COMBI Plan
Consistent with its mission of providing the best health care for every Filipino, Caritas Health Shield, in 2008 has come up with another innovative health care program called COMBI Plan. This exceptional product provides the member/planholder with the medical services of the Expanded Core Health Care Program combined with the pension benefits of the Caritas Fund Provider. Caritas Health Shield offers the member/planholder with financial security of a pension plan, the protection of its four-way insurance package and the versatility of its medical services package. Following is a summary list of its features and benefits:
Ø Protection from any premium increases through a 5-year pay plan with a level premium for 5 years.
Ø Double the Maximum Amount of Coverage per Year with a Maximum Daily Room Rate upon first installment for your medical benefits.
Ø Guaranteed yearly increase in the Maximum Amount of Coverage per Year and Maximum Daily Room Rate.
Ø Increasing Maximum Amount of Coverage per Year and Maximum Daily Room Rate for an additional period of five (5) years after the paying period (without paying additional installment).
Ø Availability of your Pension Benefit with your choice from Lump Sum payment, Interest Payment plus Pension Benefit & Partial Withdrawal plus Interest settlement options on the 11th year.
Ø Responsive Medical Expense Benefits Package composed of:
ü Hospitalization Benefits
ü Emergency Care and
ü Special Diagnostic and Laboratory Procedures (if procedure is outpatient, which you will avail at the Diagnostic Center designated by Caritas Health Shield)
Ø All-inclusive Membership Privileges Package that you will avail at the Diagnostic Center designated by Caritas Health Shield composed of:
ü Outpatient Services
ü Annual Physical Examination
ü Preventive Health Care
ü Dental Care,
ü Other Services, and
Ø A Four-way Comprehensive Insurance Package on the Caritas Fund Provider
Ø Plus a host of additional features that includes among others:
ü Coverage of Pre-existing Illness
ü Provisions on transfer to another person
ü Grace Period and
ü Plan Termination Values or Pre-maturity benefit on the Caritas Fund Provider
Ø At a very affordable cost to the member with his/her required Active Membership to the government’s Philhealth program
Membership in Caritas Health Shield assures you of a nationwide, round-the-clock health protection made possible by a young and growing HMO Company owned and managed by eminent physicians and business professionals in consortium with a nationwide medical services network of health care providers numbering more than 361 hospitals, 192 clinics and laboratories, 7,074 doctors and 472 dentists.
It also makes available to you, accessible, convenient and customer friendly laboratory, diagnostic and medical services of our very own nationwide network of over forty (40) clinics.
Through the Caritas Expanded Health Care Program and the Caritas Fund Provider, you will be able to do more than just provide for your present health needs; you will be securing your future financial requirements as well.
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