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  1. #21

    Default Re: WHAT ARE YOUR TIPS IN SAVING MONEY?


    stick to the basics, focus on saving or cutting corners.
    don't break the bank just to keep up with other people.

  2. #22

    Default Re: WHAT ARE YOUR TIPS IN SAVING MONEY?

    here what i do to save money..

    every payday.. i wiretransfer at least 2k to my other account.. (gi-gunting na nako ang card para the only way maka widraw is over the counter.. and take note.. im from talisay.. ang ako bank is in mandaue.. para kapoyan ko mag widraw)

    and

    i have a fix daily allowance.. and whatever i have left for that day will go to a savings box.. may it be coins or papers..

  3. #23

    Default Re: WHAT ARE YOUR TIPS IN SAVING MONEY?

    dli cge upgrade og celfon na kada naay bag-o mo release palit daun.

  4. #24

    Default Re: Your TIPS in Saving Money?

    save then the remaining stretch2x lang para ma igo, importante naay kay goal unsa gamitan nimo sa savings as well as deadline...

  5. #25

    Default Re: Your TIPS in Saving Money?

    likayi ang cgeg pang libre ug tagay sa barkada ug cge adto sa bar. pangsa-i lang.

  6. #26

    Default Re: Your TIPS in Saving Money?

    A more concrete one: I save all my P10 coins.

    I don't bring credit cards. I used to have one before but gave it back to my mom. I'm more comfortable bringing cash.

  7. #27

    Default Re: Your TIPS in Saving Money?

    a good idea i got from a seminar is to do this: When you get your income, set aside savings first before spending anything. Because usually what happens is that when we receive our paycheck, we spend first and whats left is our savings...if any is left...sumtyms utangan pa gani..hehe

  8. #28

    Default Re: Your TIPS in Saving Money?

    dont give into your "luho"

  9. #29

    Default Re: Your TIPS in Saving Money?

    Quote Originally Posted by tapsikret
    here what i do to save money..

    every payday.. i wiretransfer at least 2k to my other account.. (gi-gunting na nako ang card para the only way maka widraw is over the counter.. and take note.. im from talisay.. ang ako bank is in mandaue.. para kapoyan ko mag widraw)

    and

    i have a fix daily allowance.. and whatever i have left for that day will go to a savings box.. may it be coins or papers..
    nice dah! f u dont mind what man bank nimo sa mandaue? unsay bank pwede wiretransfer...dili jud maka attempt sa... good. tanx

  10. #30

    Default Re: Your TIPS in Saving Money?

    Quote Originally Posted by emow
    a good idea i got from a seminar is to do this: When you get your income, set aside savings first before spending anything. Because usually what happens is that when we receive our paycheck, we spend first and whats left is our savings...if any is left...sumtyms utangan pa gani..hehe
    U are very ryt my frend... :mrgreen:

    Before: Income - Expense = Savings
    Now: INCOME - SAVINGS = EXPENSE

    a formula as explained by emow... mas nice if your SAVINGS = 20% (or more) of your INCOME... Kaya ra??

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