How old are you? And how much is your savings na?

[kinaraan]

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For those who want to leverage their time and money
Contact us: 09333782486

[chelop]

kung di siguro ko mohatag, or para bills lang, dako2x na gyud siguro kog matigom.hehe
pobre uyamot ra man mi..gasalig ra sila nako.

daghan pang grasya moabot nimo bai....... kay hatag ka sa imo parents..... ako wa koy hatag2x sako parents..... hahaha..... pero they understand..... ako gibawi.... sa tabang2x sa balay.... mohilot nila..... ug pina ka importante...... pagmahal sa usa ka anak....... hahahah..... Istoryahe.net..... btaw.... loves

[darkknightsg27]

Age : 22-24 - Call Center - saved 130k Php (nagamit nko pag ari sa SG plus 1k US dollar hatag sa akong pinalangang mama) ^^
24 - decided to go SG (oct 2007) managed to worked in Investment Bank as IT
24 - 29 - (2007 - 2013) stayed here 5 years plus (investment in Phil: Lot & Apartments ) more than 2M gasto ani nila. all fully paid and operational - kaloy-an sa ginoo.
ongoing 2 projects nag bago-od og bayad house & lot og another residential lot, hope mahuman nako maybe 5 years from now.. so ako age cguro 35 na. hehe.

Gadgets : DSLR, iphone(s), ipad. set of computer og laptops, tv's - usa pud ko ka maniac sa gadgets kada naa sale mo palit karon hinay2x og baligya kay nag lisod na diri sa SG.
Bank Account: 36k dollars plus
Phil bank: 20k Phil only. hehe

Ako target long term, at age of 35-40 financially stable..

[mckoy_slipstream]

Unsa na company nga fx brad? Dri sa cebu nga company bsn dala na advertisemnt imo, kbalo ko unsa ka delikado ang forex kng naai brokers fee ug dagku nga spread...

are you referring to my post? im not affiliated with any local forex firms. my broker is pepperstone, it's an australian regulated forex firm. 200% withdrawal na ako ana nila. my emini account is handled by tradestation. it's an account opened by my cousin who is an american citizen, but fully traded by me. kabalo pud ang handling agent sa pamaagi namo ana. my cousin is a millionaire. he won't care less of stealing some bucks from me. he is some MIT guy working for some backbone systems corporation in wallstreet.

i know na walang forex regulator dito sa pinas, if may forex company na claiming na regulated sila dito, check them out. im sure they are a scam. i never deal with local companies. i choose international and reputable ones, with solid track records and segregated client account, and also those with excellent liquidity providers. some international firms i know na may local offices are admiral markets and fxcm. i used to be with oanda, but they have lots of grey areas especially with the use of debit accounts. so i opted to switch to pepperstone. will be adding axitrader soon as well.

if you've never traded forex or don't even know how to choose a good broker, your open for scammers. i've been in the forex business for almost a year now. a good week for me means $300 and $200 for futures with 1 contract trade. a bad week means losing $50.

if you want to learn forex and select a good broker for live trading, i can point you to the right direction.

[mckoy_slipstream]

On business. 1. I have 5 employees. At first I could not believe it. But when I started tinoud diay. Taiga lang. You have to sacrifice at first as of now I cannot tell more details bout this one. I never told my dad when I started this one Kay Dili sya musugot. But when nag start ko. ask sya pila Kita nako. Ako answer. 3000. To 5000. Per day. Net........ Wa sya katingog.
On business 2. I lend money on my co employees. 5% interest per month. Wa Kay buhaton. Ang imo earnings ani mura nag Dako nga sweldo sa uban..

what then is the business model of "business 1"? if you don't mind me asking?

[hdayono]

Unsaon mna lisod na rn I salig panahona ky hasta igsuon unayon ka, unsa na lang.kaha sa ubang taw

[cebu.opportunities]

@marklouieyap
yup, nindot gyud to be open to new opportunities. we can never know if we won't give it a try. pero of course, with caution sad, hehe.
di pa kayo ko ka relate anang stocks ky wa pasad ko'y funds for that, hehe... sunod nlng sa na ky short term ra ang memory, malimtan dayon. going public na diay ron ang National bookstore.

yes, thanks for the advice. mao bitaw ako na realized lately, dapat ang monthly "expenses" (whether for personal usage or for investments) jud ang i-calculate for emergency fund ky if salary, possible lesser pa gyud dayon if income, di mn pud fix.
siguro, ang allocation of funds ky mag-lahi2x gyud depending on your needs and goals (short term, medium term and long term).

yes, familiar ko anang investment with life insurance . gamay ra siya og life coverage pero if long term, mo dako ra na. naa pud life insurance with investment (aw parehas rmn na sila sa tinuod lang; variable life insurance ra gihapon; lahi2x lang og style.), pero ang latter mas daghan riders pwede ma ride on. both ky pwede ra mo top-up.
part na na sa goal ang life insurance. hopefully, within the year masugdan na gyud bahala na daghan pa og debt (investment loans). nindot at least two policies, 1 for MRI (housing loans) and the other kana with more riders. both of which ky variable lang bahala i-collateral sa loan ky too early to die pmn, hehe. (though death is inevitable if time na gyud). if late middle age na then sige pa gihapon sa real estate properties, ayha na siguro ang decreasing term life insurance for MRI.

