career " but in real world it doesnt exist..people are slave working hard to make money...not money works for them...they are trained in school to work and make money but not trained how money works for them mao ng bisan unsa-on "rich people get richer" and poor people get poorer...tungod sa FEAR,mahadlok sa mga opputunidad nga mo abot sa ilahang life...PLAYING SAFE sila...naa silay kwarta mahadlok mo invest...instead ibutang sa mutual funds...or sa bangko....well ang company sa mutual funds or bangko ray mabulahan...instead gamita inyo kwarta nga molihok....kay sa mga mutual funds or bangko gamay ra kaau interest makita nmo..and imo kwarta ginagamit nila sa lain nga mga investment sila ray nabulahan...so be smart!!

    if you build business first you must define ASSETS and liabilities......kay mao gud nay kulang sa mga negosyante nga maong na fall down ilaha negosyo...bisan unsa ka gamay sa imo puhunan molambo na basta kabalo lang ka sa financial literacy...

    you have 40k or 10k....my proposal business sa imo is LENDING...your money works for you...lets say maka gaba daw na...ayaw paminaw sa mga critics kay ang mga tawo nga kusog mo critics mao nay mga tawo nga hangtod ron wala ni asensso it is because they are close minded people....kung mo ingon sila your business is evil....the true evil are those TAX COLLECTOR and the government person ( politician )mao na silay mga kawatan na tawo...if you are entering a businessworld make sure that your prepared of criticism and know to handle people, customer,tax colector,supplier etc......so its up to you guys ..the way to go in rich is in your hand....

    if you want advice just pm me tol...and i can give more details on how to make money..

    "the love of money is root of evil but the lack of money is root of all evil" remember "MONEY IS POWER"

    welcome to the world of capitalism my friend

    peace
    Quote Originally Posted by richdad187
    Mga bro naa lang koy e share sa inyo as i read all your responce..."FIRST DONT WORK HARD TO MAKE MONEY, LET THE MONEY WORKS FOR YOU" dapat if mag start ta og business we make sure "we manage risk" not saying its risky or anything..cause if you say i cannot do it and too risky you simply closing you mind! daghan oppurtunity nga mga business pero ang problema karon sa mga tawo it is because they are afraid of RISK and failure which is mao nay root sa poverty..failure to face the risk..if you want stock-market go for it if you want anything business go for it..the opportunity is your's dba...even small amount of money you start with as long you know what you are dealing with...those people who always say its risky is those people who are still working to make money and they are playing safe...playing safe attitude wont fit to capitalist or businessman person...if that attitude continues then better work for the company and be slave to the money...but if your bold enough and see the defference and know how money works for you then it is your change and do your own business thing..

    founder of mcdonald is a salesman...bill gates is a drop out college...fred rockfeller is a janitor and look at now they are both millionaire..because they face the risk...and manage the risk of business world..rich people are not college degree .they are smart people....nag lingkod rana sila og ilahang kwarta ang nagtrabaho para sa ila...they hire accountant lawyer bankers etc..they hire smart people to work sa ilahang companya..."smart and intellegence person hire smarter people than they are"....

    dli mo matingala daghan accountant, lawyers, bankers etc are not rich they called themselve middle class people..because gi train raman sila sa school to be come professional of there skills...school teach us to be scholastic and professional skills..but the school didnt teach us how to make money and financially literate...old saying is "study hard go to school get a good grades and good subject then find a secure job and good career " but in real world it doesnt exist..people are slave working hard to make money...not money works for them...they are trained in school to work and make money but not trained how money works for them mao ng bisan unsa-on "rich people get richer" and poor people get poorer...tungod sa FEAR,mahadlok sa mga opputunidad nga mo abot sa ilahang life...PLAYING SAFE sila...naa silay kwarta mahadlok mo invest...instead ibutang sa mutual funds...or sa bangko....well ang company sa mutual funds or bangko ray mabulahan...instead gamita inyo kwarta nga molihok....kay sa mga mutual funds or bangko gamay ra kaau interest makita nmo..and imo kwarta ginagamit nila sa lain nga mga investment sila ray nabulahan...so be smart!!

