BEST BANK

[wizard_jamex]

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FYI... RCBC account opening

Regular Savings Minimum and Maintaining = 10k
Current Account (checking accnt) = 10k (no interest)
Checking with Passbook = 25k
Regular ATM = 3k (should be at 10k to earn interest)
Telemoney Account Minimum/maintaining = Php100.00 (should have a brochure from an employer and endorsed by the employer OR u can open a Telemoney Accnount if u will claim a remittance through Telemony/Teleremit. just bring a valid Gov't. issued ID's...)
MyWallet ATM account = Php100.00 (no interest,Php10.00 charge per depo and no maintaining pro hangyo lang ayaw i-zero ang balance )
karon ang MyWallet naa nani xa MyWallet Visa (pwde ni nimo gamiton kung mo ad2 ka abroad pero,subalit,datapwat wa ko kahibaw kung pwde ba ni xa pang paypal. Mg ask pako...

pgdala lang mo ug atleast 2 valid govt ID's kung mg open mo.
oh and i think ang interest rate is 0.5% quarterly ha...

katong naa na account sa RCBC nya naa mo sa mga busy branch, (like fuente/guada/manalili/mepz1/mandaue/banilad) kanang pwerteng taasa sa linya. pwde mo mg online deposit sa uban branch. walay charge basta WiTHiN CEBU. ok?


sa Time Deposit...
5k ang minimum nya depende sa days ang rate sa interest.
kalimot ko sa pilay rate sa 5k=30 days

naa pud mi UiTF, Bancassurance, SiMA,trust etc... juz go to your nearest RCBC Branch for enlightenment

About sa Mywallet, how much ang pinako madeposit? Naa bay maximum limit sa mywallet?

[medji]

ang MyWallet... Maximum Deposit is 100k per month..

naa dri ang rate sa amng UITF ubos sa forex rates sa may left side
Rizal Commercial Banking Corporation

ang UITF...
para sa mga conservative type...
Rizal Money Market Fund
Rizal Commercial Banking Corporation

Para sa aggre type:
Rizal Commercial Banking Corporation

Other UiTF's prods
Rizal Commercial Banking Corporation

sa TD, nka limot ko ug tanaw ganiha... i think its 2.something...
between 2.0-2.2% ang rate sa 5k=30days. check nko 2m

[rev]

@medji
The clerk at RCBC P. Del offered some sort of UITF with NAVBu index basehan sa increment. Unsa diay to? They required 10k minimum to open the RCBC UITF - FAO

[medji]

@medji
The clerk at RCBC P. Del offered some sort of UITF with NAVBu index basehan sa increment. Unsa diay to? They required 10k minimum to open the RCBC UITF - FAO

RCBC Savings na sa P. Del Rosario, sister company sa RCBC pero different accounts. mura na xa ug BPI Savings ug CitiBank Savings dili CitiSavings bank ha
dia ra to imong gi ingon na 10k:
RCBC Savings Bank (kung mo error gani, ad2 lang sa RCBCSavings.com look for investments)
10k ra diay sa ila.... Molave Fund ang tawag nila ana, mao nay less risk, safest invesment nila.
tanang rate sa UiTF i-base na sa NAVPU (net asset value per unit). kung wa ko ma sayop, if i can still remember it correctly sa among seminar ani. mao na xay rate at the end/close sa market. so mg dpend and rate sa atong market.

read:

All RCBC UITFS are subject to daily marking-to-market for valuation purposes. The NAVPU of the funds may fluctuate depending on the volatility of prices of the various instruments of the fund. UITFs are trust products and not deposit accounts, hence, not covered by PDIC. The yield, return, or income of these products is not guaranteed. Any income or loss shall be fore the account and risk of investors.

[rev]

Sa computation gibasehan sa agent. They told usthat as an example you 10,000/NAVPU is the stocks that your share/own. Every mo. if the NAVPU increments for a small amounts that's

Example only:

DEPOSIT = Initial Deposit
NAVPU = Net Asset Value per Unit (volatile)
PSHARE = DEPOSIT / NAVPU
GAIN = PSHARE x NAVPU


DEPOSIT = 10,000.00
NAVPU = 1.2000
PSHARE = 10,000 / 1.2000
GAIN = 8333.33 x 1.2500 (lets say it increased)
INCREMENT = 10,416.67

*

[rev]

Ay, wa ko kagetz sa last part.



Participation In Units Minimum Contribution P 10,000.00 Additional Contribution P 5,000.00 Term Minimum of 30 Days Valuation NAVPu Trust Fees 1% Pre-Termination (Penalty Rate 1/8% p.a. Investments 60% of the fund in money-market instruments with terms not exceeding 120-days.
Not more than 40% of the fund in government securities with terms-to-maturity of between 1- 2 years.

[theKidFrankie]

Hi! Ask lang ko, pila maintaining balance sa UnionBank? Dili EON, kato ila ePayCard.

[Metz]

murag manawag jud ka sa Unionbank ana bai

[raaachel]

personally for me it's BPI and BDO. with BDO--mingaw ang bank diri duol sa amo, although d ko gusto sa ila uban policies like mag pay og 50.00 for out of cebu transactions, and minusan akong paypal og 200... unnecessary payments na free ra unta kung BPI.

[namron08]

you're in good hands.. ^_^