@Oclasvec and mckoy_slipstream,

possible man to nga figures pero ambot if unsa tong business number 1, hehe... tried number 2 and ganahan sad si oks mo explore businesses similar to that.

OnT:
with offshore business. hoping that smooth ra gyud till lifetime or even after it has been passed on.

sideline nga very risky-- possible wala'y return or tiba2x. sa karon, na stuck-up pa.

[mckoy_slipstream]

@cebu.opportunities: possible ang figures, but i want to know what the business model is. then, what is the inherent risk on such business? kay murag invest ra ta 200k relax na lang kay naa na 5,000/day. that's way to vague for me.

@hyadono: you have lots of negative thoughts there bro. unsaon na lang na? tanan nga business naa risk. if you don't take that risk, you've nowhere to go and you've already failed. in the first place, i can just open an account with tradestation, but why thru my cousin? im not going to discuss that anymore kay di na yun related.

@cebu.opportunities: one risk of forex and futures is that accounts are held off-shore. that's given. so what do you do to cut the risk? as i posted earlier, 200% withdrawal na ako sa forex broker ko. which means that i've already withdrawn the original amount i used as capital, and therefore trading on what is called, "money on the house", absolutely no risk.

with tradestation, i can deposit $5,000 with them blindfolded. heck they are well respected in their field for so many years. and these firms have regulatory bodies handling their license. and we have an international channel to send complaints when needed.

everything is about risk. syempre, while naa pa kita ang business nimo, you'll save some of it and continue to develop new plans, maybe as a backup, or as a replacement to what your currently doing. nothing last forever. pero, do we have to wait for forever to be over para mulihok ta? if puro risk na lang nasa isip natin, let's just sit and do nothing na lang. everything is about risk, so what we should be doing is find ways to minimize, if not, eliminate such risk.

[asean]

Nice Thread. recommend ni nako sa akong mga friends. ganahan sad nako na daghan mga pinoy mag save ug mag invest. Mayta ma improve na ang pinas.. ug hapit na na..

Nindot ang mga posts sa uban maka inspire. pero ang uban kay nag promote lang sa ilang mga businesses. haha kung mag promote lang mo sa inyong business adto mu post sa lain thread.. haha

i think be a wise spender cguro.. nag gamit ko ug credit card because of free coffee sa starbucks, then karun wala nay free.. cash na tanan.. dili sad cgeg palit ug mahal na cellphone, kay para call and text ramang cellphone..

save and invest jud. 2000 - 5000 per day is possible jud.. I'm earning more than that in a day but not everyday.. through stocks lang ako a. usahay daug, usahay pildi pud (maung usahay ma stress ko kung pildi ko.. haha pero normal mana mask mag trabaho ha) .. siguro akong dili ma kalimtan kay naka earn ko ug 25000 in 2 days through stocks.. I've been investing/trading sa stocks almost 4 years na.. sauna malipay nako mu kita ug 200 pesos a day sa akong stocks, karun kay target na nako 3000 a day.. pero dili everyday hinuon na, at least naay kita..

spend wisely, save, invest..

also, try jud ug think ug ideas for business.. daghan na ko na try na businesses daghan napud ko na pildi sa business.

[asean]

@cebu.opportunities: possible ang figures, but i want to know what the business model is. then, what is the inherent risk on such business? kay murag invest ra ta 200k relax na lang kay naa na 5,000/day. that's way to vague for me.

@hyadono: you have lots of negative thoughts there bro. unsaon na lang na? tanan nga business naa risk. if you don't take that risk, you've nowhere to go and you've already failed. in the first place, i can just open an account with tradestation, but why thru my cousin? im not going to discuss that anymore kay di na yun related.

@cebu.opportunities: one risk of forex and futures is that accounts are held off-shore. that's given. so what do you do to cut the risk? as i posted earlier, 200% withdrawal na ako sa forex broker ko. which means that i've already withdrawn the original amount i used as capital, and therefore trading on what is called, "money on the house", absolutely no risk.

with tradestation, i can deposit $5,000 with them blindfolded. heck they are well respected in their field for so many years. and these firms have regulatory bodies handling their license. and we have an international channel to send complaints when needed.

everything is about risk. syempre, while naa pa kita ang business nimo, you'll save some of it and continue to develop new plans, maybe as a backup, or as a replacement to what your currently doing. nothing last forever. pero, do we have to wait for forever to be over para mulihok ta? if puro risk na lang nasa isip natin, let's just sit and do nothing na lang. everything is about risk, so what we should be doing is find ways to minimize, if not, eliminate such risk.

Nice kung kamao ka mu trade sa forex.. pero kung dili... patay.. haha
daghan sad ilad sa forex, (not all..)

Ako sad ning tagam anang networking.. ug dili nako mu usab.. invest ko sa sure na company... kay ning tagam nako sa *M* (haha) na company.

bad experience ko anang *M*....

akong ma recommend UITF sa BDO, then stocks COL/BPItrade/Firstmetro.