    if you build business first you must define ASSETS and liabilities......kay mao gud nay kulang sa mga negosyante nga maong na fall down ilaha negosyo...bisan unsa ka gamay sa imo puhunan molambo na basta kabalo lang ka sa financial literacy...

    you have 40k or 10k....my proposal business sa imo is LENDING...your money works for you...lets say maka gaba daw na...ayaw paminaw sa mga critics kay ang mga tawo nga kusog mo critics mao nay mga tawo nga hangtod ron wala ni asensso it is because they are close minded people....kung mo ingon sila your business is evil....the true evil are those TAX COLLECTOR and the government person ( politician )mao na silay mga kawatan na tawo...if you are entering a businessworld make sure that your prepared of criticism and know to handle people, customer,tax colector,supplier etc......so its up to you guys ..the way to go in rich is in your hand....

    if you want advice just pm me tol...and i can give more details on how to make money..

    "the love of money is root of evil but the lack of money is root of all evil" remember "MONEY IS POWER"

    welcome to the world of capitalism my friend

    peace

    nindota gud ani nga idea bro,..ma-awake man sad ta,..nibasa ka ug The secret bro noh?,.naay relation man gud,..hehe,..pm man teka bro ha,..ganahan q about how to make money,..tnx daan,...

  10. #30

    Default Re: 20k Capital for Business?

    Quote Originally Posted by netbox
    If you know how to install softwares(OS, games, etc.) into PC or know someone who does, you can start a business with just 20K or even less.

    Kadungog naka sa computer nga hulog2x ug piso? Pero PC ang naa sa sulod sa wooden box? It's like having an icafe with virtually no OH cost (such as rent, the huge electric bill that goes with the airconditioning unit and salary). Since it is coin operated and unattended (no salary for cafe attendants) all you have to pay is the extra electric bill at around 200 per PC/month. And what's more exciting about this is that it is like starting your own icafe business One-PC-At-A-Time!! coz you dont have the huge Break-Even Point that goes with the traditional internet cafe business.

    My Net Profit with this kind of business is P 5,000 per PC a month on average. The pricing is 1 peso=3minutes. That's P20 per hour (hehehe a lot better that most icafe pricing). As of now, I already have 8 units outside our house. Well, some of those are owned by my mother, sister & bros. They kinda like the idea of having their money work for them. (cheers to you richdad187)

    The idea is pretty simple actually. Here's how I did it:

    1. Installed all programs needed on PC (including all games)
    One PC unit costs me 13k. CPU is brandnew and Monitor I bought at Fastwin.

    2. Had a wooden box enclosure built for the PC (with exaust fans so that my PC wont fry inside the box)
    One wooden box cost me 1 and a half sheet of 3/4 plyboard.

    3. Put the timer and the coin slot.
    I think I can sell the preassembled timer to anyone interested to save you the hassle (Hmmm... another business venture hehehe) The coin slot, well you can buy it at any electronics store at down town area at P700 a piece or so. Or.. (another possible business venture ) you can get one from me, which is by the way, what I use now on my units (It can accept 3 different types of coin eg: 1 peso coin, 5 peso coin, & 10 peso coin (unlike the ones sold at those electronic stores). This can potentially save you from the hassle of ur customers having their coins changed.

    4. Brought the unit outside our house and chained it so it wont get stolen

    5. There it is: An "Unattended-Coin Operated PC" that's collecting all those coins in our neighborhood. hehehe

    Bytheway, encase your wondering, i installed a program on my units that will shutdown the PC after the a period of time it remained idle so i dont have to turn it off myself when theirs no customer using it. I guess this tiny program makes my PC a truly unattended one.

    PS. If your anticipating a problem on how to bring all those coins to the bank(a 5,000 worth of coins could be very heavy and takes a lot of time for a bank teller to count), you can call any Mcdonald's branch. They would love to change all your coins into bills and what's more they'll give you a value meal or two as a thank you gesture! hehehe












    bai netbox,..interested q sa imu business,..ok siay bai,..pwede paexplain kung unsaon ang pagbuhat ani step by step,.patabang lang q nimu unta ba,..then sa mga uban parts,.anha lng q palit nimu,..ok ra?

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