stick to the basics, focus on saving or cutting corners.
don't break the bank just to keep up with other people.

stick to the basics, focus on saving or cutting corners.
don't break the bank just to keep up with other people.
here what i do to save money..
every payday.. i wiretransfer at least 2k to my other account.. (gi-gunting na nako ang card para the only way maka widraw is over the counter.. and take note.. im from talisay.. ang ako bank is in mandaue.. para kapoyan ko mag widraw)
and
i have a fix daily allowance.. and whatever i have left for that day will go to a savings box.. may it be coins or papers..
dli cge upgrade og celfon na kada naay bag-o mo release palit daun.![]()
save then the remaining stretch2x lang para ma igo, importante naay kay goal unsa gamitan nimo sa savings as well as deadline...
likayi ang cgeg pang libre ug tagay sa barkada ug cge adto sa bar. pangsa-i lang.
A more concrete one: I save all my P10 coins.
I don't bring credit cards. I used to have one before but gave it back to my mom. I'm more comfortable bringing cash.
a good idea i got from a seminar is to do this: When you get your income, set aside savings first before spending anything. Because usually what happens is that when we receive our paycheck, we spend first and whats left is our savings...if any is left...sumtyms utangan pa gani..hehe
dont give into your "luho"
nice dah! f u dont mind what man bank nimo sa mandaue? unsay bank pwede wiretransfer...dili jud maka attempt sa... good. tanxOriginally Posted by tapsikret
U are very ryt my frend... :mrgreen:Originally Posted by emow
Before: Income - Expense = Savings
Now: INCOME - SAVINGS = EXPENSE
a formula as explained by emow... mas nice if your SAVINGS = 20% (or more) of your INCOME... Kaya ra??![]()
![]()
Similar Threads |
|