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  1. #11

    T.S. "STICK with your budget". Ayaw pag-gasto nga labaw pa sa imong budget.

  2. #12
    Ayw huna2 nga ma dato ka ugma, sunod semana, buwan... IF ginagmay ra imohang tinigom kda buwan, padak-an sa na..
    atleast 15k kung mgplano nka nga mo invest or something nga modako na imohang savings unlike naa ra sa bank..

    Warning lng.. bcin mdala ka sa mga bulatik sa networking kron... Pag-imagine nlng nga tanan top billionaire wla na datu sulod lng sa 1 ka adlaw, buwan or tuig... minimum 10yrs dw... In short pag start na ug tigom...

  3. #13
    For me, For us dli basta2 mka ipon y? tungod na sa ato mentality btaw nga kung naay kwarta gasto lang kung gasto. until such time nga matingala nlang ka nga wala nay mahabilin sa imo pitaka. what i did was nag open ko bank account with no atm card. cge ko hulog money 20% of my income i put it sa bank. in a long process sa pag tigum dli ma likayan nga ma tintal ka ug withdraw tungod kay emergency. Until wa nko ka monitor sa ako statement. karun wa nay sud sa akoa bank. until naa ko nkaila nga financial adviser, giengnan ko niya nga mag mt me kay tabngan ko niya sa ako problem. mao to nka sabot ko where to put it. kana gani feeling nga gusto nimo ewithdraw pero dli pwd kay sayang kaayo kay dli pa mature ang imo invest. Pero after long period of waiting dako na ug tubo because it was invested in diversified portfolio like equity fund etc. im so happy for the result

  4. #14
    unsaon: limit sa gasto nga dili importante/kailangan.

    kanus-a ga sugod?: pag high-school pa nako.

  5. #15
    Before I also invest 20k for networking but unluckily I was fooled by the words came from dr mouth, binuang na ilaha. ang mo samot ka hayahay ang mga naa sa taas unya ang kadto naa sa ubos? heheh ubos lang gehapon. after 1 year i only got 5k sa ako total investment nga 20k.

  6. #16
    Bilin ko money sa bank. Bahalang gamay basta kanunay. You can go to the bank and ask what products do they have para at least kahibaw ka where to put your money.No no gyud nako ang networking or whatever they call it now.
    Audentes Fortuna Juvat

  7. #17
    Trabaho full time nya part-time/freelance ginagmay para naay ma save.. hehehe
    Unsay nindot nga bank mo open ug passbook? Sa union 30k man ang maintaining balance oizt nya need sila ug primary ID like NBI or police, wala koy time pagkuha ani.. hehehe

  8. #18
    [QUOTE=Wynna;17495902]does it include Mutual Funds and Stock exchange?

    Yes,.

  9. #19
    Quote Originally Posted by luff101 View Post
    Trabaho full time nya part-time/freelance ginagmay para naay ma save.. hehehe
    Unsay nindot nga bank mo open ug passbook? Sa union 30k man ang maintaining balance oizt nya need sila ug primary ID like NBI or police, wala koy time pagkuha ani.. hehehe
    Luff just try BPI 10k lang ang maintaining balance...

  10. #20
    C.I.A. Wynna's Avatar
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    Quote Originally Posted by luff101 View Post
    Trabaho full time nya part-time/freelance ginagmay para naay ma save.. hehehe
    Unsay nindot nga bank mo open ug passbook? Sa union 30k man ang maintaining balance oizt nya need sila ug primary ID like NBI or police, wala koy time pagkuha ani.. hehehe
    RCBC 10K ra sad... Any valid ID will do, at least 2 then 1x1 or 2x2 pics.

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