Invest now with PRULIFE U.K.

[ofw_cebu]

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BTID is buy term invest the difference d ba? ang 'buy term' is mao na ang insurance nga side then ang 'invest difference' is mao ni ang investment nga side. So basically same ra sa VUL. naa lang kalahi-an kung asay faster horse

Mao dyud, at the end of the day, sa financial industry ra gihapn gipatuyok any money as to the faster horse, medyo paspas gamay

[Balandido]

this is good. naa nami philam

[takumi]

@balandino I'm glad you got one from Philam. Its also nice to get from Prulife kay mas daghan, mas dako kag maani later. As what the saying goes, DO NOT PUT ALL EGGS IN ONE BASKET. Mas maayo buwag buwagon nimo imong investment.

[istoryamember]

@balandino I'm glad you got one from Philam. Its also nice to get from Prulife kay mas daghan, mas dako kag maani later. As what the saying goes, DO NOT PUT ALL EGGS IN ONE BASKET. Mas maayo buwag buwagon nimo imong investment.

naa d ay to-od ko question bro. For example naa ka insurance sa duha (ex philam ug prulife) tapos nasakit ka. maka avail ba ka sa duha or naay primary company nga imong kuhaan sa benefit tapos if magkulang (for example ang bayranan kay dako kaayo), diha pa magamit ang ikaduha? Then what if naa pa jud ka philhealth?

[takumi]

Yes bro. If naa kay policy sa philam ug prulife, then simbako masakit ka (maigo ka sa 36 illnesses nga na list sa company), hatagan ka sa duha at the same time. Makuha nimo ang tanan. That is why, the more insurance, the better you are protected. If naa kay philhealth, dili man mu conflict bisan naa kay philam ug prulife, makuha ra gihapon nimo ang philhealth.

Kasuway ko in my own experience, gikuhaan kog apendix so naay involve surgery. Akong policy sa prulife kay naa may rider nga surgery, so gibayran ko sa prulife kung unsa to naka state pila ang madawat nako taga surgery, mga 15,000 to kay kanang rider mga pakapin man na sa imong policy if ever ganahan ka apilan. Then naa pud koy philhealth ato, nakadawat pud ko sa philhealth. So ang prulife ug philhealth tabang kaayo nako kay dili na kaayo dako akong nabayran sa hospital bills.

[takumi]

Good morning everyone!

[GPRS CEBU]

it's nice to have insurance or health insurance

[takumi]

Yes insurance is very important in our life

[MK]

That is why, the more insurance, the better you are protected. If naa kay philhealth, dili man mu conflict bisan naa kay philam ug prulife, makuha ra gihapon nimo ang philhealth.

having more insurance for different purpose is indeed good...like health and life insurance.
but having 3 health insurance from 3 different company?...hmm if its 2 only and the other one is from Philhealth then I will definitely understand but if not...that's a waste of investment. It's diworsification of investment instead of diversification.

[takumi]

If daghan kag sobra kwarta, why not? Depende man na sa gusto sa tao. If he wants more health insurance, wa may makapugong nya. If he wants 20 life imsurance, pwede basta makabayad lang sya. Bisan 20 businesses pa iyang tukuron, way makabuot sa tao. But for middle class people, even 1 life insurance & 1 health insurance is enough protection na. Uban dha daghan insurance pero ginagmay per policy, ila pud ng gusto. Sa makaya ra jud. May it be short term investment or long term investment, importante naa kay maani and dili ka ma alkanse. Life insurance is a long term investment.

For any business person, the more investment in different companies is better. Coz they only seek for one purpose, TO GAIN, and not to lose.